Blue Foundry Bancorp Stock Analysis

BLFY Stock  USD 10.84  0.26  2.46%   
Blue Foundry Bancorp is overvalued with Real Value of 9.68 and Target Price of 8.75. The main objective of Blue Foundry stock analysis is to determine its intrinsic value, which is an estimate of what Blue Foundry Bancorp is worth, separate from its market price. There are two main types of Blue Foundry's stock analysis: fundamental analysis and technical analysis.
The Blue Foundry stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Blue Foundry is usually not traded on Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day. Blue Stock trading window is adjusted to America/New York timezone.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Blue Foundry Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Blue Stock Analysis Notes

About 14.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.71. Some equities with similar Price to Book (P/B) outperform the market in the long run. Blue Foundry Bancorp recorded a loss per share of 0.56. The entity had not issued any dividends in recent years. Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses. Blue Foundry Bancorp was founded in 19 and is based in Rutherford, New Jersey. Blue Foundry operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 175 people. For more info on Blue Foundry Bancorp please contact James Nesci at 201 939 5000 or go to https://www.bluefoundrybank.com.

Blue Foundry Bancorp Investment Alerts

Blue Foundry Bancorp has high likelihood to experience some financial distress in the next 2 years
The company reported the previous year's revenue of 43.72 M. Net Loss for the year was (7.4 M) with profit before overhead, payroll, taxes, and interest of 55.51 M.
Blue Foundry Bancorp currently holds about 57.32 M in cash with (12.12 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.21.
Blue Foundry Bancorp has a frail financial position based on the latest SEC disclosures
Roughly 14.0% of the company shares are held by company insiders
Latest headline from thelincolnianonline.com: PDT Partners LLC Invests 129,000 in Blue Foundry Bancorp

Blue Foundry Bancorp Upcoming and Recent Events

Earnings reports are used by Blue Foundry to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period..
24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Blue Largest EPS Surprises

Earnings surprises can significantly impact Blue Foundry's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2023-04-26
2023-03-31-0.06-0.050.0116 
2023-01-25
2022-12-310.010.020.01100 
2021-07-23
2021-06-30-0.05-0.040.0120 
View All Earnings Estimates

Blue Foundry Environmental, Social, and Governance (ESG) Scores

Blue Foundry's ESG score is a quantitative measure that evaluates Blue Foundry's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Blue Foundry's operations that may have significant financial implications and affect Blue Foundry's stock price as well as guide investors towards more socially responsible investments.

Blue Stock Institutional Investors

Shares
Brandywine Global Investment Mgmt Llc2024-09-30
160.4 K
Renaissance Technologies Corp2024-09-30
86.3 K
Goldman Sachs Group Inc2024-09-30
80.2 K
Jpmorgan Chase & Co2024-09-30
70.2 K
Charles Schwab Investment Management Inc2024-09-30
58.5 K
Bank Of New York Mellon Corp2024-09-30
57.1 K
Strs Ohio2024-09-30
50.1 K
Nuveen Asset Management, Llc2024-09-30
45.8 K
Td Asset Management Inc2024-09-30
44.6 K
T. Rowe Price Investment Management,inc.2024-09-30
2.7 M
Driehaus Capital Management Llc2024-09-30
1.7 M
Note, although Blue Foundry's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Blue Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 241.41 M.

Blue Profitablity

The company has Profit Margin (PM) of (0.3) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.41) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.41.
Last ReportedProjected for Next Year
Return On Equity(0.02)(0.02)

Management Efficiency

Return On Tangible Assets is likely to drop to -0.0038 in 2024. Return On Capital Employed is likely to drop to -0.0011 in 2024. At this time, Blue Foundry's Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to rise to about 2.1 B in 2024, whereas Net Tangible Assets are likely to drop slightly above 344 M in 2024. Blue Foundry's management efficiency ratios could be used to measure how well Blue Foundry manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 14.86  14.12 
Tangible Book Value Per Share 14.86  14.12 
Enterprise Value Over EBITDA 105.56  110.83 
Price Book Value Ratio 0.65  1.16 
Enterprise Value Multiple 105.56  110.83 
Price Fair Value 0.65  1.16 
Enterprise Value609.6 M383.8 M
The strategic decisions made by Blue Foundry management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Operating Margin
(0.41)
Profit Margin
(0.30)
Beta
0.544
Return On Assets
(0.01)
Return On Equity
(0.03)

Technical Drivers

As of the 12th of December 2024, Blue Foundry shows the Downside Deviation of 1.61, risk adjusted performance of 0.0283, and Mean Deviation of 1.43. Blue Foundry Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Blue Foundry Bancorp Price Movement Analysis

Execute Study
The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Blue Foundry middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Blue Foundry Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Blue Foundry Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Blue Foundry insiders, such as employees or executives, is commonly permitted as long as it does not rely on Blue Foundry's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Blue Foundry insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Blue Foundry Outstanding Bonds

Blue Foundry issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Blue Foundry Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Blue bonds can be classified according to their maturity, which is the date when Blue Foundry Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Blue Foundry Predictive Daily Indicators

Blue Foundry intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Blue Foundry stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Blue Foundry Corporate Filings

13A
14th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
10Q
13th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
12th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
5th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
23rd of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
20th of September 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F3
19th of September 2024
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
F4
29th of August 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Blue Foundry Forecast Models

Blue Foundry's time-series forecasting models are one of many Blue Foundry's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Blue Foundry's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Blue Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Blue Foundry prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Blue shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Blue Foundry. By using and applying Blue Stock analysis, traders can create a robust methodology for identifying Blue entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin(0.17)(0.18)
Operating Profit Margin(0.05)(0.05)
Net Loss(0.17)(0.18)

Current Blue Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Blue analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Blue analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
8.75Hold2Odds
Blue Foundry Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Blue analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Blue stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Blue Foundry Bancorp, talking to its executives and customers, or listening to Blue conference calls.
Blue Analyst Advice Details

Blue Stock Analysis Indicators

Blue Foundry Bancorp stock analysis indicators help investors evaluate how Blue Foundry stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Blue Foundry shares will generate the highest return on investment. By understating and applying Blue Foundry stock analysis, traders can identify Blue Foundry position entry and exit signals to maximize returns.
Begin Period Cash Flow41.2 M
Long Term Debt397.5 M
Common Stock Shares Outstanding23.9 M
Total Stockholder Equity355.6 M
Tax Provision163 K
Property Plant And Equipment Net57.6 M
Cash And Short Term Investments46 M
Cash46 M
Net Debt378.3 M
50 Day M A10.4847
Total Current Liabilities26.8 M
Other Operating Expenses43.7 M
Non Current Assets TotalB
Forward Price Earnings625
Non Currrent Assets Other1.6 B
Stock Based Compensation3.8 M

Additional Tools for Blue Stock Analysis

When running Blue Foundry's price analysis, check to measure Blue Foundry's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Blue Foundry is operating at the current time. Most of Blue Foundry's value examination focuses on studying past and present price action to predict the probability of Blue Foundry's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Blue Foundry's price. Additionally, you may evaluate how the addition of Blue Foundry to your portfolios can decrease your overall portfolio volatility.