Is Ameris Bancorp Stock a Good Investment?
Ameris Bancorp Investment Advice | ABCB |
- Examine Ameris Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Ameris Bancorp's leadership team and their track record. Good management can help Ameris Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Ameris Bancorp's business and its evolving consumer preferences.
- Compare Ameris Bancorp's performance and market position to its competitors. Analyze how Ameris Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Ameris Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Ameris Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Ameris Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Ameris Bancorp is a good investment.
Sell | Buy |
Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Ameris Bancorp Stock
Researching Ameris Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 93.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.34. Some equities with similar Price to Book (P/B) outperform the market in the long run. Ameris Bancorp has Price/Earnings To Growth (PEG) ratio of 2.45. The entity last dividend was issued on the 30th of September 2024. The firm had 211:210 split on the 28th of June 2010.
To determine if Ameris Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Ameris Bancorp's research are outlined below:
| Ameris Bancorp has a poor financial position based on the latest SEC disclosures | |
| Over 93.0% of the company shares are held by institutions such as insurance companies | |
| On 7th of October 2024 Ameris Bancorp paid $ 0.15 per share dividend to its current shareholders | |
| Latest headline from investors.com: Ameris Bancorp Clears Technical Benchmark, Hitting 90-Plus RS Rating |
Ameris Bancorp Quarterly Liabilities And Stockholders Equity |
|
Ameris Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Ameris Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Ameris Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Ameris Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Ameris Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-01-28 | 2010-12-31 | 0.02 | 0.04 | 0.02 | 100 | ||
1999-07-12 | 1999-06-30 | 0.18 | 0.2 | 0.02 | 11 | ||
2012-07-24 | 2012-06-30 | 0.04 | 0.07 | 0.03 | 75 | ||
2011-04-26 | 2011-03-31 | -0.01 | 0.02 | 0.03 | 300 | ||
2010-10-20 | 2010-09-30 | -0.04 | -0.07 | -0.03 | 75 | ||
2008-07-15 | 2008-06-30 | 0.25 | 0.22 | -0.03 | 12 | ||
2003-07-10 | 2003-06-30 | 0.21 | 0.24 | 0.03 | 14 | ||
2003-01-15 | 2002-12-31 | 0.2 | 0.23 | 0.03 | 15 |
Know Ameris Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Ameris Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Ameris Bancorp backward and forwards among themselves. Ameris Bancorp's institutional investor refers to the entity that pools money to purchase Ameris Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Principal Financial Group Inc | 2024-09-30 | 1.3 M | Nuveen Asset Management, Llc | 2024-06-30 | 1.2 M | Hhg Plc | 2024-06-30 | 1.2 M | Charles Schwab Investment Management Inc | 2024-09-30 | 907.1 K | Victory Capital Management Inc. | 2024-09-30 | 863.3 K | Gw&k Investment Management, Llc | 2024-09-30 | 845.5 K | Congress Asset Management Company, Llp | 2024-09-30 | 809.3 K | William Blair Investment Management, Llc | 2024-09-30 | 770.1 K | Norges Bank | 2024-06-30 | 713 K | Blackrock Inc | 2024-06-30 | 10.1 M | Vanguard Group Inc | 2024-09-30 | 7.5 M |
Ameris Bancorp's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.9 B.Market Cap |
|
Ameris Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.09 |
Determining Ameris Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Ameris Bancorp is a good buy. For example, gross profit margin measures Ameris Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Ameris Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of Ameris Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Ameris Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Ameris Bancorp's management manipulating its earnings.
