LCNB Financial Statements From 2010 to 2024

LCNB Stock  USD 17.54  0.16  0.92%   
LCNB financial statements provide useful quarterly and yearly information to potential LCNB Corporation investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on LCNB financial statements helps investors assess LCNB's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting LCNB's valuation are summarized below:
Gross Profit
75.1 M
Profit Margin
0.0948
Market Capitalization
247.5 M
Enterprise Value Revenue
5.3399
Revenue
74.7 M
We have found one hundred twenty available fundamental ratios for LCNB, which can be analyzed and compared to other ratios and to its peers in the industry. All investors should make sure to check all of LCNB last-minute market performance against the performance between 2010 and 2024 to make sure the company can sustain itself for few more years. The current year's Enterprise Value is expected to grow to about 337.5 M, whereas Market Cap is forecasted to decline to about 123.4 M.

LCNB Total Revenue

99.76 Million

Check LCNB financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among LCNB's main balance sheet or income statement drivers, such as Interest Expense of 6.8 M, Total Revenue of 99.8 M or Gross Profit of 99.8 M, as well as many indicators such as Price To Sales Ratio of 3.93, Dividend Yield of 0.0337 or PTB Ratio of 0.73. LCNB financial statements analysis is a perfect complement when working with LCNB Valuation or Volatility modules.
  
Check out the analysis of LCNB Correlation against competitors.

LCNB Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.4 B2.3 B1.4 B
Slightly volatile
Total Stockholder Equity122.4 M235.3 M157.7 M
Slightly volatile
Other Assets1.1 B1.4 B1.3 B
Pretty Stable
Common Stock Shares Outstanding9.4 M11.4 M10 M
Slightly volatile
Liabilities And Stockholders Equity2.4 B2.3 B1.4 B
Slightly volatile
Total Liabilities2.2 B2.1 B1.3 B
Slightly volatile
Property Plant And Equipment Net24.3 M42.3 M28.8 M
Slightly volatile
Retained Earnings73.4 M140 M87.5 M
Slightly volatile
Cash20.3 M39.7 M21.4 M
Slightly volatile
Non Current Assets Total2.4 B2.3 B602.1 M
Slightly volatile
Net Receivables6.6 M8.4 M7.8 M
Pretty Stable
Common Stock Total Equity174 M165.7 M98.7 M
Slightly volatile
Short Term Investments194.3 M276.6 M255.5 M
Very volatile
Other Current Assets45.7 M48.1 M313.1 M
Slightly volatile
Property Plant And Equipment Gross74.4 M70.8 M34.1 M
Slightly volatile
Total Current Assets45.7 M48.1 M524.7 M
Slightly volatile
Intangible Assets10 M9.5 M4.2 M
Slightly volatile
Common Stock182.3 M173.6 M99.8 M
Slightly volatile
Short and Long Term Debt Total227.6 M216.8 M64.8 M
Slightly volatile
Total Current Liabilities845.2 M804.9 M137.2 M
Slightly volatile
Accounts Payable14.2 M14.9 M56 M
Slightly volatile
Non Current Liabilities Total1.3 B1.3 B192 M
Slightly volatile
Other Liabilities19.6 M18.7 M12.3 M
Slightly volatile
Long Term Debt118.8 M113.1 M29 M
Slightly volatile
Property Plant Equipment23.7 M38 M27.5 M
Slightly volatile
Short Term Debt108.3 M103.1 M36.3 M
Slightly volatile
Good Will83.5 M79.5 M40.6 M
Slightly volatile
Net Tangible Assets136.6 M160.6 M124 M
Slightly volatile
Retained Earnings Total Equity98.7 M160.1 M92.9 M
Slightly volatile
Long Term Investments283.5 M298.5 M576.7 M
Very volatile
Non Current Liabilities Other16 M26.4 M15 M
Slightly volatile
Earning Assets280.7 M238.7 M348.1 M
Slightly volatile
Net Invested Capital320.1 M445.8 M249.4 M
Slightly volatile
Capital Stock162.5 M173.6 M145.2 M
Slightly volatile
Capital Lease Obligations6.8 M6.3 M5.8 M
Slightly volatile

