Ally Financial Stock Performance
| ALLY Stock | USD 39.20 0.78 1.95% |
The firm shows a Beta (market volatility) of 1.93, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Ally Financial will likely underperform. At this point, Ally Financial has a negative expected return of -0.0168%. Please make sure to confirm Ally Financial's standard deviation, potential upside, as well as the relationship between the Potential Upside and day median price , to decide if Ally Financial performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Over the last 90 days Ally Financial has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of fairly strong essential indicators, Ally Financial is not utilizing all of its potentials. The recent stock price disturbance, may contribute to short-term losses for the investors. ...more
Actual Historical Performance (%)
One Day Return 1.24 | Five Day Return 1.22 | Year To Date Return 13.07 | Ten Year Return 74.51 | All Time Return 53.95 |
Forward Dividend Yield 0.03 | Payout Ratio 0.4255 | Last Split Factor 310:1 | Forward Dividend Rate 1.2 | Dividend Date 2024-11-15 |
1 | What Analyst Projections for Key Metrics Reveal About Ally Financial Q3 Earnings | 10/15/2024 |
2 | Ally Financial Non-GAAP EPS of 0.95 beats by 0.43, revenue of 2.06B beats by 30M | 10/18/2024 |
3 | Disposition of 1028 shares by Douglas Timmerman of Ally Financial at 34.42 subject to Rule 16b-3 | 11/04/2024 |
4 | Ally Auto Borrowers With 2022 Loans Now Struggling, CFO Says | 11/07/2024 |
5 | Ally Financial Inc. Holdings Cut by State of New Jersey Common Pension Fund D | 11/13/2024 |
| Ally Financial dividend paid on 15th of November 2024 | 11/15/2024 |
7 | Ally Announces Several New Leadership Appointments | 11/20/2024 |
8 | Ally Financial Weighs Sale of Credit Card Business | 11/22/2024 |
9 | Ally Financial Mulls Divesting Credit Card Business, Shares Rise 1.8 | 11/25/2024 |
10 | Disposition of 5186 shares by Douglas Timmerman of Ally Financial at 37.62 subject to Rule 16b-3 | 11/27/2024 |
11 | Why Is Navient Up 7.7 percent Since Last Earnings Report | 11/29/2024 |
| Begin Period Cash Flow | 6.2 B |
Ally |
Ally Financial Relative Risk vs. Return Landscape
If you would invest 4,155 in Ally Financial on September 3, 2024 and sell it today you would lose (157.00) from holding Ally Financial or give up 3.78% of portfolio value over 90 days. Ally Financial is currently does not generate positive expected returns and assumes 2.8639% risk (volatility on return distribution) over the 90 days horizon. In different words, 25% of stocks are less volatile than Ally, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Ally Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Ally Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Ally Financial, and traders can use it to determine the average amount a Ally Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0059
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| Negative Returns | ALLY |
Estimated Market Risk
| 2.86 actual daily | 25 75% of assets are more volatile |
Expected Return
| -0.02 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.01 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Ally Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Ally Financial by adding Ally Financial to a well-diversified portfolio.
Ally Financial Fundamentals Growth
Ally Stock prices reflect investors' perceptions of the future prospects and financial health of Ally Financial, and Ally Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Ally Stock performance.
| Return On Equity | 0.0643 | ||||
| Return On Asset | 0.0046 | ||||
| Profit Margin | 0.13 % | ||||
| Operating Margin | 0.14 % | ||||
| Current Valuation | 24.57 B | ||||
| Shares Outstanding | 304.72 M | ||||
| Price To Earning | 4.50 X | ||||
| Price To Book | 0.98 X | ||||
| Price To Sales | 1.80 X | ||||
| Revenue | 9.07 B | ||||
| Gross Profit | 7.94 B | ||||
| EBITDA | 2.38 B | ||||
| Net Income | 1.02 B | ||||
| Cash And Equivalents | 5 B | ||||
| Cash Per Share | 16.76 X | ||||
| Total Debt | 20.23 B | ||||
| Debt To Equity | 275.80 % | ||||
| Current Ratio | 0.85 X | ||||
| Book Value Per Share | 40.70 X | ||||
| Cash Flow From Operations | 4.66 B | ||||
| Earnings Per Share | 2.50 X | ||||
| Market Capitalization | 12.18 B | ||||
| Total Asset | 196.39 B | ||||
| Retained Earnings | 154 M | ||||
About Ally Financial Performance
Evaluating Ally Financial's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Ally Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Ally Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.05 |
Things to note about Ally Financial performance evaluation
Checking the ongoing alerts about Ally Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Ally Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Ally Financial generated a negative expected return over the last 90 days | |
| Ally Financial has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations | |
| Ally Financial currently holds 20.23 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Ally Financial's use of debt, we should always consider it together with its cash and equity. | |
| Over 83.0% of Ally Financial shares are held by institutions such as insurance companies | |
| On 15th of November 2024 Ally Financial paid $ 0.3 per share dividend to its current shareholders | |
| Latest headline from zacks.com: Why Is Navient Up 7.7 percent Since Last Earnings Report |
- Analyzing Ally Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Ally Financial's stock is overvalued or undervalued compared to its peers.
- Examining Ally Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Ally Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Ally Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Ally Financial's stock. These opinions can provide insight into Ally Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Ally Stock Analysis
When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.