Is Banc Of Stock a Good Investment?
Banc Of Investment Advice | BANC |
- Examine Banc Of's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Banc Of's leadership team and their track record. Good management can help Banc Of navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Banc Of's business and its evolving consumer preferences.
- Compare Banc Of's performance and market position to its competitors. Analyze how Banc Of is positioned in terms of product offerings, innovation, and market share.
- Check if Banc Of pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Banc Of's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Banc of California, stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Banc of California, is a good investment.
Sell | Buy |
Buy
Market Performance | Good | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Almost neglects market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Banc Of Stock
Researching Banc Of's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 99.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.97. Some equities with similar Price to Book (P/B) outperform the market in the long run. Banc of California, has Price/Earnings To Growth (PEG) ratio of 2.15. The entity recorded a loss per share of 3.86. The firm last dividend was issued on the 16th of December 2024.
To determine if Banc Of is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Banc Of's research are outlined below:
| The company reported the previous year's revenue of 278.38 M. Net Loss for the year was (1.9 B) with profit before overhead, payroll, taxes, and interest of 1.34 B. | |
| Over 99.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from gurufocus.com: Banc of California Renews Commitment to Alliance for Southern California Innovation |
Banc Of uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Banc of California,. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Banc Of's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 18th of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Banc Of's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Banc Of's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2013-05-08 | 2013-03-31 | 0.03 | 0.05 | 0.02 | 66 | ||
2024-04-23 | 2024-03-31 | 0.22 | 0.19 | -0.03 | 13 | ||
2020-01-23 | 2019-12-31 | 0.17 | 0.2 | 0.03 | 17 | ||
2018-07-26 | 2018-06-30 | 0.15 | 0.18 | 0.03 | 20 | ||
2017-10-26 | 2017-09-30 | 0.19 | 0.23 | 0.04 | 21 | ||
2015-03-05 | 2014-12-31 | 0.21 | 0.25 | 0.04 | 19 | ||
2012-04-30 | 2012-03-31 | 0.03 | 0.07 | 0.04 | 133 | ||
2011-11-10 | 2011-09-30 | 0.08 | 0.04 | -0.04 | 50 |
Know Banc Of's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Banc Of is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Banc of California, backward and forwards among themselves. Banc Of's institutional investor refers to the entity that pools money to purchase Banc Of's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Neuberger Berman Group Llc | 2024-09-30 | 2.5 M | William Blair Investment Management, Llc | 2024-09-30 | 2.5 M | Verition Fund Managegment, Llc | 2024-09-30 | 2.5 M | Massachusetts Financial Services Company | 2024-09-30 | 2.2 M | Citadel Advisors Llc | 2024-09-30 | 2.2 M | Fj Capital Management Llc | 2024-09-30 | 2.2 M | Amvescap Plc. | 2024-09-30 | 2.1 M | Hodges Capital Management Inc | 2024-09-30 | 2.1 M | Jpmorgan Chase & Co | 2024-09-30 | 1.9 M | Blackrock Inc | 2024-06-30 | 21.9 M | Warburg Pincus Llc | 2024-09-30 | 15.6 M |
Banc Of's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.92 B.Market Cap |
|
Banc Of's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.05) | (0.05) | |
| Return On Capital Employed | (0.01) | (0.01) | |
| Return On Assets | (0.05) | (0.05) | |
| Return On Equity | (0.56) | (0.53) |
Determining Banc Of's profitability involves analyzing its financial statements and using various financial metrics to determine if Banc Of is a good buy. For example, gross profit margin measures Banc Of's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Banc Of's profitability and make more informed investment decisions.
Please note, the presentation of Banc Of's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Banc Of's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Banc Of's management manipulating its earnings.
