CVB Financial Valuation
| CVBF Stock | USD 23.31 0.11 0.47% |
At this time, the firm appears to be fairly valued. CVB Financial owns a latest Real Value of $24.1 per share. The recent price of the firm is $23.31. Our model approximates the value of CVB Financial from inspecting the firm fundamentals such as return on asset of 0.0127, and Shares Outstanding of 139.68 M as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting CVB Financial's valuation include:
Price Book 1.4884 | Enterprise Value 3.7 B | Price Sales 6.4232 | Forward PE 15.4083 | Trailing PE 16.493 |
Fairly Valued
Today
Please note that CVB Financial's price fluctuation is not too volatile at this time. Calculation of the real value of CVB Financial is based on 3 months time horizon. Increasing CVB Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the CVB stock is determined by what a typical buyer is willing to pay for full or partial control of CVB Financial. Since CVB Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of CVB Stock. However, CVB Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 23.31 | Real 24.1 | Target 20.33 | Hype 23.25 | Naive 23.34 |
The real value of CVB Stock, also known as its intrinsic value, is the underlying worth of CVB Financial Company, which is reflected in its stock price. It is based on CVB Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of CVB Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of CVB Financial helps investors to forecast how CVB stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CVB Financial more accurately as focusing exclusively on CVB Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for CVB Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
CVB Financial Cash |
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CVB Valuation Trend
Comparing CVB Financial's enterprise value against its market capitalization is a good way to estimate the value of CVB Financial uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
CVB Revenue by Product
CVB Financial Total Value Analysis
CVB Financial is currently forecasted to have valuation of 3.72 B with market capitalization of 3.33 B, debt of 2.07 B, and cash on hands of 326.13 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the CVB Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.72 B | 3.33 B | 2.07 B | 326.13 M |
CVB Financial Investor Information
About 74.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.49. Some equities with similar Price to Book (P/B) outperform the market in the long run. CVB Financial has Price/Earnings To Growth (PEG) ratio of 2.22. The entity last dividend was issued on the 30th of September 2024. The firm had 11:10 split on the 3rd of January 2007. CVB Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.8 | 0.6453 |
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| Total Cash From Operating Activities | 310.4 M | 295.6 M |
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| Operating Income | 370.9 M | 353.2 M |
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CVB Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. CVB Financial has an asset utilization ratio of 3.42 percent. This implies that the Company is making $0.0342 for each dollar of assets. An increasing asset utilization means that CVB Financial is more efficient with each dollar of assets it utilizes for everyday operations.CVB Financial Ownership Allocation
CVB Financial secures a total of 139.68 Million outstanding shares. The majority of CVB Financial outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to acquire positions in CVB Financial to benefit from reduced commissions. Thus, outside corporations are subject to a different set of regulations than regular investors in CVB Financial. Please pay attention to any change in the institutional holdings of CVB Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the firm is less than the current market value, you may not be able to make money on it.CVB Financial Profitability Analysis
The company reported the previous year's revenue of 547.32 M. Net Income was 221.44 M with profit before overhead, payroll, taxes, and interest of 541.3 M.CVB Financial Past Distributions to stockholders
| 14th of October 2024 | ||
| 30th of September 2024 | ||
| 25th of July 2024 | ||
| 11th of July 2024 | ||
| 17th of April 2024 | ||
| 22nd of January 2024 | ||
| 19th of October 2023 | ||
| 20th of July 2023 | ||
| 19th of April 2023 | ||
| 13th of January 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates CVB Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in CVB Financial and how it compares across the competition.
About CVB Financial Valuation
The stock valuation mechanism determines CVB Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of CVB Financial. We calculate exposure to CVB Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CVB Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 665.7 M | 698.9 M | |
| Pretax Profit Margin | 0.58 | 0.37 | |
| Operating Profit Margin | 0.65 | 0.80 | |
| Net Profit Margin | 0.40 | 0.25 | |
| Gross Profit Margin | 1.09 | 0.68 |
CVB Financial Quarterly Retained Earnings |
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A single share of CVB Financial represents a small ownership stake in the entity. As a stockholder of CVB, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
CVB Financial Dividends Analysis For Valuation
At this time, CVB Financial's Dividends Paid is most likely to increase significantly in the upcoming years. The CVB Financial's current Dividend Paid And Capex Coverage Ratio is estimated to increase to 2.75, while Dividend Yield is projected to decrease to 0.02. . At this time, CVB Financial's Earning Assets are most likely to decrease significantly in the upcoming years. The CVB Financial's current Earnings Yield is estimated to increase to 0.08, while Price Earnings Ratio is projected to decrease to 11.98.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 111.7 M | 117.3 M | |
| Dividend Yield | 0.04 | 0.02 | |
| Dividend Payout Ratio | 0.50 | 0.30 | |
| Dividend Paid And Capex Coverage Ratio | 2.54 | 2.75 |
There are various types of dividends CVB Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of CVB shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from CVB Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When CVB pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of CVB Financial by the value of the dividends paid out.
CVB Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as CVB Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 138.5 M | |
| Quarterly Earnings Growth Y O Y | -0.117 | |
| Forward Price Earnings | 15.4083 |
CVB Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of CVB Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value CVB we look at many different elements of the entity such as CVB's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as CVB Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use CVB Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes CVB Financial's worth.Complementary Tools for CVB Stock analysis
When running CVB Financial's price analysis, check to measure CVB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CVB Financial is operating at the current time. Most of CVB Financial's value examination focuses on studying past and present price action to predict the probability of CVB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CVB Financial's price. Additionally, you may evaluate how the addition of CVB Financial to your portfolios can decrease your overall portfolio volatility.
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