Exchange Bank Valuation
| EXSR Stock | USD 111.00 1.00 0.91% |
At this time, the firm appears to be overvalued. Exchange Bank shows a prevailing Real Value of $91.93 per share. The current price of the firm is $111.0. Our model computes the value of Exchange Bank from reviewing the firm fundamentals such as Operating Margin of 0.44 %, current valuation of 213.02 M, and Profit Margin of 0.31 % as well as analyzing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Exchange Bank's price fluctuation is very steady at this time. Calculation of the real value of Exchange Bank is based on 3 months time horizon. Increasing Exchange Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Exchange pink sheet is determined by what a typical buyer is willing to pay for full or partial control of Exchange Bank. Since Exchange Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Exchange Pink Sheet. However, Exchange Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 111.0 | Real 91.93 | Hype 111.0 | Naive 111.8 |
The intrinsic value of Exchange Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Exchange Bank's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Exchange Bank helps investors to forecast how Exchange pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Exchange Bank more accurately as focusing exclusively on Exchange Bank's fundamentals will not take into account other important factors: Exchange Bank Total Value Analysis
Exchange Bank is currently projected to have valuation of 213.02 M with market capitalization of 268.06 M, debt of 0, and cash on hands of 41.27 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Exchange Bank fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
213.02 M | 268.06 M | 0 | 41.27 M |
Exchange Bank Investor Information
The company has price-to-book (P/B) ratio of 1.19. Some equities with similar Price to Book (P/B) outperform the market in the long run. Exchange Bank recorded earning per share (EPS) of 21.1. The entity last dividend was issued on the 23rd of November 2022. Exchange Bank is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.Exchange Bank Asset Utilization
One of the ways to look at asset utilization of Exchange is to check how much profit was generated for every dollar of assets it reports. Exchange Bank utilizes its assets almost 0.0108 percent, getting 0.0108 cents for each dollar of assets held by the firm. An increasing asset utilization denotes the company is being more effective with each dollar of assets it shows. Put another way, asset utilization of Exchange Bank shows how effective it operates for each dollar spent on its assets.Exchange Bank Ownership Allocation
The market capitalization of Exchange Bank is $268.06 Million. Roughly 91.34 percent of Exchange Bank outstanding shares are held by general public with 8.66 % by other corporate entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.Exchange Bank Profitability Analysis
The company reported the previous year's revenue of 121.38 M. Net Income was 36.41 M with profit before overhead, payroll, taxes, and interest of 115.19 M.About Exchange Bank Valuation
The pink sheet valuation mechanism determines Exchange Bank's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Exchange Bank based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Exchange Bank. We calculate exposure to Exchange Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Exchange Bank's related companies.Exchange Bank , together with its subsidiaries, provides commercial and retail banking products and services to individuals and businesses in California. Exchange Bank operates as a subsidiary of Frank P. Exchange Bank operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 400 people.
8 Steps to conduct Exchange Bank's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Exchange Bank's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Exchange Bank's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Exchange Bank's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Exchange Bank's revenue streams: Identify Exchange Bank's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Exchange Bank's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Exchange Bank's growth potential: Evaluate Exchange Bank's management, business model, and growth potential.
- Determine Exchange Bank's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Exchange Bank's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Exchange Bank Growth Indicators
Investing in growth stocks can be very risky. If the company such as Exchange Bank does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Quarterly Earnings Growth Y O Y | -0.022 | |
| Retained Earnings | 276.3 M |
Additional Tools for Exchange Pink Sheet Analysis
When running Exchange Bank's price analysis, check to measure Exchange Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Exchange Bank is operating at the current time. Most of Exchange Bank's value examination focuses on studying past and present price action to predict the probability of Exchange Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Exchange Bank's price. Additionally, you may evaluate how the addition of Exchange Bank to your portfolios can decrease your overall portfolio volatility.