SLM Corp Valuation
| SLM Stock | USD 27.38 0.18 0.66% |
At this time, the company appears to be overvalued. SLM Corp has a current Real Value of $24.36 per share. The regular price of the company is $27.38. Our model measures the value of SLM Corp from examining the company fundamentals such as return on equity of 0.34, and Shares Outstanding of 212.33 M as well as evaluating its technical indicators and probability of bankruptcy. Key fundamental drivers impacting SLM Corp's valuation include:
Price Book 3.0676 | Enterprise Value 7.6 B | Price Sales 3.6652 | Forward PE 9.2851 | Trailing PE 9.4414 |
Overvalued
Today
Please note that SLM Corp's price fluctuation is not too volatile at this time. Calculation of the real value of SLM Corp is based on 3 months time horizon. Increasing SLM Corp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the SLM stock is determined by what a typical buyer is willing to pay for full or partial control of SLM Corp. Since SLM Corp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of SLM Stock. However, SLM Corp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 27.38 | Real 24.36 | Target 16.95 | Hype 27.2 | Naive 28.37 |
The intrinsic value of SLM Corp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence SLM Corp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of SLM Corp helps investors to forecast how SLM stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of SLM Corp more accurately as focusing exclusively on SLM Corp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use SLM Corp's intrinsic value based on its ongoing forecasts of SLM Corp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against SLM Corp's closest peers.
SLM Corp Cash |
|
SLM Valuation Trend
Knowing SLM Corp's actual value is paramount for traders when making sound investment determinations. Using both SLM Corp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
SLM Revenue by Product
SLM Corp Total Value Analysis
SLM Corp is at this time expected to have company total value of 7.56 B with market capitalization of 5.81 B, debt of 5.23 B, and cash on hands of 4.9 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the SLM Corp fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
7.56 B | 5.81 B | 5.23 B | 4.9 B |
SLM Corp Investor Information
About 100.0% of the company shares are owned by institutional investors. The book value of SLM Corp was at this time reported as 8.87. The company has Price/Earnings To Growth (PEG) ratio of 0.58. SLM Corp last dividend was issued on the 5th of December 2024. The entity had 2798:1000 split on the 1st of May 2014. Based on the analysis of SLM Corp's profitability, liquidity, and operating efficiency, SLM Corp may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.71 | 0.7457 |
|
| |||||
| Operating Income | 1.3 B | 1.4 B |
|
|
SLM Corp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. SLM Corp has an asset utilization ratio of 6.2 percent. This suggests that the Company is making $0.062 for each dollar of assets. An increasing asset utilization means that SLM Corp is more efficient with each dollar of assets it utilizes for everyday operations.SLM Corp Ownership Allocation
SLM Corp shows a total of 212.33 Million outstanding shares. The majority of SLM Corp outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in SLM Corp to benefit from reduced commissions. Therefore, institutions are subject to a different set of regulations than regular investors in SLM Corp. Please pay attention to any change in the institutional holdings of SLM Corp as this could imply that something significant has changed or is about to change at the company. Also note that roughly one million five hundred fifty thousand nine invesors are currently shorting SLM Corp expressing very little confidence in its future performance.SLM Corp Profitability Analysis
The company reported the last year's revenue of 1.81 B. Total Income to common stockholders was 581.39 M with profit before taxes, overhead, and interest of 1.19 B.SLM Corp Past Distributions to stockholders
About SLM Corp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of SLM Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of SLM Corp based exclusively on its fundamental and basic technical indicators. By analyzing SLM Corp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of SLM Corp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of SLM Corp. We calculate exposure to SLM Corp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of SLM Corp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2 B | 2.1 B | |
| Pretax Profit Margin | 0.53 | 0.57 | |
| Operating Profit Margin | 0.75 | 0.71 | |
| Net Profit Margin | 0.40 | 0.39 | |
| Gross Profit Margin | 0.61 | 0.64 |
A single share of SLM Corp represents a small ownership stake in the entity. As a stockholder of SLM, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
SLM Corp Dividends Analysis For Valuation
As of the 30th of November 2024, Dividend Yield is likely to grow to 0.05, though Dividends Paid is likely to grow to (113 M). . At this time, SLM Corp's Retained Earnings are very stable compared to the past year. As of the 30th of November 2024, Retained Earnings Total Equity is likely to grow to about 3.8 B, while Price Earnings Ratio is likely to drop 4.98.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -118.9 M | -113 M | |
| Dividend Yield | 0.03 | 0.05 | |
| Dividend Payout Ratio | 0.20 | 0.19 | |
| Dividend Paid And Capex Coverage Ratio | (1.22) | (1.28) |
There are various types of dividends SLM Corp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of SLM shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from SLM Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When SLM pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of SLM Corp by the value of the dividends paid out.
SLM Corp Growth Indicators
Investing in growth stocks can be very risky. If the company such as SLM Corp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 234.1 M | |
| Quarterly Earnings Growth Y O Y | 0.009 | |
| Forward Price Earnings | 9.2851 |
SLM Corp Current Valuation Indicators
SLM Corp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final SLM Corp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as SLM Corp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use SLM Corp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes SLM Corp's worth.When determining whether SLM Corp is a strong investment it is important to analyze SLM Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SLM Corp's future performance. For an informed investment choice regarding SLM Stock, refer to the following important reports: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SLM Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis. To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SLM Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.009 | Dividend Share 0.44 | Earnings Share 2.9 | Revenue Per Share 7.232 | Quarterly Revenue Growth (0.47) |
The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SLM Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.