Versabank Stock Performance
| VBNK Stock | 24.98 0.33 1.30% |
On a scale of 0 to 100, VersaBank holds a performance score of 20. The entity has a beta of 0.26, which indicates not very significant fluctuations relative to the market. As returns on the market increase, VersaBank's returns are expected to increase less than the market. However, during the bear market, the loss of holding VersaBank is expected to be smaller as well. Please check VersaBank's treynor ratio, value at risk, downside variance, as well as the relationship between the maximum drawdown and potential upside , to make a quick decision on whether VersaBank's existing price patterns will revert.
Risk-Adjusted Performance
20 of 100
Weak | Strong |
Solid
Compared to the overall equity markets, risk-adjusted returns on investments in VersaBank are ranked lower than 20 (%) of all global equities and portfolios over the last 90 days. In spite of very unfluctuating basic indicators, VersaBank displayed solid returns over the last few months and may actually be approaching a breakup point. ...more
Forward Dividend Yield 0.004 | Payout Ratio 0.0568 | Forward Dividend Rate 0.1 | Dividend Date 2024-10-31 | Ex Dividend Date 2024-10-04 |
1 | VersaBank to redeem all outstanding Series 1 Preferred Shares - MSN | 09/25/2024 |
2 | Curi RMB Capital LLC Sells 67,228 Shares of VersaBank - MarketBeat | 11/15/2024 |
| Begin Period Cash Flow | 88.6 M | |
| Free Cash Flow | 94.4 M |
VersaBank |
VersaBank Relative Risk vs. Return Landscape
If you would invest 1,809 in VersaBank on September 3, 2024 and sell it today you would earn a total of 689.00 from holding VersaBank or generate 38.09% return on investment over 90 days. VersaBank is generating 0.5246% of daily returns and assumes 1.9812% volatility on return distribution over the 90 days horizon. Simply put, 17% of stocks are less volatile than VersaBank, and 90% of all equity instruments are likely to generate higher returns than the company over the next 90 trading days. Expected Return |
| Risk |
VersaBank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for VersaBank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as VersaBank, and traders can use it to determine the average amount a VersaBank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2648
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | VBNK | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 1.98 actual daily | 17 83% of assets are more volatile |
Expected Return
| 0.52 actual daily | 10 90% of assets have higher returns |
Risk-Adjusted Return
| 0.26 actual daily | 20 80% of assets perform better |
Based on monthly moving average VersaBank is performing at about 20% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of VersaBank by adding it to a well-diversified portfolio.
VersaBank Fundamentals Growth
VersaBank Stock prices reflect investors' perceptions of the future prospects and financial health of VersaBank, and VersaBank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on VersaBank Stock performance.
| Return On Equity | 0.12 | |||
| Return On Asset | 0.011 | |||
| Profit Margin | 0.41 % | |||
| Operating Margin | 0.50 % | |||
| Current Valuation | 518.98 M | |||
| Shares Outstanding | 26 M | |||
| Price To Book | 1.64 X | |||
| Price To Sales | 5.78 X | |||
| Revenue | 108.64 M | |||
| Gross Profit | 81.94 M | |||
| EBITDA | 59.43 M | |||
| Net Income | 42.16 M | |||
| Total Debt | 110.62 M | |||
| Book Value Per Share | 15.23 X | |||
| Cash Flow From Operations | 94.72 M | |||
| Earnings Per Share | 1.76 X | |||
| Market Capitalization | 658.13 M | |||
| Total Asset | 4.2 B | |||
| Retained Earnings | 146.04 M | |||
About VersaBank Performance
By examining VersaBank's fundamental ratios, stakeholders can obtain critical insights into VersaBank's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that VersaBank is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.08 | 0.08 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.05 |
Things to note about VersaBank performance evaluation
Checking the ongoing alerts about VersaBank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for VersaBank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 39.0% of the company outstanding shares are owned by insiders | |
| Latest headline from news.google.com: Curi RMB Capital LLC Sells 67,228 Shares of VersaBank - MarketBeat |
- Analyzing VersaBank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether VersaBank's stock is overvalued or undervalued compared to its peers.
- Examining VersaBank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating VersaBank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of VersaBank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of VersaBank's stock. These opinions can provide insight into VersaBank's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. To learn how to invest in VersaBank Stock, please use our How to Invest in VersaBank guide.You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.