Enova International Company Insiders

ENVA Stock  USD 105.54  0.84  0.79%   
Enova International's insiders are aggressively selling. The analysis of insider sentiment suggests that vertually all Enova International insiders are, at present, panicking. Enova International employs about 1.7 K people. The company is managed by 21 executives with a total tenure of roughly 105 years, averaging almost 5.0 years of service per executive, having 79.76 employees per reported executive.
Daniel Feehan  CEO
Director and CEO of Cash America
David Fisher  Chairman
Chairman of the Board, Chief Executive Officer

Enova International's Insider Buying Vs Selling

0

 
Selling
 
Buying

Latest Trades

2024-11-26David FisherDisposed 10000 @ 105.47View
2024-11-06David FisherDisposed 13314 @ 101.74View
2024-10-30Steven E CunninghamDisposed 2455 @ 89.75View
2024-10-28Kirk ChartierDisposed 17644 @ 86.8View
2024-10-25Steven E CunninghamDisposed 29158 @ 89.53View
2024-08-23David FisherDisposed 10000 @ 84.45View
2024-08-19David FisherDisposed 10000 @ 83.46View
2024-07-31Linda Johnson RiceDisposed 2700 @ 88.29View
2024-07-26Steven E CunninghamDisposed 23867 @ 81.54View
2024-05-22Kirk ChartierDisposed 41303 @ 60.16View
2024-05-15Linda Johnson RiceDisposed 1750 @ 63.02View
2024-05-14David FisherDisposed 20000 @ 62.73View
2024-05-09David FisherDisposed 10000 @ 62.88View
2024-05-07David FisherDisposed 20000 @ 62.72View
2024-04-26Steven E CunninghamDisposed 30590 @ 63View
2024-02-28Linda Johnson RiceDisposed 5000 @ 62.12View
2024-02-20Sean RahillyDisposed 6043 @ 60View
Monitoring Enova International's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Enova International. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
For information on how to trade Enova Stock refer to our How to Trade Enova Stock guide.

Enova International's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Enova International's future performance. Based on our forecasts, it is anticipated that Enova will maintain a workforce of about 1680 employees by December 2024.
 
Yuan Drop
 
Covid

Enova International Management Team Effectiveness

The company has return on total asset (ROA) of 0.0398 % which means that it generated a profit of $0.0398 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.148 %, meaning that it created $0.148 on every $100 dollars invested by stockholders. Enova International's management efficiency ratios could be used to measure how well Enova International manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Assets is expected to grow to 0.06, whereas Return On Tangible Assets are forecasted to decline to 0.04. At present, Enova International's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 43.7 M, whereas Non Current Assets Total are forecasted to decline to about 390.8 M.
The current year's Common Stock Shares Outstanding is expected to grow to about 36.9 M, whereas Net Income Applicable To Common Shares is forecasted to decline to about 130.5 M.

Enova International Workforce Comparison

Enova International is rated # 2 in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 7,496. Enova International totals roughly 1,675 in number of employees claiming about 22% of equities under Financials industry.

Enova International Profit Margins

The company has Profit Margin (PM) of 0.15 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.24 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.24.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.440.4888
Moderately Down
Very volatile
Net Profit Margin0.0960.0827
Fairly Up
Pretty Stable
Operating Profit Margin0.190.1993
Sufficiently Down
Slightly volatile
Pretax Profit Margin0.190.1073
Way Up
Very volatile
Return On Assets0.06090.0382
Way Up
Very volatile
Return On Equity0.130.1412
Significantly Down
Slightly volatile

