LCNB Valuation
| LCNB Stock | USD 17.54 0.16 0.92% |
At this time, the entity appears to be fairly valued. LCNB secures a last-minute Real Value of $16.87 per share. The latest price of the entity is $17.54. Our model forecasts the value of LCNB from evaluating the entity fundamentals such as Profit Margin of 0.09 %, return on asset of 0.0033, and Current Valuation of 369.94 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting LCNB's valuation include:
Price Book 0.9773 | Enterprise Value 369.9 M | Price Sales 3.3138 | Forward PE 10.02 | Trailing PE 37.3192 |
Fairly Valued
Today
Please note that LCNB's price fluctuation is very steady at this time. Calculation of the real value of LCNB is based on 3 months time horizon. Increasing LCNB's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since LCNB is currently traded on the exchange, buyers and sellers on that exchange determine the market value of LCNB Stock. However, LCNB's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 17.54 | Real 16.87 | Target 17.0 | Hype 17.5 | Naive 17.68 |
The real value of LCNB Stock, also known as its intrinsic value, is the underlying worth of LCNB Company, which is reflected in its stock price. It is based on LCNB's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of LCNB's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of LCNB Corporation helps investors to forecast how LCNB stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of LCNB more accurately as focusing exclusively on LCNB's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use LCNB's intrinsic value based on its ongoing forecasts of LCNB's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against LCNB's closest peers. If more than one evaluation category is relevant for LCNB we suggest using both methods to arrive at a better estimate.
LCNB Cash |
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LCNB Valuation Trend
Comparing LCNB's enterprise value against its market capitalization is a good way to estimate the value of LCNB Corporation uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
LCNB Total Value Analysis
LCNB Corporation is now estimated to have valuation of 369.94 M with market capitalization of 247.49 M, debt of 216.78 M, and cash on hands of 29.46 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the LCNB fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
369.94 M | 247.49 M | 216.78 M | 29.46 M |
LCNB Investor Information
About 37.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.98. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. LCNB last dividend was issued on the 2nd of December 2024. The entity had 2:1 split on the 11th of May 2007. Based on the measurements of operating efficiency obtained from LCNB's historical financial statements, LCNB Corporation is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.44 | 0.4366 |
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| Total Cash From Operating Activities | 14.1 M | 20.7 M |
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LCNB Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of LCNB suggests not a very effective usage of assets in December.LCNB Ownership Allocation
The market capitalization of LCNB Corporation is $247.49 Million. 30% of LCNB outstanding shares are owned by institutional investors. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Thus, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the entity is larger than the current market value, you may still be able to generate positive returns on investment in this company in the future.LCNB Profitability Analysis
The company reported the previous year's revenue of 95.01 M. Net Income was 12.54 M with profit before overhead, payroll, taxes, and interest of 75.08 M.LCNB Past Distributions to stockholders
| 16th of September 2024 | ||
| 17th of June 2024 | ||
| 15th of March 2024 | ||
| 1st of March 2024 | ||
| 15th of December 2023 | ||
| 15th of September 2023 | ||
| 15th of June 2023 | ||
| 15th of March 2023 | ||
| 15th of December 2022 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates LCNB's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in LCNB and how it compares across the competition.
About LCNB Valuation
The stock valuation mechanism determines LCNB's current worth on a weekly basis. Our valuation model uses a comparative analysis of LCNB. We calculate exposure to LCNB's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of LCNB's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 95 M | 99.8 M | |
| Pretax Profit Margin | 0.22 | 0.37 | |
| Operating Profit Margin | 0.44 | 0.44 | |
| Net Profit Margin | 0.18 | 0.29 | |
| Gross Profit Margin | 1.23 | 0.82 |
LCNB Quarterly Retained Earnings |
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A single share of LCNB represents a small ownership stake in the entity. As a stockholder of LCNB, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
LCNB Dividends Analysis For Valuation
As of December 2, 2024, Dividends Paid is expected to decline to about 6 M. In addition to that, Dividend Yield is expected to decline to 0.03. At present, LCNB's Earning Assets are projected to decrease significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 15.25, whereas Retained Earnings are forecasted to decline to about 73.4 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 9.9 M | 6 M | |
| Dividend Yield | 0.06 | 0.03 | |
| Dividend Payout Ratio | 0.79 | 0.59 | |
| Dividend Paid And Capex Coverage Ratio | 1.65 | 1.41 |
There are various types of dividends LCNB can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of LCNB shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from LCNB Corporation directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When LCNB pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of LCNB by the value of the dividends paid out.
LCNB Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 11.4 M | |
| Quarterly Earnings Growth Y O Y | -0.153 | |
| Forward Price Earnings | 10.02 |
LCNB Current Valuation Indicators
Valuation refers to the process of determining the present value of LCNB Corporation and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value LCNB we look at many different elements of the entity such as LCNB's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as LCNB, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use LCNB's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes LCNB's worth.Complementary Tools for LCNB Stock analysis
When running LCNB's price analysis, check to measure LCNB's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LCNB is operating at the current time. Most of LCNB's value examination focuses on studying past and present price action to predict the probability of LCNB's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LCNB's price. Additionally, you may evaluate how the addition of LCNB to your portfolios can decrease your overall portfolio volatility.
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