LCNB Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense6.8 M6.7 MM
Very volatile
Total Revenue99.8 M95 M56.2 M
Slightly volatile
Gross Profit99.8 M95 M55.8 M
Slightly volatile
Other Operating Expenses79.3 M75.5 M34.6 M
Slightly volatile
EBITDA505.4 K532 K20.2 M
Pretty Stable
Income Before Tax14.5 M15.3 M16.7 M
Slightly volatile
Net Income11.3 M12.6 M13.2 M
Slightly volatile
Income Tax Expense3.3 M2.6 M3.5 M
Slightly volatile
Depreciation And Amortization1.8 M2.4 MM
Very volatile
Selling General Administrative17 M30 M19.8 M
Slightly volatile
Selling And Marketing Expenses738.4 K1.1 M861.4 K
Slightly volatile
Cost Of Revenue495.9 K522 K2.6 M
Slightly volatile
Net Income Applicable To Common Shares26.7 M25.4 M15.1 M
Slightly volatile
Net Income From Continuing Ops17.2 M12.6 M15.2 M
Slightly volatile
Non Recurring100.9 K106.2 K578.4 K
Slightly volatile
Tax Provision3.2 M2.6 MM
Slightly volatile
Net Interest Income55.4 M56.2 M47 M
Slightly volatile
Interest Income63.6 M79.4 M53.1 M
Slightly volatile
Reconciled DepreciationMM2.8 M
Slightly volatile
Extraordinary Items179.2 K201.6 K219.5 K
Slightly volatile

LCNB Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow11.8 M18.1 M13.2 M
Slightly volatile
Begin Period Cash Flow17.3 M22.7 M19 M
Slightly volatile
Depreciation2.9 M2.4 M2.8 M
Pretty Stable
Dividends PaidM9.9 M6.7 M
Slightly volatile
Capital Expenditures2.4 M2.6 M2.5 M
Pretty Stable
Total Cash From Operating Activities14.1 M20.7 M15.7 M
Slightly volatile
Net Income11.5 M12.5 M13.2 M
Slightly volatile
End Period Cash Flow41.7 M39.7 M22.8 M
Slightly volatile
Change To Inventory96.9 K86.2 K93.4 K
Pretty Stable
Change Receivables213.6 K240.3 K261.7 K
Slightly volatile
Issuance Of Capital Stock268.6 K428 K150.2 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.932.5843.5006
Pretty Stable
Dividend Yield0.03370.05520.0387
Slightly volatile
PTB Ratio0.730.76521.1352
Slightly volatile
Days Sales Outstanding53.2343.9544.8776
Pretty Stable
Book Value Per Share21.6420.608315.701
Slightly volatile
Free Cash Flow Yield0.06580.10050.0784
Very volatile
Operating Cash Flow Per Share1.181.81311.5319
Pretty Stable
Stock Based Compensation To Revenue0.00850.00810.0029
Slightly volatile
Capex To Depreciation0.661.080.8924
Pretty Stable
PB Ratio0.730.76521.1352
Slightly volatile
EV To Sales3.025.12493.9543
Very volatile
Free Cash Flow Per Share0.981.58491.288
Pretty Stable
ROIC0.110.05650.0841
Pretty Stable
Net Income Per Share0.921.1061.2667
Slightly volatile
Payables Turnover0.0460.04850.093
Slightly volatile
Sales General And Administrative To Revenue0.30.43110.3724
Slightly volatile
Capex To Revenue0.06260.03740.0501
Very volatile
Cash Per Share3.313.47923.2968
Slightly volatile
POCF Ratio11.968.697711.5481
Pretty Stable
Interest Coverage1.781.30853.2191
Slightly volatile
Payout Ratio0.590.7870.5204
Pretty Stable
Capex To Operating Cash Flow0.20.12590.1616
Very volatile
PFCF Ratio15.219.950214.8777
Very volatile
Days Payables Outstanding8.2 K7.8 K5.7 K
Slightly volatile
Income Quality1.421.65061.2467
Very volatile
ROE0.0510.05370.0852
Slightly volatile
EV To Operating Cash Flow9.2417.250312.7313
Pretty Stable
PE Ratio15.2514.258813.4686
Pretty Stable
Return On Tangible Assets0.00540.00570.01
Slightly volatile
EV To Free Cash Flow11.7119.734516.3544
Very volatile
Earnings Yield0.06190.07010.077
Pretty Stable
Intangibles To Total Assets0.04080.03880.0272
Slightly volatile
Current Ratio0.04690.049327.8605
Slightly volatile
Tangible Book Value Per Share7.7612.813311.3935
Slightly volatile
Receivables Turnover6.28.68.2043
Pretty Stable
Graham Number13.9422.645820.4982
Slightly volatile
Shareholders Equity Per Share21.6420.608315.701
Slightly volatile
Debt To Equity0.940.89470.3404
Slightly volatile
Capex Per Share0.20.22820.2439
Very volatile
Revenue Per Share3.66.1034.9122
Slightly volatile
Interest Debt Per Share21.520.47396.5577
Slightly volatile
Debt To Assets0.09650.09190.0375
Slightly volatile
Enterprise Value Over EBITDA21.2220.206812.6074
Pretty Stable
Short Term Coverage Ratios0.20.21261.9047
Slightly volatile
Price Earnings Ratio15.2514.258813.4686
Pretty Stable
Price Book Value Ratio0.730.76521.1352
Slightly volatile
Days Of Payables Outstanding8.2 K7.8 K5.7 K
Slightly volatile
Dividend Payout Ratio0.590.7870.5204
Pretty Stable
Price To Operating Cash Flows Ratio11.968.697711.5481
Pretty Stable
Price To Free Cash Flows Ratio15.219.950214.8777
Very volatile
Pretax Profit Margin0.370.2190.3381
Pretty Stable
Ebt Per Ebit0.480.50161.0169
Slightly volatile
Operating Profit Margin0.440.43660.3963
Pretty Stable
Effective Tax Rate0.260.17250.2255
Slightly volatile
Company Equity Multiplier10.459.73898.8793
Pretty Stable
Long Term Debt To Capitalization0.340.32470.1266
Slightly volatile
Total Debt To Capitalization0.50.47220.2309
Slightly volatile
Return On Capital Employed0.01940.02050.0158
Very volatile
Debt Equity Ratio0.940.89470.3404
Slightly volatile
Ebit Per Revenue0.440.43660.3963
Pretty Stable
Quick Ratio0.04690.049328.0972
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.411.65041.8012
Pretty Stable
Net Income Per E B T0.610.82750.7714
Pretty Stable
Cash Ratio0.04690.04931.0155
Slightly volatile
Operating Cash Flow Sales Ratio0.350.29710.3128
Pretty Stable
Days Of Sales Outstanding53.2343.9544.8776
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.660.87410.8291
Pretty Stable
Cash Flow Coverage Ratios0.09340.09830.5487
Pretty Stable
Price To Book Ratio0.730.76521.1352
Slightly volatile
Fixed Asset Turnover2.151.64731.8743
Slightly volatile
Capital Expenditure Coverage Ratio8.177.94412.871
Very volatile
Price Cash Flow Ratio11.968.697711.5481
Pretty Stable
Enterprise Value Multiple21.2220.206812.6074
Pretty Stable
Debt Ratio0.09650.09190.0375
Slightly volatile
Cash Flow To Debt Ratio0.09340.09830.5487
Pretty Stable
Price Sales Ratio3.932.5843.5006
Pretty Stable
Return On Assets0.00520.00550.0097
Slightly volatile
Asset Turnover0.04650.03040.0389
Pretty Stable
Net Profit Margin0.290.18120.2635
Very volatile
Gross Profit Margin0.821.231.0859
Slightly volatile
Price Fair Value0.730.76521.1352
Slightly volatile
Return On Equity0.0510.05370.0852
Slightly volatile

