Southern Historical Income Statement

BCAL Stock  USD 17.92  0.13  0.73%   
Historical analysis of Southern California income statement accounts such as Interest Expense of 30.9 M, Total Revenue of 133.2 M or Gross Profit of 133.2 M can show how well Southern California Bancorp performed in making a profits. Evaluating Southern California income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Southern California's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Southern California latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Southern California is a good buy for the upcoming year.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

About Southern Income Statement Analysis

Southern California Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Southern California shareholders. The income statement also shows Southern investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Southern California Income Statement Chart

At this time, Southern California's EBIT is quite stable compared to the past year. EBITDA is expected to rise to about 40.7 M this year, although the value of Total Other Income Expense Net is projected to rise to (1.8 M).

Total Revenue

Total revenue comprises all receipts Southern California generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Southern California Bancorp minus its cost of goods sold. It is profit before Southern California operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Southern California. It is also known as Southern California overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.
Most accounts from Southern California's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Southern California current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
At this time, Southern California's EBIT is quite stable compared to the past year. EBITDA is expected to rise to about 40.7 M this year, although the value of Total Other Income Expense Net is projected to rise to (1.8 M).
 2021 2022 2023 2024 (projected)
Gross Profit71.6M98.0M126.9M133.2M
Total Revenue71.6M98.0M126.9M133.2M

Southern California income statement Correlations

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Southern California Account Relationship Matchups

Southern California income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization1.3M1.5M1.8M2.0M1.9M1.1M
Interest Expense710.1K5.9M3.4M1.2M29.4M30.9M
Total Revenue39.7M54.2M71.6M98.0M126.9M133.2M
Gross Profit39.7M54.2M71.6M98.0M126.9M133.2M
Other Operating Expenses29.4M45.1M55.7M68.6M97.5M102.4M
Operating Income9.3M10.3M1.2M1.8M38.8M40.7M
Ebitda1.3M1.5M1.8M2.0M38.8M40.7M
Total Operating Expenses5.7M9.2M10.7M14.0M97.5M102.4M
Income Before Tax9.7M6.8M14.2M22.0M36.9M38.7M
Net Income6.8M4.7M10.7M16.1M25.9M27.2M
Income Tax Expense2.9M2.0M3.5M5.9M10.9M11.5M
Total Other Income Expense Net9.7M(2.3M)(1.7M)(7.5M)(1.9M)(1.8M)
Selling General Administrative12.7M21.7M35.5M38.0M40.1M42.1M
Net Income From Continuing Ops6.8M4.7M10.7M16.1M25.9M27.2M
Net Income Applicable To Common Shares5.3M6.8M4.7M10.7M12.3M12.9M

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When determining whether Southern California is a strong investment it is important to analyze Southern California's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Southern California's future performance. For an informed investment choice regarding Southern Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Southern California Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern California listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.97)
Earnings Share
(0.29)
Revenue Per Share
3.796
Quarterly Revenue Growth
(0.37)
Return On Assets
(0)
The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.