CVB Financial Net Income vs. Shares Outstanding

CVBF Stock  USD 23.16  0.09  0.39%   
Taking into consideration CVB Financial's profitability measurements, CVB Financial's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess CVB Financial's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1989-06-30
Previous Quarter
50 M
Current Value
51.2 M
Quarterly Volatility
17.1 M
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
At this time, CVB Financial's Days Of Sales Outstanding is most likely to decrease significantly in the upcoming years. At this time, CVB Financial's Income Tax Expense is most likely to increase significantly in the upcoming years. The CVB Financial's current Income Before Tax is estimated to increase to about 331.2 M, while Total Other Income Expense Net is projected to decrease to (39.7 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.681.09
Way Down
Slightly volatile
Net Profit Margin0.250.4046
Way Down
Slightly volatile
Operating Profit Margin0.80.6453
Fairly Up
Pretty Stable
Pretax Profit Margin0.370.5763
Way Down
Pretty Stable
Return On Assets0.01470.0138
Notably Up
Very volatile
Return On Equity0.170.1066
Way Up
Pretty Stable
For CVB Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of CVB Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well CVB Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between CVB Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of CVB Financial over time as well as its relative position and ranking within its peers.
  

CVB Financial's Revenue Breakdown by Earning Segment

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For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CVB Financial. If investors know CVB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CVB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.12)
Dividend Share
0.8
Earnings Share
1.42
Revenue Per Share
3.745
Quarterly Revenue Growth
(0.07)
The market value of CVB Financial is measured differently than its book value, which is the value of CVB that is recorded on the company's balance sheet. Investors also form their own opinion of CVB Financial's value that differs from its market value or its book value, called intrinsic value, which is CVB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CVB Financial's market value can be influenced by many factors that don't directly affect CVB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CVB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CVB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

CVB Financial Shares Outstanding vs. Net Income Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining CVB Financial's current stock value. Our valuation model uses many indicators to compare CVB Financial value to that of its competitors to determine the firm's financial worth.
CVB Financial is rated fifth in net income category among its peers. It is rated second in shares outstanding category among its peers creating about  0.63  of Shares Outstanding per Net Income. The ratio of Net Income to Shares Outstanding for CVB Financial is roughly  1.59 . At this time, CVB Financial's Net Income is most likely to increase significantly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value CVB Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

CVB Shares Outstanding vs. Net Income

Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

CVB Financial

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
221.44 M
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Outstanding Shares are shares of common stock of a public company that were purchased by investors after they were authorized and issued by the company to the public. Outstanding Shares are typically reported on fully diluted basis, including exotic instruments such as options, or convertibles bonds.

CVB Financial

Shares Outstanding

 = 

Public Shares

-

Repurchased

 = 
139.68 M
Outstanding shares that are stated on company Balance Sheet are used when calculating many important valuation and performance indicators including Return on Equity, Market Cap, EPS and many others.

CVB Shares Outstanding Comparison

CVB Financial is currently under evaluation in shares outstanding category among its peers.

CVB Financial Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in CVB Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, CVB Financial will eventually generate negative long term returns. The profitability progress is the general direction of CVB Financial's change in net profit over the period of time. It can combine multiple indicators of CVB Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-323.6 M-307.4 M
Operating Income353.2 M370.9 M
Net Income221.4 M232.5 M
Income Tax Expense94 M98.7 M
Income Before Tax315.4 M331.2 M
Total Other Income Expense Net-37.8 M-39.7 M
Net Income Applicable To Common Shares269 M282.5 M
Net Income From Continuing Ops239.1 M165.5 M
Non Operating Income Net Other6.5 M6.9 M
Net Interest Income504.3 M416.1 M
Interest Income588.6 M437.3 M
Change To Netincome39.6 M41.6 M
Net Income Per Share 1.60  1.68 
Income Quality 1.34  0.97 
Net Income Per E B T 0.70  0.53 

CVB Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on CVB Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of CVB Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the CVB Financial's important profitability drivers and their relationship over time.

Use CVB Financial in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if CVB Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in CVB Financial will appreciate offsetting losses from the drop in the long position's value.

CVB Financial Pair Trading

CVB Financial Pair Trading Analysis

The ability to find closely correlated positions to CVB Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace CVB Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back CVB Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling CVB Financial to buy it.
The correlation of CVB Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as CVB Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if CVB Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for CVB Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your CVB Financial position

In addition to having CVB Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Construction Materials Thematic Idea Now

Construction Materials
Construction Materials Theme
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Construction Materials theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Construction Materials Theme or any other thematic opportunities.
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When determining whether CVB Financial is a strong investment it is important to analyze CVB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CVB Financial's future performance. For an informed investment choice regarding CVB Stock, refer to the following important reports:
Check out Trending Equities.
For more detail on how to invest in CVB Stock please use our How to Invest in CVB Financial guide.
You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
To fully project CVB Financial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of CVB Financial at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include CVB Financial's income statement, its balance sheet, and the statement of cash flows.
Potential CVB Financial investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although CVB Financial investors may work on each financial statement separately, they are all related. The changes in CVB Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on CVB Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.