Palomar Holdings Valuation
| PLMR Stock | USD 108.30 0.14 0.13% |
At this time, the company appears to be overvalued. Palomar Holdings holds a recent Real Value of $83.82 per share. The prevailing price of the company is $108.3. Our model determines the value of Palomar Holdings from analyzing the company fundamentals such as Return On Equity of 0.19, operating margin of 0.26 %, and Shares Outstanding of 26.47 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Palomar Holdings' valuation include:
Price Book 4.0754 | Enterprise Value 2.8 B | Price Sales 5.7 | Trailing PE 25.6635 | Enterprise Value Revenue 5.5205 |
Overvalued
Today
Please note that Palomar Holdings' price fluctuation is very steady at this time. Calculation of the real value of Palomar Holdings is based on 3 months time horizon. Increasing Palomar Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Palomar stock is determined by what a typical buyer is willing to pay for full or partial control of Palomar Holdings. Since Palomar Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Palomar Stock. However, Palomar Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 108.3 | Real 83.82 | Target 64.17 | Hype 108.21 | Naive 105.79 |
The intrinsic value of Palomar Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Palomar Holdings' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Palomar Holdings helps investors to forecast how Palomar stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Palomar Holdings more accurately as focusing exclusively on Palomar Holdings' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Palomar Holdings' intrinsic value based on its ongoing forecasts of Palomar Holdings' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Palomar Holdings' closest peers.
Palomar Holdings Cash |
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Palomar Valuation Trend
Palomar Holdings' real value is important for investors to make better decisions and a more accurate overall view of Palomar Holdings' financial worth over time. Using both Palomar Holdings' enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Palomar Holdings Total Value Analysis
Palomar Holdings is at this time expected to have valuation of 2.78 B with market capitalization of 2.87 B, debt of 52.6 M, and cash on hands of 36.47 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Palomar Holdings fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
2.78 B | 2.87 B | 52.6 M | 36.47 M |
Palomar Holdings Investor Information
About 95.0% of the company shares are owned by institutional investors. The book value of Palomar Holdings was at this time reported as 26.59. The company has Price/Earnings To Growth (PEG) ratio of 0.25. Palomar Holdings had not issued any dividends in recent years. Based on the key indicators related to Palomar Holdings' liquidity, profitability, solvency, and operating efficiency, Palomar Holdings may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.15 | 0.2857 |
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| Total Cash From Operating Activities | 72.5 M | 116.1 M |
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| Operating Income | 112.8 M | 107.4 M |
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Palomar Holdings Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Palomar Holdings has an asset utilization ratio of 22.01 percent. This connotes that the Company is making $0.22 for each dollar of assets. An increasing asset utilization means that Palomar Holdings is more efficient with each dollar of assets it utilizes for everyday operations.Palomar Holdings Ownership Allocation
Palomar Holdings owns a total of 26.47 Million outstanding shares. The majority of Palomar Holdings outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Palomar Holdings to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Palomar Holdings. Please pay attention to any change in the institutional holdings of Palomar Holdings as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.Palomar Holdings Profitability Analysis
The company reported the previous year's revenue of 375.93 M. Net Income was 79.2 M with profit before overhead, payroll, taxes, and interest of 80.05 M.About Palomar Holdings Valuation
The stock valuation mechanism determines Palomar Holdings' current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Palomar Holdings based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Palomar Holdings. We calculate exposure to Palomar Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Palomar Holdings's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 375.9 M | 193.6 M | |
| Pretax Profit Margin | 0.28 | 0.29 | |
| Operating Profit Margin | 0.29 | 0.15 | |
| Net Profit Margin | 0.21 | 0.11 |
Palomar Holdings Quarterly Retained Earnings |
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Palomar Holdings Growth Indicators
Investing in growth stocks can be very risky. If the company such as Palomar Holdings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 25.3 M | |
| Quarterly Earnings Growth Y O Y | 0.575 |
Palomar Holdings Current Valuation Indicators
Palomar Holdings' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Palomar Holdings' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Palomar Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Palomar Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Palomar Holdings' worth.Additional Tools for Palomar Stock Analysis
When running Palomar Holdings' price analysis, check to measure Palomar Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Palomar Holdings is operating at the current time. Most of Palomar Holdings' value examination focuses on studying past and present price action to predict the probability of Palomar Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Palomar Holdings' price. Additionally, you may evaluate how the addition of Palomar Holdings to your portfolios can decrease your overall portfolio volatility.