Is Regions Financial Stock a Good Investment?
Regions Financial Investment Advice | RF |
- Examine Regions Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Regions Financial's leadership team and their track record. Good management can help Regions Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Regions Financial's business and its evolving consumer preferences.
- Compare Regions Financial's performance and market position to its competitors. Analyze how Regions Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Regions Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Regions Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Regions Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Regions Financial is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Regions Financial Stock
Researching Regions Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 81.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.47. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Regions Financial last dividend was issued on the 2nd of December 2024. The entity had 12346:1000 split on the 1st of July 2004.
To determine if Regions Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Regions Financial's research are outlined below:
| Over 81.0% of the company shares are owned by institutional investors | |
| On 1st of October 2024 Regions Financial paid $ 0.25 per share dividend to its current shareholders | |
| Latest headline from gurufocus.com: Regions Bank Celebrates the Service of Military Veterans |
Regions Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Regions Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Regions Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 19th of April 2024 Upcoming Quarterly Report | View | |
| 19th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 17th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Regions Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Regions Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2016-01-15 | 2015-12-31 | 0.19 | 0.21 | 0.02 | 10 | ||
2015-10-20 | 2015-09-30 | 0.2 | 0.18 | -0.02 | 10 | ||
2016-10-18 | 2016-09-30 | 0.21 | 0.24 | 0.03 | 14 | ||
2014-04-22 | 2014-03-31 | 0.19 | 0.22 | 0.03 | 15 | ||
2013-07-23 | 2013-06-30 | 0.21 | 0.18 | -0.03 | 14 | ||
2013-04-23 | 2013-03-31 | 0.2 | 0.23 | 0.03 | 15 | ||
2012-01-24 | 2011-12-31 | 0.06 | 0.09 | 0.03 | 50 | ||
2018-04-20 | 2018-03-31 | 0.31 | 0.35 | 0.04 | 12 |
Know Regions Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Regions Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Regions Financial backward and forwards among themselves. Regions Financial's institutional investor refers to the entity that pools money to purchase Regions Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Norges Bank | 2024-06-30 | 11.4 M | Lsv Asset Management | 2024-09-30 | 10.7 M | Ubs Asset Mgmt Americas Inc | 2024-09-30 | 8.4 M | Northern Trust Corp | 2024-09-30 | 8.4 M | Massachusetts Financial Services Company | 2024-09-30 | 8.2 M | Wells Fargo & Co | 2024-06-30 | 8.1 M | Allspring Global Investments Holdings, Llc | 2024-06-30 | 7.6 M | Amundi | 2024-06-30 | 7.5 M | Legal & General Group Plc | 2024-06-30 | 7.3 M | Vanguard Group Inc | 2024-09-30 | 113.1 M | Blackrock Inc | 2024-06-30 | 86.7 M |
Regions Financial's market capitalization trends
The company currently falls under 'Large-Cap' category with a market capitalization of 24.82 B.Market Cap |
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Regions Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.03 | 0.04 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.10 |
Determining Regions Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Regions Financial is a good buy. For example, gross profit margin measures Regions Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Regions Financial's profitability and make more informed investment decisions.
Evaluate Regions Financial's management efficiency
Regions Financial has Return on Asset (ROA) of 0.0113 % which means that for every $100 of assets, it generated a profit of $0.0113. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.1004 %, which means that it produced $0.1004 on every 100 dollars invested by current stockholders. Regions Financial's management efficiency ratios could be used to measure how well Regions Financial manages its routine affairs as well as how well it operates its assets and liabilities. The Regions Financial's current Return On Capital Employed is estimated to increase to 0.04, while Return On Tangible Assets are projected to decrease to 0.01. At this time, Regions Financial's Net Tangible Assets are most likely to increase significantly in the upcoming years. The Regions Financial's current Intangibles To Total Assets is estimated to increase to 0.06, while Non Currrent Assets Other are forecasted to increase to (37.3 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 18.69 | 19.23 | |
| Tangible Book Value Per Share | 11.38 | 15.60 | |
| Enterprise Value Over EBITDA | 6.54 | 3.73 | |
| Price Book Value Ratio | 1.04 | 1.26 | |
| Enterprise Value Multiple | 6.54 | 3.73 | |
| Price Fair Value | 1.04 | 1.26 | |
| Enterprise Value | 964.9 M | 916.6 M |
The strategic decisions made by Regions Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield 0.0364 | Forward Dividend Yield 0.0364 | Forward Dividend Rate 1 | Beta 1.182 |
Basic technical analysis of Regions Stock
As of the 28th of November, Regions Financial holds the Coefficient Of Variation of 606.04, semi deviation of 0.9307, and Risk Adjusted Performance of 0.132. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Regions Financial, as well as the relationship between them. Please check Regions Financial downside deviation, jensen alpha, as well as the relationship between the Jensen Alpha and downside variance to decide if Regions Financial is priced some-what accurately, providing market reflects its current price of 27.25 per share. Given that Regions Financial has jensen alpha of 0.0784, we recommend you to check out Regions Financial's recent market performance to make sure the company can sustain itself at a future point.Regions Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Regions Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Regions Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Regions Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Rand Alison S. over a month ago Acquisition by Rand Alison S. of 6777 shares of Regions Financial subject to Rule 16b-3 | ||
