Patriot National Bancorp Stock Today

PNBK Stock  USD 2.73  0.48  21.33%   

Performance

9 of 100

 
Weak
 
Strong
OK

Odds Of Distress

Over 59

 
High
 
Low
Above Average
Patriot National is selling for 2.73 as of the 3rd of December 2024. This is a 21.33 percent increase since the beginning of the trading day. The stock's last reported lowest price was 2.07. Patriot National has over 59 % chance of experiencing financial distress in the next 2 years of operation and did not have a very good performance during the last 90 trading days. Equity ratings for Patriot National Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 4th of September 2024 and ending today, the 3rd of December 2024. Click here to learn more.
Business Domain
Banks
IPO Date
1st of September 1994
Category
Financial Services
Classification
Financials
Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company was founded in 1994 and is headquartered in Stamford, Connecticut. The company has 3.98 M outstanding shares of which 105.54 K shares are at this time shorted by private and institutional investors with about 1.07 trading days to cover. More on Patriot National Bancorp

Moving against Patriot Stock

  0.32NU Nu HoldingsPairCorr

Patriot Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentDavid Lowery
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.03780.0248
Way Up
Slightly volatile
Gross Profit Margin0.80.9
Fairly Down
Slightly volatile
Total Current Liabilities195.9 M283.1 M
Way Down
Very volatile
Non Current Liabilities Total1.1 BB
Sufficiently Up
Slightly volatile
Total Assets622.4 M1.1 B
Way Down
Slightly volatile
Total Current Assets49.9 M52.5 M
Notably Down
Slightly volatile
Debt Levels
Patriot National can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Patriot National's financial leverage. It provides some insight into what part of Patriot National's total assets is financed by creditors.
Liquidity
Patriot National Bancorp currently holds 201.1 M in liabilities with Debt to Equity (D/E) ratio of 9.63, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Patriot National's use of debt, we should always consider it together with its cash and equity.

Capital Expenditures

391,400
Patriot National Bancorp (PNBK) is traded on NASDAQ Exchange in USA. It is located in 900 Bedford Street, Stamford, CT, United States, 06901 and employs 117 people. Patriot National is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 10.85 M. Patriot National Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 3.98 M outstanding shares of which 105.54 K shares are at this time shorted by private and institutional investors with about 1.07 trading days to cover. Patriot National Bancorp currently holds about 37.62 M in cash with (10.71 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.51, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check Patriot National Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Patriot National Bancorp is $10.85 Million. Patriot National has significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with negative profits, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company.
Check Patriot Ownership Details

Patriot Stock Institutional Holders

InstituionRecorded OnShares
Tower Research Capital Llc2024-09-30
2.4 K
Morgan Stanley - Brokerage Accounts2024-09-30
1.5 K
Bank Of America Corp2024-06-30
264
Wells Fargo & Co2024-09-30
185
Royal Bank Of Canada2024-06-30
44.0
Ubs Group Ag2024-09-30
35.0
Dimensional Fund Advisors, Inc.2024-06-30
0.0
Cornerstone Planning Group Llc2024-09-30
0.0
Hrt Financial Llc2024-09-30
0.0
Alliancebernstein L.p.2024-09-30
389 K
Cnh Partners, Llc2024-06-30
174.4 K
View Patriot National Diagnostics

Patriot National Historical Income Statement

At this time, Patriot National's Net Interest Income is quite stable compared to the past year. Reconciled Depreciation is expected to rise to about 1.7 M this year, although the value of Total Revenue will most likely fall to about 20.3 M. View More Fundamentals

Patriot Stock Against Markets

Patriot National Corporate Management

Frederick StaudmyerChief Admin. Officer and Executive VPProfile
Alfred BottaNational BankProfile
Al BottaEx OfficerProfile
Steven GrunblattEx OfficerProfile
Thomas SlaterEx OfficerProfile
Robert RussellCEO PresProfile
When determining whether Patriot National Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Patriot Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Patriot National Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Patriot National Bancorp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Patriot National Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Patriot National. If investors know Patriot will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Patriot National listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.48)
Earnings Share
(7.40)
Revenue Per Share
6.099
Quarterly Revenue Growth
(0.45)
Return On Assets
(0.01)
The market value of Patriot National Bancorp is measured differently than its book value, which is the value of Patriot that is recorded on the company's balance sheet. Investors also form their own opinion of Patriot National's value that differs from its market value or its book value, called intrinsic value, which is Patriot National's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Patriot National's market value can be influenced by many factors that don't directly affect Patriot National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Patriot National's value and its price as these two are different measures arrived at by different means. Investors typically determine if Patriot National is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Patriot National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.