Southern Michigan Company Top Management

SOMC Stock  USD 19.25  0.25  1.28%   
Southern Michigan employs about 20 people. The company is managed by 8 executives with a total tenure of roughly 44 years, averaging almost 5.0 years of service per executive, having 2.5 employees per reported executive. Evaluation of Southern Michigan's management performance can provide insight into the firm performance.
John Castle  Chairman
Chairman, CEO, Member of Executive Committee, Chairman of Southern Michigan Bank and Trust and CEO of Southern Michigan Bank and Trust
Kurt Miller  President
President, Chief Credit Officer, Director and President of Southern Michigan Bank and Trust, Chief Credit Officer of Southern Michigan Bank and Trust, Director of Southern Michigan Bank and Trust and Member of Executive Committee
  
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Southern Michigan Management Team Effectiveness

The company has return on total asset (ROA) of 0.0104 % which means that it generated a profit of $0.0104 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1399 %, meaning that it created $0.1399 on every $100 dollars invested by stockholders. Southern Michigan's management efficiency ratios could be used to measure how well Southern Michigan manages its routine affairs as well as how well it operates its assets and liabilities.

Southern Michigan Workforce Comparison

Southern Michigan Bancorp is rated second in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 925. Southern Michigan holds roughly 20.0 in number of employees claiming about 2.16% of equities under Financials industry.
The company has Profit Margin (PM) of 0.29 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.34 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.34.

Southern Michigan Bancorp Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. Southern Michigan Bancorp Price Series Summation is a cross summation of Southern Michigan price series and its benchmark/peer.

Southern Michigan Notable Stakeholders

A Southern Michigan stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Southern Michigan often face trade-offs trying to please all of them. Southern Michigan's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Southern Michigan's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
John CastleChairman, CEO, Member of Executive Committee, Chairman of Southern Michigan Bank and Trust and CEO of Southern Michigan Bank and TrustProfile
Kurt MillerPresident, Chief Credit Officer, Director and President of Southern Michigan Bank and Trust, Chief Credit Officer of Southern Michigan Bank and Trust, Director of Southern Michigan Bank and Trust and Member of Executive CommitteeProfile
Danice ChartrandCFO, Sr. VP, Principal Accounting Officer, Treasurer, Secretary, CFO of Southern Michigan Bank and Trust, Sr. VP Southern Michigan Bank and Trust, Treasurer of Southern Michigan Bank and Trust and Secretary of Southern Michigan Bank and TrustProfile
Trisha ClarkVP TrustProfile
Steve ToddVP TrustProfile
Eric RomzekHead TrustProfile
Rick FellerCollections LoansProfile
Eric AnglinChief VPProfile

About Southern Michigan Management Performance

The success or failure of an entity such as Southern Michigan Bancorp often depends on how effective the management is. Southern Michigan management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Southern management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Southern management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest Michigan communities. The company was founded in 1871 and is based in Coldwater, Michigan. Southern Michigan operates under BanksRegional classification in the United States and is traded on OTC Exchange.
Please note, the presentation of Southern Michigan's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Southern Michigan's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Southern Michigan's management manipulating its earnings.

Southern Michigan Workforce Analysis

Traditionally, organizations such as Southern Michigan use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Southern Michigan within its industry.

Southern Michigan Manpower Efficiency

Return on Southern Michigan Manpower

Revenue Per Employee2.2M
Revenue Per Executive5.4M
Net Income Per Employee587.9K
Net Income Per Executive1.5M

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When running Southern Michigan's price analysis, check to measure Southern Michigan's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern Michigan is operating at the current time. Most of Southern Michigan's value examination focuses on studying past and present price action to predict the probability of Southern Michigan's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern Michigan's price. Additionally, you may evaluate how the addition of Southern Michigan to your portfolios can decrease your overall portfolio volatility.
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