Assurant Valuation
| AIZ Stock | USD 227.05 1.63 0.71% |
At this time, the firm appears to be overvalued. Assurant shows a prevailing Real Value of $211.51 per share. The current price of the firm is $227.05. Our model approximates the value of Assurant from analyzing the firm fundamentals such as Profit Margin of 0.06 %, current valuation of 11.93 B, and Return On Equity of 0.15 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Assurant's valuation include:
Price Book 2.2196 | Enterprise Value 11.9 B | Price Sales 0.9977 | Forward PE 12.4378 | Trailing PE 16.3226 |
Overvalued
Today
Please note that Assurant's price fluctuation is very steady at this time. Calculation of the real value of Assurant is based on 3 months time horizon. Increasing Assurant's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Assurant is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Assurant Stock. However, Assurant's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 227.05 | Real 211.51 | Target 168.6 | Hype 227.47 | Naive 226.2 |
The intrinsic value of Assurant's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Assurant's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Assurant helps investors to forecast how Assurant stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Assurant more accurately as focusing exclusively on Assurant's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Assurant's intrinsic value based on its ongoing forecasts of Assurant's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Assurant's closest peers.
Assurant Cash |
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Assurant Valuation Trend
Analysing the historical paterns of Assurant's enterprise value and its market capitalization is a good way to estimate and gauge the value of Assurant over time and is usually enough for investors to make rational market timing decisions.
Assurant Revenue by Product
Assurant Total Value Analysis
Assurant is presently forecasted to have company total value of 11.93 B with market capitalization of 11.73 B, debt of 2.08 B, and cash on hands of 1.54 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Assurant fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
11.93 B | 11.73 B | 2.08 B | 1.54 B |
Assurant Investor Information
About 98.0% of the company shares are held by institutions such as insurance companies. The book value of Assurant was presently reported as 102.29. The company has Price/Earnings To Growth (PEG) ratio of 1.46. Assurant recorded earning per share (EPS) of 14.01. The entity last dividend was issued on the 9th of December 2024. Based on the key indicators related to Assurant's liquidity, profitability, solvency, and operating efficiency, Assurant is performing exceptionally good at the present time. It has a great chance to report excellent financial results in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.055 | 0.0577 |
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| Total Cash From Operating Activities | 824.4 M | 1.1 B |
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| Operating Income | 657.7 M | 642.5 M |
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Assurant Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Assurant has an asset utilization ratio of 33.1 percent. This suggests that the Company is making $0.33 for each dollar of assets. An increasing asset utilization means that Assurant is more efficient with each dollar of assets it utilizes for everyday operations.Assurant Ownership Allocation
Assurant holds a total of 51.29 Million outstanding shares. The majority of Assurant outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Assurant to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Assurant. Please pay attention to any change in the institutional holdings of Assurant as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Assurant Profitability Analysis
The company reported the last year's revenue of 11.13 B. Total Income to common stockholders was 642.5 M with profit before taxes, overhead, and interest of 714.4 M.Assurant Past Distributions to stockholders
About Assurant Valuation
Our relative valuation model uses a comparative analysis of Assurant. We calculate exposure to Assurant's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Assurant's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 11.1 B | 9.3 B | |
| Pretax Profit Margin | 0.07 | 0.08 | |
| Operating Profit Margin | 0.06 | 0.06 | |
| Net Profit Margin | 0.06 | 0.03 | |
| Gross Profit Margin | 0.90 | 0.80 |
Assurant Quarterly Retained Earnings |
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A single share of Assurant represents a small ownership stake in the entity. As a stockholder of Assurant, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Assurant Dividends Analysis For Valuation
Dividend Paid And Capex Coverage Ratio is likely to rise to 5.38 in 2024, whereas Dividends Paid is likely to drop slightly above 109.7 M in 2024. . Retained Earnings Total Equity is likely to rise to about 4.4 B in 2024, whereas Retained Earnings are likely to drop slightly above 3.7 B in 2024.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 152.3 M | 109.7 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.24 | 0.22 | |
| Dividend Paid And Capex Coverage Ratio | 3.21 | 5.38 |
There are various types of dividends Assurant can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Assurant shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Assurant directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Assurant pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Assurant by the value of the dividends paid out.
Assurant Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 53.8 M | |
| Quarterly Earnings Growth Y O Y | -0.28 | |
| Forward Price Earnings | 12.4378 |
Assurant Current Valuation Indicators
Valuation refers to the process of determining the present value of Assurant and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Assurant we look at many different elements of the entity such as Assurant's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Assurant, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Assurant's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Assurant's worth.Additional Tools for Assurant Stock Analysis
When running Assurant's price analysis, check to measure Assurant's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Assurant is operating at the current time. Most of Assurant's value examination focuses on studying past and present price action to predict the probability of Assurant's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Assurant's price. Additionally, you may evaluate how the addition of Assurant to your portfolios can decrease your overall portfolio volatility.