Is US Bancorp Stock a Good Investment?
US Bancorp Investment Advice | USB |
- Examine US Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research US Bancorp's leadership team and their track record. Good management can help US Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Diversified Banks space and any emerging trends that could impact US Bancorp's business and its evolving consumer preferences.
- Compare US Bancorp's performance and market position to its competitors. Analyze how US Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if US Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about US Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in US Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if US Bancorp is a good investment.
Sell | Buy |
Buy
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine US Bancorp Stock
Researching US Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 80.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.61. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. US Bancorp has Price/Earnings To Growth (PEG) ratio of 1.34. The entity last dividend was issued on the 30th of September 2024. The firm had 3:1 split on the 16th of April 1999.
To determine if US Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding US Bancorp's research are outlined below:
| Over 80.0% of the company outstanding shares are owned by institutional investors | |
| On 15th of October 2024 US Bancorp paid $ 0.5 per share dividend to its current shareholders | |
| Latest headline from kalkinemedia.com: Swedbank Sees Potential in U.S. Bancorp, Increases Stake by 5 |
US Bancorp Quarterly Good Will |
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US Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in US Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to US Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 17th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 15th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact US Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises US Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2009-07-22 | 2009-06-30 | 0.1 | 0.12 | 0.02 | 20 | ||
2009-10-21 | 2009-09-30 | 0.27 | 0.3 | 0.03 | 11 | ||
2009-04-21 | 2009-03-31 | 0.2 | 0.24 | 0.04 | 20 | ||
2008-07-15 | 2008-06-30 | 0.59 | 0.53 | -0.06 | 10 | ||
2008-01-15 | 2007-12-31 | 0.59 | 0.53 | -0.06 | 10 | ||
2011-07-20 | 2011-06-30 | 0.53 | 0.6 | 0.07 | 13 | ||
2010-07-21 | 2010-06-30 | 0.38 | 0.45 | 0.07 | 18 | ||
2009-01-21 | 2008-12-31 | 0.22 | 0.15 | -0.07 | 31 |
Know US Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as US Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading US Bancorp backward and forwards among themselves. US Bancorp's institutional investor refers to the entity that pools money to purchase US Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bank Of America Corp | 2024-06-30 | 20.5 M | Royal Bank Of Canada | 2024-06-30 | 17.8 M | Amundi | 2024-06-30 | 15.6 M | T. Rowe Price Associates, Inc. | 2024-06-30 | 15.4 M | Northern Trust Corp | 2024-09-30 | 15.4 M | Norges Bank | 2024-06-30 | 15.1 M | Davis Selected Advisers | 2024-09-30 | 14.4 M | Bank Of New York Mellon Corp | 2024-06-30 | 13.3 M | Grantham, Mayo, Van Otterloo & Co., Llc | 2024-09-30 | 12.8 M | Vanguard Group Inc | 2024-09-30 | 137.8 M | Blackrock Inc | 2024-06-30 | 110.5 M |
US Bancorp's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 83.71 B.Market Cap |
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US Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.02 | |
| Return On Equity | 0.10 | 0.17 |
Determining US Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if US Bancorp is a good buy. For example, gross profit margin measures US Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of US Bancorp's profitability and make more informed investment decisions.
US Bancorp's Earnings Breakdown by Geography
Please note, the presentation of US Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, US Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of US Bancorp's management manipulating its earnings.