Enova International Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Enova International insiders, such as employees or executives, is commonly permitted as long as it does not rely on Enova International's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Enova International insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-12-01
0.5333
8
15
 99,834 
 160,884 
2024-09-01
0.4615
6
13
 65,087 
 107,508 
2024-06-01
1.2
18
15
 167,417 
 221,628 
2024-03-01
0.2195
9
41
 182,153 
 412,315 
2023-12-01
0.5
4
8
 51,796 
 156,258 
2023-09-01
0.4
4
10
 47,421 
 69,489 
2023-06-01
0.6667
12
18
 84,495 
 53,598 
2023-03-01
0.2647
9
34
 190,844 
 161,569 
2022-12-01
0.3333
4
12
 63,348 
 143,485 
2022-09-01
5.0
5
1
 128,442 
 4,000 
2022-03-01
0.3939
13
33
 280,808 
 246,437 
2021-12-01
0.3636
4
11
 68,438 
 184,408 
2021-09-01
1.0
4
4
 67,313 
 18,058 
2021-06-01
1.1111
10
9
 40,088 
 158,779 
2021-03-01
0.2174
10
46
 437,817 
 416,410 
2020-12-01
0.25
1
4
 5,479 
 40,435 
2020-06-01
7.0
7
1
 71,687 
 5,209 
2020-03-01
1.6667
25
15
 640,100 
 65,111 
2019-09-01
0.1667
1
6
 500.00 
 73,362 
2019-06-01
7.0
7
1
 39,676 
 5,176 
2019-03-01
0.5926
16
27
 666,715 
 163,618 
2018-06-01
0.1591
7
44
 31,458 
 79,923 
2018-03-01
0.2895
11
38
 537,395 
 143,272 
2017-12-01
0.5
2
4
 30,000 
 29,631 
2017-06-01
4.0
8
2
 69,624 
 8,619 
2017-03-01
1.8
18
10
 809,892 
 38,217 
2016-09-01
0.0192
1
52
 64,050 
 1,242,626 
2016-06-01
10.3333
31
3
 853,050 
 2,741 
2016-03-01
1.8333
11
6
 40,000 
 55,917 
2015-12-01
0.7222
13
18
 291,708 
 103,504 
2015-06-01
14.6667
44
3
 102,542 
 73,147 
2015-03-01
5.0
15
3
 36,455 
 13,048 
2014-12-01
32.5
65
2
 2,345,502 
 26,403,074 

Enova International Notable Stakeholders

An Enova International stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Enova International often face trade-offs trying to please all of them. Enova International's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Enova International's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Daniel FeehanDirector and CEO of Cash AmericaProfile
David FisherChairman of the Board, Chief Executive OfficerProfile
Steven CunninghamCFO, Executive Vice President TreasurerProfile
Kirk ChartierSenior Vice President Chief Marketing OfficerProfile
Joseph DeCosmoVice President- Chief Analytics OfficerProfile
Gregg KaplanIndependent DirectorProfile
Mark McGowanIndependent DirectorProfile
Ellen CarnahanIndependent DirectorProfile
Mark TebbeIndependent DirectorProfile
Linda RiceIndependent DirectorProfile
William GoodyearIndependent DirectorProfile
James GrayLead Independent DirectorProfile
Nick DrewManaging DirectorProfile
Monica GouldInvestor RelationsProfile
Lindsay SavareseInvestor RelationsProfile
Stacey KraftChief OfficerProfile
Steven CFAChief OfficerProfile
Sean RahillyChief Compliance Officer, General Counsel, SecretaryProfile
James LeeChief Accounting OfficerProfile
Sean JDGeneral OfficerProfile
David JDChairman CEOProfile

About Enova International Management Performance

The success or failure of an entity such as Enova International often depends on how effective the management is. Enova International management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Enova management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Enova management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.04  0.04 
Return On Capital Employed 0.10  0.09 
Return On Assets 0.04  0.06 
Return On Equity 0.14  0.13 
Please note, the presentation of Enova International's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Enova International's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Enova International's management manipulating its earnings.

Enova International Workforce Analysis

Traditionally, organizations such as Enova International use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Enova International within its industry.

Enova International Manpower Efficiency

Return on Enova International Manpower

Revenue Per Employee1.3M
Revenue Per Executive100.8M
Net Income Per Employee104.5K
Net Income Per Executive8.3M
Working Capital Per Employee2.3M
Working Capital Per Executive183.9M

Complementary Tools for Enova Stock analysis

When running Enova International's price analysis, check to measure Enova International's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Enova International is operating at the current time. Most of Enova International's value examination focuses on studying past and present price action to predict the probability of Enova International's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Enova International's price. Additionally, you may evaluate how the addition of Enova International to your portfolios can decrease your overall portfolio volatility.
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