Evaluate Banc Of's management efficiency
Banc of California, has return on total asset (ROA) of (0.0118) % which means that it has lost $0.0118 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1401) %, meaning that it created substantial loss on money invested by shareholders. Banc Of's management efficiency ratios could be used to measure how well Banc Of manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to -0.05. The current year's Return On Capital Employed is expected to grow to -0.0062. At present, Banc Of's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 34 B, whereas Other Assets are projected to grow to (4.6 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 23.26 | 24.42 | |
| Tangible Book Value Per Share | 20.76 | 21.80 | |
| Enterprise Value Over EBITDA | 5.35 | 5.09 | |
| Price Book Value Ratio | 0.58 | 0.55 | |
| Enterprise Value Multiple | 5.35 | 5.09 | |
| Price Fair Value | 0.58 | 0.55 | |
| Enterprise Value | 431.6 M | 410 M |
Leadership effectiveness at Banc of California, is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield 0.0232 | Forward Dividend Yield 0.0232 | Forward Dividend Rate 0.4 | Beta 1.434 |
Basic technical analysis of Banc Stock
As of the 2nd of December, Banc Of shows the Downside Deviation of 1.64, mean deviation of 1.62, and Risk Adjusted Performance of 0.1133. Banc of California, technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Banc Of's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Banc Of insiders, such as employees or executives, is commonly permitted as long as it does not rely on Banc Of's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Banc Of insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Banc Of's Outstanding Corporate Bonds
Banc Of issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Banc of California, uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Banc bonds can be classified according to their maturity, which is the date when Banc of California, has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Banc Of's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Banc Of's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1133 | |||
| Market Risk Adjusted Performance | 0.154 | |||
| Mean Deviation | 1.62 | |||
| Semi Deviation | 1.33 | |||
| Downside Deviation | 1.64 | |||
| Coefficient Of Variation | 716.7 | |||
| Standard Deviation | 2.27 | |||
| Variance | 5.17 | |||
| Information Ratio | 0.079 | |||
| Jensen Alpha | 0.0349 | |||
| Total Risk Alpha | (0.07) | |||
| Sortino Ratio | 0.1096 | |||
| Treynor Ratio | 0.144 | |||
| Maximum Drawdown | 13.72 | |||
| Value At Risk | (2.35) | |||
| Potential Upside | 4.19 | |||
| Downside Variance | 2.69 | |||
| Semi Variance | 1.78 | |||
| Expected Short fall | (1.96) | |||
| Skewness | 1.33 | |||
| Kurtosis | 4.05 |
| Risk Adjusted Performance | 0.1133 | |||
| Market Risk Adjusted Performance | 0.154 | |||
| Mean Deviation | 1.62 | |||
| Semi Deviation | 1.33 | |||
| Downside Deviation | 1.64 | |||
| Coefficient Of Variation | 716.7 | |||
| Standard Deviation | 2.27 | |||
| Variance | 5.17 | |||
| Information Ratio | 0.079 | |||
| Jensen Alpha | 0.0349 | |||
| Total Risk Alpha | (0.07) | |||
| Sortino Ratio | 0.1096 | |||
| Treynor Ratio | 0.144 | |||
| Maximum Drawdown | 13.72 | |||
| Value At Risk | (2.35) | |||
| Potential Upside | 4.19 | |||
| Downside Variance | 2.69 | |||
| Semi Variance | 1.78 | |||
| Expected Short fall | (1.96) | |||
| Skewness | 1.33 | |||
| Kurtosis | 4.05 |
Consider Banc Of's intraday indicators
Banc Of intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Banc Of stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Banc Of Corporate Filings
13A | 14th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
10Q | 8th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 22nd of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 20th of September 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
Banc Stock media impact
Far too much social signal, news, headlines, and media speculation about Banc Of that are available to investors today. That information is available publicly through Banc media outlets and privately through word of mouth or via Banc internal channels. However, regardless of the origin, that massive amount of Banc data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Banc Of news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Banc Of relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Banc Of's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Banc Of alpha.
Banc Of Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Banc Of can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Banc Of Corporate Directors
| Mary Curran | Independent Director | Profile | |
| Richard Lashley | Independent Director | Profile | |
| Jonah Schnel | Independent Director | Profile | |
| Barbara FallonWalsh | Independent Director | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Banc of California,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banc Of. If investors know Banc will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banc Of listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.85 | Dividend Share 0.04 | Earnings Share (3.86) | Revenue Per Share 2.689 | Quarterly Revenue Growth 0.19 |
The market value of Banc of California, is measured differently than its book value, which is the value of Banc that is recorded on the company's balance sheet. Investors also form their own opinion of Banc Of's value that differs from its market value or its book value, called intrinsic value, which is Banc Of's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banc Of's market value can be influenced by many factors that don't directly affect Banc Of's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Banc Of's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Banc Of is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banc Of's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.