Waterstone Financial Valuation
| WSBF Stock | USD 15.06 0.09 0.59% |
At this time, the company appears to be fairly valued. Waterstone Financial maintains a prevalent Real Value of $15.07 per share. The last-minute price of the company is $15.06. Our model calculates the value of Waterstone Financial from examining the company fundamentals such as Current Valuation of 797.66 M, profit margin of 0.10 %, and Return On Asset of 0.006 as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Waterstone Financial's valuation include:
Price Book 0.8582 | Enterprise Value 797.7 M | Price Sales 2.1899 | Trailing PE 21.1806 | Enterprise Value Revenue 5.5585 |
Fairly Valued
Today
Please note that Waterstone Financial's price fluctuation is not too volatile at this time. Calculation of the real value of Waterstone Financial is based on 3 months time horizon. Increasing Waterstone Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Waterstone stock is determined by what a typical buyer is willing to pay for full or partial control of Waterstone Financial. Since Waterstone Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Waterstone Stock. However, Waterstone Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 15.06 | Real 15.07 | Hype 15.06 |
The real value of Waterstone Stock, also known as its intrinsic value, is the underlying worth of Waterstone Financial Company, which is reflected in its stock price. It is based on Waterstone Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Waterstone Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Waterstone Financial helps investors to forecast how Waterstone stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Waterstone Financial more accurately as focusing exclusively on Waterstone Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for Waterstone Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Waterstone Financial Cash |
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Waterstone Valuation Trend
Comparing Waterstone Financial's enterprise value against its market capitalization is a good way to estimate the value of Waterstone Financial uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Waterstone Financial Total Value Analysis
Waterstone Financial is at this time forecasted to have valuation of 797.66 M with market capitalization of 295.44 M, debt of 464 M, and cash on hands of 103.14 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Waterstone Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
797.66 M | 295.44 M | 464 M | 103.14 M |
Waterstone Financial Investor Information
About 19.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 0.86. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Waterstone Financial last dividend was issued on the 8th of October 2024. The entity had 10972:1000 split on the 23rd of January 2014. Based on the analysis of Waterstone Financial's profitability, liquidity, and operating efficiency, Waterstone Financial may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.Waterstone Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Waterstone implies not a very effective usage of assets in November.Waterstone Financial Ownership Allocation
Waterstone Financial retains a total of 19.37 Million outstanding shares. Over half of Waterstone Financial's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company shows, if the real value of the company is less than the current market value, you may not be able to make money on it.Waterstone Financial Profitability Analysis
The company reported the previous year's revenue of 99.21 M. Net Income was 9.38 M with profit before overhead, payroll, taxes, and interest of 161.54 M.Waterstone Financial Past Distributions to stockholders
| 1st of November 2024 | ||
| 1st of August 2024 | ||
| 1st of May 2024 | ||
| 1st of February 2024 | ||
| 1st of November 2023 | ||
| 2nd of August 2023 | ||
| 2nd of May 2023 | ||
| 1st of February 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Waterstone Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Waterstone Financial and how it compares across the competition.
About Waterstone Financial Valuation
The stock valuation mechanism determines Waterstone Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Waterstone Financial. We calculate exposure to Waterstone Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Waterstone Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 99.2 M | 115.2 M | |
| Pretax Profit Margin | 0.11 | 0.11 | |
| Operating Profit Margin | 0.11 | 0.11 | |
| Net Profit Margin | 0.09 | 0.09 |
Waterstone Financial Quarterly Retained Earnings |
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A single share of Waterstone Financial represents a small ownership stake in the entity. As a stockholder of Waterstone, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Waterstone Financial Dividends Analysis For Valuation
At this time, Waterstone Financial's Dividends Paid is most likely to increase significantly in the upcoming years. The Waterstone Financial's current Dividend Payout Ratio is estimated to increase to 1.72, while Dividend Yield is projected to decrease to 0.04. . The Waterstone Financial's current Price Earnings Ratio is estimated to increase to 33.37, while Retained Earnings are projected to decrease to roughly 183.6 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 15.4 M | 18.8 M | |
| Dividend Yield | 0.05 | 0.04 | |
| Dividend Payout Ratio | 1.64 | 1.72 | |
| Dividend Paid And Capex Coverage Ratio | (1.72) | (1.63) |
There are various types of dividends Waterstone Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Waterstone shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Waterstone Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Waterstone pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Waterstone Financial by the value of the dividends paid out.
Waterstone Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Waterstone Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 20.2 M | |
| Quarterly Earnings Growth Y O Y | 0.61 |
Waterstone Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Waterstone Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Waterstone we look at many different elements of the entity such as Waterstone's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Waterstone Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Waterstone Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Waterstone Financial's worth.Complementary Tools for Waterstone Stock analysis
When running Waterstone Financial's price analysis, check to measure Waterstone Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Waterstone Financial is operating at the current time. Most of Waterstone Financial's value examination focuses on studying past and present price action to predict the probability of Waterstone Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Waterstone Financial's price. Additionally, you may evaluate how the addition of Waterstone Financial to your portfolios can decrease your overall portfolio volatility.
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