LCNB Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap123.4 M162.1 M161 M
Slightly volatile
Enterprise Value337.5 M321.4 M209.7 M
Slightly volatile

LCNB Fundamental Market Drivers

Forward Price Earnings10.02
Cash And Short Term Investments-36.5 M

LCNB Upcoming Events

26th of January 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
26th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About LCNB Financial Statements

LCNB stakeholders use historical fundamental indicators, such as LCNB's revenue or net income, to determine how well the company is positioned to perform in the future. Although LCNB investors may analyze each financial statement separately, they are all interrelated. For example, changes in LCNB's assets and liabilities are reflected in the revenues and expenses on LCNB's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in LCNB Corporation. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue16.3 M17.1 M
Total Revenue95 M99.8 M
Cost Of Revenue522 K495.9 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.43  0.30 
Capex To Revenue 0.04  0.06 
Revenue Per Share 6.10  3.60 
Ebit Per Revenue 0.44  0.44 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether LCNB offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LCNB's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lcnb Corporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lcnb Corporation Stock:
Check out the analysis of LCNB Correlation against competitors.
You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LCNB. If investors know LCNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LCNB listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.15)
Dividend Share
0.88
Earnings Share
0.47
Revenue Per Share
5.566
Quarterly Revenue Growth
0.226
The market value of LCNB is measured differently than its book value, which is the value of LCNB that is recorded on the company's balance sheet. Investors also form their own opinion of LCNB's value that differs from its market value or its book value, called intrinsic value, which is LCNB's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LCNB's market value can be influenced by many factors that don't directly affect LCNB's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LCNB's value and its price as these two are different measures arrived at by different means. Investors typically determine if LCNB is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LCNB's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.