BayCom Corp Valuation
| BCML Stock | USD 28.99 0.16 0.55% |
At this time, the firm appears to be overvalued. BayCom Corp shows a prevailing Real Value of $27.72 per share. The current price of the firm is $28.99. Our model approximates the value of BayCom Corp from analyzing the firm fundamentals such as Return On Equity of 0.076, current valuation of 104.19 M, and Profit Margin of 0.25 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting BayCom Corp's valuation include:
Price Book 1.0023 | Enterprise Value 104.2 M | Price Sales 3.3748 | Forward PE 13.1234 | Trailing PE 13.8048 |
Overvalued
Today
Please note that BayCom Corp's price fluctuation is very steady at this time. Calculation of the real value of BayCom Corp is based on 3 months time horizon. Increasing BayCom Corp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the BayCom stock is determined by what a typical buyer is willing to pay for full or partial control of BayCom Corp. Since BayCom Corp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of BayCom Stock. However, BayCom Corp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 28.99 | Real 27.72 | Target 23.5 | Hype 28.87 | Naive 29.62 |
The intrinsic value of BayCom Corp's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence BayCom Corp's stock price.
Estimating the potential upside or downside of BayCom Corp helps investors to forecast how BayCom stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of BayCom Corp more accurately as focusing exclusively on BayCom Corp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use BayCom Corp's intrinsic value based on its ongoing forecasts of BayCom Corp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against BayCom Corp's closest peers.
BayCom Corp Cash |
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BayCom Valuation Trend
Knowing BayCom Corp's actual value is paramount for traders when making sound investment determinations. Using both BayCom Corp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
BayCom Corp Total Value Analysis
BayCom Corp is currently expected to have valuation of 104.19 M with market capitalization of 324.19 M, debt of 87.2 M, and cash on hands of 227.17 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the BayCom Corp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
104.19 M | 324.19 M | 87.2 M | 227.17 M |
BayCom Corp Investor Information
About 60.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.0. Some equities with similar Price to Book (P/B) outperform the market in the long run. BayCom Corp last dividend was issued on the 12th of December 2024. Based on the analysis of BayCom Corp's profitability, liquidity, and operating efficiency, BayCom Corp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in January.BayCom Corp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of BayCom suggests not a very effective usage of assets in December.BayCom Corp Ownership Allocation
The market capitalization of BayCom Corp is $324.19 Million. Over half of BayCom Corp's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.BayCom Corp Profitability Analysis
The company reported the previous year's revenue of 102.84 M. Net Income was 27.43 M with profit before overhead, payroll, taxes, and interest of 101.28 M.BayCom Corp Past Distributions to stockholders
About BayCom Corp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of BayCom Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of BayCom Corp based exclusively on its fundamental and basic technical indicators. By analyzing BayCom Corp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of BayCom Corp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of BayCom Corp. We calculate exposure to BayCom Corp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of BayCom Corp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 102.8 M | 108 M | |
| Pretax Profit Margin | 0.37 | 0.25 | |
| Operating Profit Margin | 0.37 | 0.22 | |
| Net Profit Margin | 0.27 | 0.28 |
A single share of BayCom Corp represents a small ownership stake in the entity. As a stockholder of BayCom, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
BayCom Corp Dividends Analysis For Valuation
At this time, BayCom Corp's Dividends Paid is quite stable compared to the past year. Dividend Paid And Capex Coverage Ratio is expected to rise to 8.38 this year, although the value of Dividend Yield will most likely fall to 0.01. . At this time, BayCom Corp's Retained Earnings are quite stable compared to the past year. Earnings Yield is expected to rise to 0.10 this year, although the value of Earning Assets will most likely fall to about 358.9 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 3.6 M | 4.9 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.13 | 0.09 | |
| Dividend Paid And Capex Coverage Ratio | 5.35 | 8.38 |
There are various types of dividends BayCom Corp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of BayCom shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from BayCom Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When BayCom pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of BayCom Corp by the value of the dividends paid out.
BayCom Corp Growth Indicators
Investing in growth stocks can be very risky. If the company such as BayCom Corp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 12.1 M | |
| Quarterly Earnings Growth Y O Y | -0.036 | |
| Forward Price Earnings | 13.1234 |
BayCom Corp Current Valuation Indicators
BayCom Corp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final BayCom Corp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as BayCom Corp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use BayCom Corp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes BayCom Corp's worth.When determining whether BayCom Corp is a strong investment it is important to analyze BayCom Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BayCom Corp's future performance. For an informed investment choice regarding BayCom Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BayCom Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. If investors know BayCom will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BayCom Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 0.4 | Earnings Share 2.1 | Revenue Per Share 8.446 | Quarterly Revenue Growth (0.06) |
The market value of BayCom Corp is measured differently than its book value, which is the value of BayCom that is recorded on the company's balance sheet. Investors also form their own opinion of BayCom Corp's value that differs from its market value or its book value, called intrinsic value, which is BayCom Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BayCom Corp's market value can be influenced by many factors that don't directly affect BayCom Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BayCom Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if BayCom Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.