Is Premier Financial Stock a Good Investment?
Premier Financial Investment Advice | PFC |
- Examine Premier Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Premier Financial's leadership team and their track record. Good management can help Premier Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Premier Financial's business and its evolving consumer preferences.
- Compare Premier Financial's performance and market position to its competitors. Analyze how Premier Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Premier Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Premier Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Premier Financial Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Premier Financial Corp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Modest | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Premier Financial Stock
Researching Premier Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 70.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.98. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Premier Financial Corp has Price/Earnings To Growth (PEG) ratio of 1.06. The entity last dividend was issued on the 8th of November 2024. The firm had 2:1 split on the 13th of July 2018.
To determine if Premier Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Premier Financial's research are outlined below:
| About 70.0% of the company shares are owned by institutional investors | |
| On 15th of November 2024 Premier Financial paid $ 0.31 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Acquisition by Afzal Zahid of 2064 shares of Premier Financial subject to Rule 16b-3 |
Premier Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Premier Financial Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Premier Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 23rd of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 28th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Premier Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Premier Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-07-19 | 2010-06-30 | 0.09 | 0.1 | 0.01 | 11 | ||
2010-04-19 | 2010-03-31 | 0.05 | 0.06 | 0.01 | 20 | ||
2012-07-23 | 2012-06-30 | 0.18 | 0.16 | -0.02 | 11 | ||
2012-04-23 | 2012-03-31 | 0.17 | 0.19 | 0.02 | 11 | ||
2011-04-25 | 2011-03-31 | 0.11 | 0.13 | 0.02 | 18 | ||
2003-04-21 | 2003-03-31 | 0.2 | 0.22 | 0.02 | 10 | ||
2014-04-21 | 2014-03-31 | 0.25 | 0.28 | 0.03 | 12 | ||
2010-10-25 | 2010-09-30 | 0.08 | 0.11 | 0.03 | 37 |
Know Premier Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Premier Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Premier Financial Corp backward and forwards among themselves. Premier Financial's institutional investor refers to the entity that pools money to purchase Premier Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 414.5 K | Northern Trust Corp | 2024-09-30 | 372.5 K | Goldman Sachs Group Inc | 2024-06-30 | 370.5 K | Renaissance Technologies Corp | 2024-09-30 | 347.6 K | Polaris Capital Management, Llc | 2024-09-30 | 346.8 K | Aqr Capital Management Llc | 2024-06-30 | 326.7 K | Bank Of New York Mellon Corp | 2024-06-30 | 297.3 K | Proshare Advisors Llc | 2024-09-30 | 294.1 K | Assenagon Asset Management Sa | 2024-09-30 | 289.6 K | Blackrock Inc | 2024-06-30 | 4.4 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 2.3 M |
Premier Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 1 B.Market Cap |
|
Premier Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.03 | 0.04 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.07 |
Determining Premier Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Premier Financial is a good buy. For example, gross profit margin measures Premier Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Premier Financial's profitability and make more informed investment decisions.
Please note, the presentation of Premier Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Premier Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Premier Financial's management manipulating its earnings.
