Third Coast Valuation
| TCBX Stock | USD 35.23 0.27 0.76% |
At this time, the company appears to be overvalued. Third Coast Bancshares has a current Real Value of $31.05 per share. The regular price of the company is $35.23. Our model measures the value of Third Coast Bancshares from inspecting the company fundamentals such as Return On Equity of 0.1, operating margin of 0.39 %, and Shares Outstanding of 13.68 M as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Third Coast's valuation include:
Price Book 1.0698 | Enterprise Value 346.3 M | Price Sales 3.0326 | Forward PE 12.5313 | Trailing PE 13.7617 |
Overvalued
Today
Please note that Third Coast's price fluctuation is very steady at this time. Calculation of the real value of Third Coast Bancshares is based on 3 months time horizon. Increasing Third Coast's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Third Coast is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Third Stock. However, Third Coast's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 35.23 | Real 31.05 | Target 23.0 | Hype 36.08 | Naive 35.59 |
The intrinsic value of Third Coast's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Third Coast's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Third Coast Bancshares helps investors to forecast how Third stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Third Coast more accurately as focusing exclusively on Third Coast's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Third Coast's intrinsic value based on its ongoing forecasts of Third Coast's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Third Coast's closest peers.
Third Coast Cash |
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Third Valuation Trend
Analysing the historical paterns of Third Coast's enterprise value and its market capitalization is a good way to estimate and gauge the value of Third Coast Bancshares over time and is usually enough for investors to make rational market timing decisions.
Third Coast Total Value Analysis
Third Coast Bancshares is at this time forecasted to have valuation of 346.26 M with market capitalization of 481.91 M, debt of 141.71 M, and cash on hands of 217.98 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Third Coast fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
346.26 M | 481.91 M | 141.71 M | 217.98 M |
Third Coast Investor Information
About 47.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.07. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Third Coast Bancshares has Price/Earnings To Growth (PEG) ratio of 0.8. The entity had not issued any dividends in recent years. Based on the key indicators related to Third Coast's liquidity, profitability, solvency, and operating efficiencyBased on the analysis of, Third Coast Bancshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.47 | 0.44 |
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| Operating Income | 29.7 M | 41.6 M |
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Third Coast Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Third suggests not a very effective usage of assets in December.Third Coast Ownership Allocation
The market capitalization of Third Coast is $481.91 Million. 30% of Third Coast Bancshares outstanding shares are owned by institutional holders. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.Third Coast Profitability Analysis
The company reported the previous year's revenue of 266.54 M. Net Income was 33.4 M with profit before overhead, payroll, taxes, and interest of 111.48 M.About Third Coast Valuation
Our relative valuation model uses a comparative analysis of Third Coast. We calculate exposure to Third Coast's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Third Coast's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 266.5 M | 279.9 M | |
| Pretax Profit Margin | 0.29 | 0.15 | |
| Operating Profit Margin | 0.44 | 0.47 | |
| Net Profit Margin | 0.24 | 0.12 |
Third Coast Quarterly Retained Earnings |
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Third Coast Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 16.9 M | |
| Quarterly Earnings Growth Y O Y | 1.323 | |
| Forward Price Earnings | 12.5313 |
Third Coast Current Valuation Indicators
Valuation refers to the process of determining the present value of Third Coast Bancshares and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Third we look at many different elements of the entity such as Third's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Third Coast, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Third Coast's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Third Coast's worth.Additional Tools for Third Stock Analysis
When running Third Coast's price analysis, check to measure Third Coast's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Third Coast is operating at the current time. Most of Third Coast's value examination focuses on studying past and present price action to predict the probability of Third Coast's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Third Coast's price. Additionally, you may evaluate how the addition of Third Coast to your portfolios can decrease your overall portfolio volatility.