Evaluate Ameris Bancorp's management efficiency
Ameris Bancorp has return on total asset (ROA) of 0.0127 % which means that it generated a profit of $0.0127 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.094 %, meaning that it created $0.094 on every $100 dollars invested by stockholders. Ameris Bancorp's management efficiency ratios could be used to measure how well Ameris Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.09, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Ameris Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 26.9 B, whereas Other Assets are projected to grow to (2.7 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 49.68 | 35.04 | |
| Tangible Book Value Per Share | 33.68 | 31.34 | |
| Price Book Value Ratio | 1.07 | 1.44 | |
| Price Fair Value | 1.07 | 1.44 | |
| Enterprise Value | 2.8 B | 3 B |
Ameris Bancorp showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Dividend Yield 0.0085 | Forward Dividend Yield 0.0085 | Forward Dividend Rate 0.6 | Beta 1.023 |
Basic technical analysis of Ameris Stock
As of the 28th of November, Ameris Bancorp shows the risk adjusted performance of 0.0937, and Mean Deviation of 1.54. Ameris Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Ameris Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Ameris Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Ameris Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Ameris Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Ameris Bancorp's Outstanding Corporate Bonds
Ameris Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Ameris Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Ameris bonds can be classified according to their maturity, which is the date when Ameris Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| US03073EAR62 Corp BondUS03073EAR62 | View | |
| AMERISOURCEBERGEN P 43 Corp BondUS03073EAQ89 | View | |
| AMERISOURCEBERGEN P 345 Corp BondUS03073EAP07 | View | |
| AMERISOURCEBERGEN P 425 Corp BondUS03073EAN58 | View | |
| AMERISOURCEBERGEN P 325 Corp BondUS03073EAM75 | View | |
| AMERISOURCEBERGEN PORATION Corp BondUS03073EAT29 | View |
Understand Ameris Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Ameris Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0937 | |||
| Market Risk Adjusted Performance | 0.1227 | |||
| Mean Deviation | 1.54 | |||
| Semi Deviation | 1.44 | |||
| Downside Deviation | 1.7 | |||
| Coefficient Of Variation | 881.13 | |||
| Standard Deviation | 2.38 | |||
| Variance | 5.67 | |||
| Information Ratio | 0.0608 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.1) | |||
| Sortino Ratio | 0.085 | |||
| Treynor Ratio | 0.1127 | |||
| Maximum Drawdown | 16.25 | |||
| Value At Risk | (2.56) | |||
| Potential Upside | 3.15 | |||
| Downside Variance | 2.9 | |||
| Semi Variance | 2.06 | |||
| Expected Short fall | (1.79) | |||
| Skewness | 2.75 | |||
| Kurtosis | 14.73 |
| Risk Adjusted Performance | 0.0937 | |||
| Market Risk Adjusted Performance | 0.1227 | |||
| Mean Deviation | 1.54 | |||
| Semi Deviation | 1.44 | |||
| Downside Deviation | 1.7 | |||
| Coefficient Of Variation | 881.13 | |||
| Standard Deviation | 2.38 | |||
| Variance | 5.67 | |||
| Information Ratio | 0.0608 | |||
| Jensen Alpha | (0.01) | |||
| Total Risk Alpha | (0.1) | |||
| Sortino Ratio | 0.085 | |||
| Treynor Ratio | 0.1127 | |||
| Maximum Drawdown | 16.25 | |||
| Value At Risk | (2.56) | |||
| Potential Upside | 3.15 | |||
| Downside Variance | 2.9 | |||
| Semi Variance | 2.06 | |||
| Expected Short fall | (1.79) | |||
| Skewness | 2.75 | |||
| Kurtosis | 14.73 |
Consider Ameris Bancorp's intraday indicators
Ameris Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Ameris Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Ameris Bancorp Corporate Filings
F4 | 12th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 24th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 8th of August 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 22nd of July 2024 Other Reports | ViewVerify |
Ameris Stock media impact
Far too much social signal, news, headlines, and media speculation about Ameris Bancorp that are available to investors today. That information is available publicly through Ameris media outlets and privately through word of mouth or via Ameris internal channels. However, regardless of the origin, that massive amount of Ameris data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Ameris Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Ameris Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Ameris Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Ameris Bancorp alpha.
Ameris Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Ameris Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Ameris Bancorp Historical Investor Sentiment
Investor biases related to Ameris Bancorp's public news can be used to forecast risks associated with an investment in Ameris. The trend in average sentiment can be used to explain how an investor holding Ameris can time the market purely based on public headlines and social activities around Ameris Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Ameris Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Ameris Bancorp and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Ameris Bancorp news discussions. The higher the estimate score, the more favorable the investor's outlook on Ameris Bancorp.
Ameris Bancorp Corporate Management
| Ross Creasy | Corporate Officer | Profile | |
| Michael Pierson | Chief VP | Profile | |
| Brian Parks | Head Banking | Profile | |
| JD Esq | Corporate Officer | Profile | |
| Ross McWilliams | Executive Division | Profile |
Already Invested in Ameris Bancorp?
The danger of trading Ameris Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Ameris Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Ameris Bancorp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Ameris Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Ameris Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ameris Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ameris Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ameris Bancorp Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ameris Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.You can also try the Portfolio Optimization module to compute new portfolio that will generate highest expected return given your specified tolerance for risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ameris Bancorp. If investors know Ameris will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ameris Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.241 | Dividend Share 0.6 | Earnings Share 4.78 | Revenue Per Share 15.214 | Quarterly Revenue Growth 0.127 |
The market value of Ameris Bancorp is measured differently than its book value, which is the value of Ameris that is recorded on the company's balance sheet. Investors also form their own opinion of Ameris Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Ameris Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ameris Bancorp's market value can be influenced by many factors that don't directly affect Ameris Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Ameris Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Ameris Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ameris Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.