Evaluate Premier Financial's management efficiency
The current year's Return On Capital Employed is expected to grow to 0.04, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Premier Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 7.5 B, whereas Other Assets are forecasted to decline to about 32 M. Premier Financial's management efficiency ratios could be used to measure how well Premier Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 27.33 | 23.37 | |
| Tangible Book Value Per Share | 18.19 | 20.54 | |
| Enterprise Value Over EBITDA | 11.01 | 9.04 | |
| Price Book Value Ratio | 0.88 | 1.62 | |
| Enterprise Value Multiple | 11.01 | 9.04 | |
| Price Fair Value | 0.88 | 1.62 | |
| Enterprise Value | 474.3 M | 498 M |
The strategic decisions made by Premier Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield 0.0443 | Forward Dividend Yield 0.0443 | Forward Dividend Rate 1.24 | Beta 1.234 |
Basic technical analysis of Premier Stock
As of the 28th of November, Premier Financial holds the Semi Deviation of 1.47, coefficient of variation of 1158.22, and Risk Adjusted Performance of 0.0731. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Premier Financial, as well as the relationship between them.Premier Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Premier Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Premier Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Premier Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Premier Financial's Outstanding Corporate Bonds
Premier Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Premier Financial Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Premier bonds can be classified according to their maturity, which is the date when Premier Financial Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Premier Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Premier Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0731 | |||
| Market Risk Adjusted Performance | 0.1017 | |||
| Mean Deviation | 1.56 | |||
| Semi Deviation | 1.47 | |||
| Downside Deviation | 1.65 | |||
| Coefficient Of Variation | 1158.22 | |||
| Standard Deviation | 2.51 | |||
| Variance | 6.32 | |||
| Information Ratio | 0.0365 | |||
| Jensen Alpha | (0.05) | |||
| Total Risk Alpha | (0.17) | |||
| Sortino Ratio | 0.0556 | |||
| Treynor Ratio | 0.0917 | |||
| Maximum Drawdown | 18.87 | |||
| Value At Risk | (3.10) | |||
| Potential Upside | 3.48 | |||
| Downside Variance | 2.72 | |||
| Semi Variance | 2.16 | |||
| Expected Short fall | (1.99) | |||
| Skewness | 2.9 | |||
| Kurtosis | 16.07 |
| Risk Adjusted Performance | 0.0731 | |||
| Market Risk Adjusted Performance | 0.1017 | |||
| Mean Deviation | 1.56 | |||
| Semi Deviation | 1.47 | |||
| Downside Deviation | 1.65 | |||
| Coefficient Of Variation | 1158.22 | |||
| Standard Deviation | 2.51 | |||
| Variance | 6.32 | |||
| Information Ratio | 0.0365 | |||
| Jensen Alpha | (0.05) | |||
| Total Risk Alpha | (0.17) | |||
| Sortino Ratio | 0.0556 | |||
| Treynor Ratio | 0.0917 | |||
| Maximum Drawdown | 18.87 | |||
| Value At Risk | (3.10) | |||
| Potential Upside | 3.48 | |||
| Downside Variance | 2.72 | |||
| Semi Variance | 2.16 | |||
| Expected Short fall | (1.99) | |||
| Skewness | 2.9 | |||
| Kurtosis | 16.07 |
Consider Premier Financial's intraday indicators
Premier Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Premier Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Premier Financial Corporate Filings
F4 | 21st of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 12th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
| 6th of November 2024 Other Reports | ViewVerify | |
| 29th of October 2024 Other Reports | ViewVerify |
Premier Stock media impact
Far too much social signal, news, headlines, and media speculation about Premier Financial that are available to investors today. That information is available publicly through Premier media outlets and privately through word of mouth or via Premier internal channels. However, regardless of the origin, that massive amount of Premier data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Premier Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Premier Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Premier Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Premier Financial alpha.
Premier Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Premier Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Premier Financial Corporate Management
| Matthew Garrity | Ex Officer | Profile | |
| Jason Gendics | Exec Bank | Profile | |
| Rick Hull | Executive Banking | Profile | |
| Varun Chandhok | Executive Officer | Profile | |
| Sharon Davis | Executive Officer | Profile | |
| Shannon Kuhl | Chief VP | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Premier Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Premier Financial. If investors know Premier will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Premier Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.33) | Dividend Share 1.24 | Earnings Share 1.96 | Revenue Per Share 6.89 | Quarterly Revenue Growth (0.07) |
The market value of Premier Financial Corp is measured differently than its book value, which is the value of Premier that is recorded on the company's balance sheet. Investors also form their own opinion of Premier Financial's value that differs from its market value or its book value, called intrinsic value, which is Premier Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Premier Financial's market value can be influenced by many factors that don't directly affect Premier Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Premier Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Premier Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Premier Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.