PennyMac Historical Income Statement
| PFSI Stock | USD 106.70 0.43 0.40% |
Historical analysis of PennyMac Finl income statement accounts such as Gross Profit of 877.7 M, Other Operating Expenses of 987.8 M, Operating Income of 518.7 M or Ebit of 745.5 M can show how well PennyMac Finl Svcs performed in making a profits. Evaluating PennyMac Finl income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of PennyMac Finl's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining PennyMac Finl Svcs latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether PennyMac Finl Svcs is a good buy for the upcoming year.
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About PennyMac Income Statement Analysis
PennyMac Finl Svcs Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to PennyMac Finl shareholders. The income statement also shows PennyMac investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
PennyMac Finl Income Statement Chart
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Total Revenue
Total revenue comprises all receipts PennyMac Finl Svcs generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.Gross Profit
Gross profit is a required income statement account that reflects total revenue of PennyMac Finl Svcs minus its cost of goods sold. It is profit before PennyMac Finl operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.Other Operating Expenses
Other Operating Expenses is the expense which generally does not depend on sales or production quantities of PennyMac Finl Svcs. It is also known as PennyMac Finl overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.Most accounts from PennyMac Finl's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into PennyMac Finl Svcs current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PennyMac Finl Svcs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. As of now, PennyMac Finl's Other Operating Expenses is increasing as compared to previous years. The PennyMac Finl's current EBIT is estimated to increase to about 745.5 M, while Depreciation And Amortization is projected to decrease to under 66.5 M.
| 2021 | 2022 | 2023 | 2024 (projected) | Interest Expense | 90.5M | 50.2M | 637.8M | 669.7M | Depreciation And Amortization | 3.1B | 1.8B | 70.0M | 66.5M |
PennyMac Finl income statement Correlations
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PennyMac Finl Account Relationship Matchups
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PennyMac Finl income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Depreciation And Amortization | 609.0M | 1.8B | 3.1B | 1.8B | 70.0M | 66.5M | |
| Interest Expense | 76.7M | 24.5M | 90.5M | 50.2M | 637.8M | 669.7M | |
| Selling General Administrative | 61.8M | 97.4M | 130.1M | 113.4M | 577.0M | 605.8M | |
| Total Revenue | 1.7B | 5.5B | 4.0B | 2.0B | 1.4B | 1.6B | |
| Gross Profit | 691.5M | 4.0B | 2.1B | 663.1M | 1.3B | 877.7M | |
| Other Operating Expenses | 1.2B | 3.2B | 2.6B | 1.3B | 691.7M | 987.8M | |
| Operating Income | (79.6M) | 2.2B | 1.3B | 615.0M | 710.0M | 518.7M | |
| Ebit | (79.6M) | 437.0M | (1.7B) | (1.1B) | 710.0M | 745.5M | |
| Ebitda | 529.4M | 2.2B | 1.4B | 665.2M | 710.0M | 663.1M | |
| Cost Of Revenue | 997.5M | 1.5B | 1.8B | 1.3B | 97.1M | 92.2M | |
| Total Operating Expenses | 162.1M | 1.7B | 784.7M | (2.1M) | 594.6M | 300.9M | |
| Income Before Tax | 529.4M | 2.2B | 1.4B | 665.2M | 183.6M | 174.4M | |
| Total Other Income Expense Net | 609.0M | (629.0M) | (633.5M) | (425.1M) | (526.4M) | (500.0M) | |
| Net Income | 393.0M | 1.6B | 1.0B | 475.5M | 144.7M | 137.4M | |
| Income Tax Expense | 136.5M | 593.7M | 355.7M | 189.7M | 39.0M | 37.0M | |
| Selling And Marketing Expenses | 5.2M | 8.7M | 44.8M | 46.8M | 17.6M | 18.3M | |
| Net Income Applicable To Common Shares | 393.0M | 1.6B | 1.0B | 475.5M | 546.8M | 367.1M | |
| Research Development | 67.9M | 112.6M | 141.4M | 140.0M | 143.2M | 150.3M | |
| Net Income From Continuing Ops | 393.0M | 1.6B | 1.0B | 475.5M | 219.1M | 208.2M | |
| Tax Provision | 136.5M | 593.7M | 355.7M | 189.7M | 86.5M | 82.2M | |
| Reconciled Depreciation | 609.0M | 37.9M | 42.9M | 50.2M | 67.1M | 63.7M |
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When determining whether PennyMac Finl Svcs offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PennyMac Finl's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pennymac Finl Svcs Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pennymac Finl Svcs Stock:Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PennyMac Finl Svcs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PennyMac Finl. If investors know PennyMac will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PennyMac Finl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.27) | Dividend Share 1 | Earnings Share 3.18 | Revenue Per Share 54.823 | Quarterly Revenue Growth 4.826 |
The market value of PennyMac Finl Svcs is measured differently than its book value, which is the value of PennyMac that is recorded on the company's balance sheet. Investors also form their own opinion of PennyMac Finl's value that differs from its market value or its book value, called intrinsic value, which is PennyMac Finl's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PennyMac Finl's market value can be influenced by many factors that don't directly affect PennyMac Finl's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PennyMac Finl's value and its price as these two are different measures arrived at by different means. Investors typically determine if PennyMac Finl is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PennyMac Finl's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.