SB Financial Valuation
| SBFG Stock | USD 21.24 0.47 2.16% |
At this time, the entity appears to be overvalued. SB Financial Group owns a latest Real Value of $16.51 per share. The recent price of the entity is $21.24. Our model measures the value of SB Financial Group from examining the entity fundamentals such as return on asset of 0.0086, and Shares Owned By Insiders of 10.41 % as well as evaluating its technical indicators and probability of bankruptcy. Key fundamental drivers impacting SB Financial's valuation include:
Price Book 1.0721 | Enterprise Value 171 M | Price Sales 2.5196 | Forward PE 12.0337 | Trailing PE 12.3046 |
Overvalued
Today
Please note that SB Financial's price fluctuation is not too volatile at this time. Calculation of the real value of SB Financial Group is based on 3 months time horizon. Increasing SB Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the SBFG stock is determined by what a typical buyer is willing to pay for full or partial control of SB Financial Group. Since SB Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of SBFG Stock. However, SB Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.24 | Real 16.51 | Target 16.0 | Hype 21.1 | Naive 21.63 |
The real value of SBFG Stock, also known as its intrinsic value, is the underlying worth of SB Financial Group Company, which is reflected in its stock price. It is based on SB Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of SB Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of SB Financial Group helps investors to forecast how SBFG stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of SB Financial more accurately as focusing exclusively on SB Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for SB Financial Group, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
SB Financial Cash |
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SBFG Valuation Trend
Comparing SB Financial's enterprise value against its market capitalization is a good way to estimate the value of SB Financial Group uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
SBFG Revenue by Product
SB Financial Total Value Analysis
SB Financial Group is at this time forecasted to have valuation of 170.99 M with market capitalization of 142.42 M, debt of 103.24 M, and cash on hands of 34.23 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the SB Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
170.99 M | 142.42 M | 103.24 M | 34.23 M |
SB Financial Investor Information
About 51.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.07. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. SB Financial Group last dividend was issued on the 8th of November 2024. The entity had 105:100 split on the 20th of January 2022. SB Financial Group is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.25 | 0.2594 |
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| Total Cash From Operating Activities | 11.3 M | 14 M |
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| Operating Income | 14.6 M | 14.7 M |
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SB Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of SBFG implies not a very effective usage of assets in December.SB Financial Ownership Allocation
The market capitalization of SB Financial Group is $142.42 Million. Over half of SB Financial's outstanding shares are owned by institutions. These institutions are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the entity is less than the current market value, you may not be able generate positive returns on investment in the long run.SB Financial Profitability Analysis
The company reported the previous year's revenue of 56.73 M. Net Income was 12.1 M with profit before overhead, payroll, taxes, and interest of 56.35 M.SB Financial Past Distributions to stockholders
| 22nd of November 2024 | ||
| 23rd of August 2024 | ||
| 24th of May 2024 | ||
| 23rd of February 2024 | ||
| 24th of November 2023 | ||
| 25th of August 2023 | ||
| 26th of May 2023 | ||
| 24th of February 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates SB Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in SB Financial and how it compares across the competition.
About SB Financial Valuation
The stock valuation mechanism determines SB Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of SB Financial. We calculate exposure to SB Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of SB Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 56.7 M | 42.7 M | |
| Pretax Profit Margin | 0.26 | 0.26 | |
| Operating Profit Margin | 0.26 | 0.25 | |
| Net Profit Margin | 0.21 | 0.19 |
SB Financial Quarterly Retained Earnings |
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A single share of SB Financial represents a small ownership stake in the entity. As a stockholder of SBFG, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
SB Financial Dividends Analysis For Valuation
The SB Financial's current Dividend Payout Ratio is estimated to increase to 0.56, while Dividends Paid is projected to decrease to roughly 2 M. . At this time, SB Financial's Earnings Yield is most likely to slightly decrease in the upcoming years. The SB Financial's current Price Earnings Ratio is estimated to increase to 17.05, while Earning Assets are projected to decrease to roughly 111.4 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 3.6 M | 2 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.30 | 0.56 | |
| Dividend Paid And Capex Coverage Ratio | 3.08 | 2.85 |
There are various types of dividends SB Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of SBFG shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from SB Financial Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When SBFG pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of SB Financial by the value of the dividends paid out.
SB Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as SB Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 6.9 M | |
| Quarterly Earnings Growth Y O Y | -0.103 | |
| Forward Price Earnings | 12.0337 |
SB Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of SB Financial Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value SBFG we look at many different elements of the entity such as SBFG's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as SB Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use SB Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes SB Financial's worth.Complementary Tools for SBFG Stock analysis
When running SB Financial's price analysis, check to measure SB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SB Financial is operating at the current time. Most of SB Financial's value examination focuses on studying past and present price action to predict the probability of SB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move SB Financial's price. Additionally, you may evaluate how the addition of SB Financial to your portfolios can decrease your overall portfolio volatility.
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