Affinity Net Borrowings from 2010 to 2024

AFBI Stock  USD 21.79  0.04  0.18%   
Affinity Bancshares' Net Borrowings is decreasing with stable movements from year to year. Net Borrowings is estimated to finish at about -32.5 M this year. Net Borrowings is the difference between the amount of new debt Affinity Bancshares has taken on and the amount of debt it has paid off during a given period. View All Fundamentals
 
Net Borrowings  
First Reported
2010-12-31
Previous Quarter
-34.2 M
Current Value
-32.5 M
Quarterly Volatility
33.4 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Affinity Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Affinity Bancshares' main balance sheet or income statement drivers, such as Interest Expense of 16.3 M, Other Operating Expenses of 14.3 M or Net Income Applicable To Common Shares of 4.3 M, as well as many indicators such as Price To Sales Ratio of 5.12, Dividend Yield of 0.0 or PTB Ratio of 1.23. Affinity financial statements analysis is a perfect complement when working with Affinity Bancshares Valuation or Volatility modules.
  
Check out the analysis of Affinity Bancshares Correlation against competitors.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.

Latest Affinity Bancshares' Net Borrowings Growth Pattern

Below is the plot of the Net Borrowings of Affinity Bancshares over the last few years. It is the difference between the amount of new debt a company has taken on and the amount of debt it has paid off during a given period. Affinity Bancshares' Net Borrowings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Affinity Bancshares' overall financial position and show how it may be relating to other accounts over time.
Net Borrowings10 Years Trend
Pretty Stable
   Net Borrowings   
       Timeline  

Affinity Net Borrowings Regression Statistics

Arithmetic Mean(11,299,800)
Geometric Mean14,091,398
Coefficient Of Variation(295.34)
Mean Deviation18,040,507
Median(7,570,000)
Standard Deviation33,372,945
Sample Variance1113.8T
Range162.5M
R-Value(0.23)
Mean Square Error1137T
R-Squared0.05
Significance0.41
Slope(1,701,836)
Total Sum of Squares15592.5T

Affinity Net Borrowings History

2024-32.5 M
2023-34.2 M
2022-38 M
2021-75.8 M
202086.7 M

About Affinity Bancshares Financial Statements

Investors use fundamental indicators, such as Affinity Bancshares' Net Borrowings, to determine how well the company is positioned to perform in the future. Although Affinity Bancshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Borrowings-34.2 M-32.5 M

Currently Active Assets on Macroaxis

When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:
Check out the analysis of Affinity Bancshares Correlation against competitors.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.04
Earnings Share
0.85
Revenue Per Share
4.772
Quarterly Revenue Growth
0.06
Return On Assets
0.0065
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.