Evaluate US Bancorp's management efficiency
At present, US Bancorp's Return On Tangible Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.02, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, US Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 632.5 B, whereas Other Assets are forecasted to decline to about 3.4 B. US Bancorp's management efficiency ratios could be used to measure how well US Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 36.14 | 37.95 | |
| Tangible Book Value Per Share | 24.11 | 25.31 | |
| Enterprise Value Over EBITDA | 8.73 | 15.79 | |
| Price Book Value Ratio | 1.21 | 1.15 | |
| Enterprise Value Multiple | 8.73 | 15.79 | |
| Price Fair Value | 1.21 | 1.15 | |
| Enterprise Value | 22.7 B | 12.6 B |
Leadership at US Bancorp emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Dividend Yield 0.0373 | Forward Dividend Yield 0.0373 | Forward Dividend Rate 2 | Beta 1.04 |
Basic technical analysis of USB Stock
As of the 28th of November, US Bancorp owns the Risk Adjusted Performance of 0.1258, mean deviation of 1.34, and Downside Deviation of 1.38. Concerning fundamental indicators, the technical analysis model makes it possible for you to check potential technical drivers of US Bancorp, as well as the relationship between them.US Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific US Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on US Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases US Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
US Bancorp's Outstanding Corporate Bonds
US Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. US Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most USB bonds can be classified according to their maturity, which is the date when US Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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| MPLX LP 52 Corp BondUS55336VAL45 | View | |
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Understand US Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing US Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1258 | |||
| Market Risk Adjusted Performance | 0.1626 | |||
| Mean Deviation | 1.34 | |||
| Semi Deviation | 1.17 | |||
| Downside Deviation | 1.38 | |||
| Coefficient Of Variation | 636.71 | |||
| Standard Deviation | 1.77 | |||
| Variance | 3.14 | |||
| Information Ratio | 0.0834 | |||
| Jensen Alpha | 0.0565 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | 0.107 | |||
| Treynor Ratio | 0.1526 | |||
| Maximum Drawdown | 10.98 | |||
| Value At Risk | (2.31) | |||
| Potential Upside | 2.86 | |||
| Downside Variance | 1.91 | |||
| Semi Variance | 1.36 | |||
| Expected Short fall | (1.61) | |||
| Skewness | 1.11 | |||
| Kurtosis | 3.75 |
| Risk Adjusted Performance | 0.1258 | |||
| Market Risk Adjusted Performance | 0.1626 | |||
| Mean Deviation | 1.34 | |||
| Semi Deviation | 1.17 | |||
| Downside Deviation | 1.38 | |||
| Coefficient Of Variation | 636.71 | |||
| Standard Deviation | 1.77 | |||
| Variance | 3.14 | |||
| Information Ratio | 0.0834 | |||
| Jensen Alpha | 0.0565 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | 0.107 | |||
| Treynor Ratio | 0.1526 | |||
| Maximum Drawdown | 10.98 | |||
| Value At Risk | (2.31) | |||
| Potential Upside | 2.86 | |||
| Downside Variance | 1.91 | |||
| Semi Variance | 1.36 | |||
| Expected Short fall | (1.61) | |||
| Skewness | 1.11 | |||
| Kurtosis | 3.75 |
Consider US Bancorp's intraday indicators
US Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of US Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Daily Balance Of Power | (9,223,372,036,855) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 53.48 | |||
| Day Typical Price | 53.48 | |||
| Price Action Indicator | (0.09) | |||
| Period Momentum Indicator | (0.18) |
US Bancorp Corporate Filings
| 26th of November 2024 Prospectus used primarily for registering securities for public sale. | ViewVerify | |
8K | 7th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 5th of November 2024 Other Reports | ViewVerify | |
| 28th of October 2024 Other Reports | ViewVerify |
USB Stock media impact
Far too much social signal, news, headlines, and media speculation about US Bancorp that are available to investors today. That information is available publicly through USB media outlets and privately through word of mouth or via USB internal channels. However, regardless of the origin, that massive amount of USB data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of US Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of US Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to US Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive US Bancorp alpha.
US Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards US Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
US Bancorp Historical Investor Sentiment
Investor biases related to US Bancorp's public news can be used to forecast risks associated with an investment in USB. The trend in average sentiment can be used to explain how an investor holding USB can time the market purely based on public headlines and social activities around US Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
US Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for US Bancorp and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average US Bancorp news discussions. The higher the estimate score, the more favorable the investor's outlook on US Bancorp.
US Bancorp Corporate Directors
| Kimberly Harris | Independent Director | Profile | |
| Dorothy Bridges | Independent Director | Profile | |
| Warner Baxter | Independent Director | Profile | |
| Olivia Kirtley | Lead Independent Director | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in US Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For information on how to trade USB Stock refer to our How to Trade USB Stock guide.You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know USB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.127 | Dividend Share 1.97 | Earnings Share 3.25 | Revenue Per Share 15.965 | Quarterly Revenue Growth (0.03) |
The market value of US Bancorp is measured differently than its book value, which is the value of USB that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between US Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if US Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.