Eastern Michigan Valuation
| EFIN Stock | USD 35.50 0.09 0.25% |
At this time, the firm appears to be overvalued. Eastern Michigan Fin shows a prevailing Real Value of $29.08 per share. The current price of the firm is $35.5. Our model computes the value of Eastern Michigan Fin from reviewing the firm fundamentals such as Profit Margin of 0.21 %, current valuation of (75.4 M), and Price To Earning of 7.86 X as well as analyzing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Eastern Michigan's price fluctuation is very steady at this time. Calculation of the real value of Eastern Michigan Fin is based on 3 months time horizon. Increasing Eastern Michigan's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Eastern Michigan is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Eastern Pink Sheet. However, Eastern Michigan's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 35.5 | Real 29.08 | Hype 35.41 | Naive 35.03 |
The intrinsic value of Eastern Michigan's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Eastern Michigan's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Eastern Michigan Financial helps investors to forecast how Eastern pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Eastern Michigan more accurately as focusing exclusively on Eastern Michigan's fundamentals will not take into account other important factors: Eastern Michigan Total Value Analysis
Eastern Michigan Financial is currently forecasted to have valuation of (75.4 M) with market capitalization of 33.27 M, debt of 0, and cash on hands of 115.04 M. The negative valuation of Eastern Michigan may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the Eastern Michigan fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(75.4 M) | 33.27 M | 0 | 115.04 M |
Eastern Michigan Investor Information
The company last dividend was issued on the 22nd of December 2022. Eastern Michigan Fin had 2:1 split on the 1st of April 1999. Based on the analysis of Eastern Michigan's profitability, liquidity, and operating efficiency, Eastern Michigan Financial is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.Eastern Michigan Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Eastern suggests not a very effective usage of assets in December.Eastern Michigan Profitability Analysis
The company reported the previous year's revenue of 14.98 M. Net Income was 4.9 M with profit before overhead, payroll, taxes, and interest of 16.2 M.Eastern Michigan Past Distributions to stockholders
About Eastern Michigan Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Eastern Michigan Financial. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Eastern Michigan Fin based exclusively on its fundamental and basic technical indicators. By analyzing Eastern Michigan's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Eastern Michigan's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Eastern Michigan. We calculate exposure to Eastern Michigan's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Eastern Michigan's related companies.Eastern Michigan Financial Corporation operates as the bank holding company for Eastern Michigan Bank that provides retail and commercial banking services in Michigan. The company was founded in 1895 and is headquartered in Croswell, Michigan. Eastern Michigan operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct Eastern Michigan's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Eastern Michigan's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Eastern Michigan's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Eastern Michigan's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Eastern Michigan's revenue streams: Identify Eastern Michigan's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Eastern Michigan's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Eastern Michigan's growth potential: Evaluate Eastern Michigan's management, business model, and growth potential.
- Determine Eastern Michigan's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Eastern Michigan's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of Eastern Michigan represents a small ownership stake in the entity. As a stockholder of Eastern, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Eastern Michigan Dividends Analysis For Valuation
Please note that Eastern Michigan has scaled down on payment of dividends at this time.
There are various types of dividends Eastern Michigan can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Eastern shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Eastern Michigan Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Eastern pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Eastern Michigan by the value of the dividends paid out.
Eastern Michigan Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Quarterly Earnings Growth Y O Y | -0.397 | |
| Retained Earnings | 37 M |
Other Information on Investing in Eastern Pink Sheet
Eastern Michigan financial ratios help investors to determine whether Eastern Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Eastern with respect to the benefits of owning Eastern Michigan security.