Hill J Thomas over three months ago Acquisition by Hill J Thomas of 6777 shares of Regions Financial subject to Rule 16b-3 | ||
Rhodes William C Iii over six months ago Acquisition by Rhodes William C Iii of 1179 shares of Regions Financial subject to Rule 16b-3 | ||
John Turner over six months ago Acquisition by John Turner of 125358 shares of Regions Financial subject to Rule 16b-3 | ||
Yother Alton E over a year ago Regions Financial exotic insider transaction detected | ||
Timothy Vines over a year ago Acquisition by Timothy Vines of 1949 shares of Regions Financial subject to Rule 16b-3 | ||
Timothy Vines over a year ago Acquisition by Timothy Vines of 7103 shares of Regions Financial subject to Rule 16b-3 |
Regions Financial's Outstanding Corporate Bonds
Regions Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Regions Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Regions bonds can be classified according to their maturity, which is the date when Regions Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| US75913MAA71 Corp BondUS75913MAA71 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| RF 575 Corp BondUS7591EPAR12 | View | |
| REGIONS FINANCIAL PORATION Corp BondUS7591EPAQ39 | View | |
| REGIONS FINL P Corp BondUS7591EPAE09 | View | |
| RF 18 12 AUG 28 Corp BondUS7591EPAT77 | View |
Understand Regions Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Regions Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.132 | |||
| Market Risk Adjusted Performance | 0.1735 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 0.9307 | |||
| Downside Deviation | 1.23 | |||
| Coefficient Of Variation | 606.04 | |||
| Standard Deviation | 1.87 | |||
| Variance | 3.48 | |||
| Information Ratio | 0.0951 | |||
| Jensen Alpha | 0.0784 | |||
| Total Risk Alpha | 0.004 | |||
| Sortino Ratio | 0.1445 | |||
| Treynor Ratio | 0.1635 | |||
| Maximum Drawdown | 14.81 | |||
| Value At Risk | (1.66) | |||
| Potential Upside | 2.38 | |||
| Downside Variance | 1.51 | |||
| Semi Variance | 0.8661 | |||
| Expected Short fall | (1.47) | |||
| Skewness | 3.13 | |||
| Kurtosis | 18.72 |
| Risk Adjusted Performance | 0.132 | |||
| Market Risk Adjusted Performance | 0.1735 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 0.9307 | |||
| Downside Deviation | 1.23 | |||
| Coefficient Of Variation | 606.04 | |||
| Standard Deviation | 1.87 | |||
| Variance | 3.48 | |||
| Information Ratio | 0.0951 | |||
| Jensen Alpha | 0.0784 | |||
| Total Risk Alpha | 0.004 | |||
| Sortino Ratio | 0.1445 | |||
| Treynor Ratio | 0.1635 | |||
| Maximum Drawdown | 14.81 | |||
| Value At Risk | (1.66) | |||
| Potential Upside | 2.38 | |||
| Downside Variance | 1.51 | |||
| Semi Variance | 0.8661 | |||
| Expected Short fall | (1.47) | |||
| Skewness | 3.13 | |||
| Kurtosis | 18.72 |
Consider Regions Financial's intraday indicators
Regions Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Regions Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 81931.06 | |||
| Daily Balance Of Power | (0.14) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 27.42 | |||
| Day Typical Price | 27.36 | |||
| Price Action Indicator | (0.20) | |||
| Period Momentum Indicator | (0.06) | |||
| Relative Strength Index | 67.56 |
Regions Financial Corporate Filings
| 14th of November 2024 Other Reports | ViewVerify | |
13A | 8th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 5th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 4th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Regions Stock media impact
Far too much social signal, news, headlines, and media speculation about Regions Financial that are available to investors today. That information is available publicly through Regions media outlets and privately through word of mouth or via Regions internal channels. However, regardless of the origin, that massive amount of Regions data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Regions Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Regions Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Regions Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Regions Financial alpha.
Regions Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Regions Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Regions Financial Historical Investor Sentiment
Investor biases related to Regions Financial's public news can be used to forecast risks associated with an investment in Regions. The trend in average sentiment can be used to explain how an investor holding Regions can time the market purely based on public headlines and social activities around Regions Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Regions Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Regions Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Regions Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on Regions Financial.
Regions Financial Corporate Directors
| John Johns | Independent Director | Profile | |
| Samuel Piazza | Independent Director | Profile | |
| Jose Suquet | Independent Director | Profile | |
| Carolyn Byrd | Independent Director | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regions Financial. If investors know Regions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regions Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.97 | Earnings Share 1.77 | Revenue Per Share 7.124 | Quarterly Revenue Growth 0.156 | Return On Assets 0.0113 |
The market value of Regions Financial is measured differently than its book value, which is the value of Regions that is recorded on the company's balance sheet. Investors also form their own opinion of Regions Financial's value that differs from its market value or its book value, called intrinsic value, which is Regions Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regions Financial's market value can be influenced by many factors that don't directly affect Regions Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Regions Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Regions Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regions Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.