Old Retained Earnings from 2010 to 2024

OSBC Stock  USD 18.60  0.13  0.69%   
Old Second's Retained Earnings are increasing over the years with slightly volatile fluctuation. Overall, Retained Earnings are expected to go to about 413 M this year. Retained Earnings is the cumulative amount of net income that Old Second Bancorp retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. View All Fundamentals
 
Retained Earnings  
First Reported
1993-12-31
Previous Quarter
432 M
Current Value
452.7 M
Quarterly Volatility
91.6 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Old Second financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Old Second's main balance sheet or income statement drivers, such as Depreciation And Amortization of 7.3 M, Interest Expense of 22.6 M or Selling General Administrative of 97.1 M, as well as many indicators such as Price To Sales Ratio of 2.89, Dividend Yield of 0.0123 or PTB Ratio of 1.63. Old financial statements analysis is a perfect complement when working with Old Second Valuation or Volatility modules.
  
Check out the analysis of Old Second Correlation against competitors.

Latest Old Second's Retained Earnings Growth Pattern

Below is the plot of the Retained Earnings of Old Second Bancorp over the last few years. It is the cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends. Old Second's Retained Earnings historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Old Second's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 393.31 M10 Years Trend
Slightly volatile
   Retained Earnings   
       Timeline  

Old Retained Earnings Regression Statistics

Arithmetic Mean176,576,237
Geometric Mean122,408,411
Coefficient Of Variation71.19
Mean Deviation101,286,551
Median142,959,000
Standard Deviation125,712,487
Sample Variance15803.6T
Range400.9M
R-Value0.97
Mean Square Error1097.5T
R-Squared0.94
Slope27,188,699
Total Sum of Squares221250.8T

Old Retained Earnings History

2024413 M
2023393.3 M
2022310.5 M
2021252 M
2020236.6 M
2019213.7 M
2018175.5 M

Other Fundumenentals of Old Second Bancorp

Old Second Retained Earnings component correlations

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0.960.10.970.59-0.150.710.690.970.360.960.87-0.250.620.230.940.860.80.870.410.36-0.840.810.89
0.00.10.230.77-0.480.66-0.040.08-0.190.01-0.12-0.080.38-0.060.33-0.110.02-0.02-0.190.74-0.080.270.12
0.880.970.230.64-0.260.740.690.90.260.890.77-0.220.610.080.950.850.710.830.460.38-0.890.780.82
0.580.590.770.64-0.290.780.340.620.180.570.5-0.210.820.20.740.360.530.49-0.030.68-0.450.660.63
0.05-0.15-0.48-0.26-0.29-0.480.22-0.10.73-0.090.23-0.51-0.080.24-0.380.110.030.080.16-0.630.08-0.25-0.17
0.610.710.660.740.78-0.480.330.7-0.030.660.48-0.090.540.190.830.410.550.50.120.83-0.590.740.69
0.670.69-0.040.690.340.220.330.610.50.620.67-0.390.540.120.540.930.680.930.36-0.08-0.710.650.65
0.980.970.080.90.62-0.10.70.610.360.990.93-0.210.690.330.920.770.860.840.270.41-0.750.850.94
0.510.36-0.190.260.180.73-0.030.50.360.330.6-0.880.240.480.150.490.320.430.31-0.31-0.320.140.22
0.970.960.010.890.57-0.090.660.620.990.330.93-0.120.670.280.910.790.880.850.320.35-0.770.840.94
0.970.87-0.120.770.50.230.480.670.930.60.93-0.340.660.450.760.790.840.850.30.14-0.690.730.85
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0.680.620.380.610.82-0.080.540.540.690.240.670.66-0.120.320.710.540.750.7-0.020.4-0.460.810.8
0.370.23-0.060.080.20.240.190.120.330.480.280.45-0.430.320.160.140.390.22-0.150.140.00.340.37
0.880.940.330.950.74-0.380.830.540.920.150.910.76-0.110.710.160.720.740.760.330.54-0.80.840.87
0.830.86-0.110.850.360.110.410.930.770.490.790.79-0.350.540.140.720.740.950.53-0.04-0.860.70.74
0.850.80.020.710.530.030.550.680.860.320.880.84-0.070.750.390.740.740.870.110.34-0.580.930.94
0.870.87-0.020.830.490.080.50.930.840.430.850.85-0.250.70.220.760.950.870.30.13-0.770.840.87
0.340.41-0.190.46-0.030.160.120.360.270.310.320.3-0.24-0.02-0.150.330.530.110.3-0.37-0.740.040.08
0.270.360.740.380.68-0.630.83-0.080.41-0.310.350.140.140.40.140.54-0.040.340.13-0.37-0.070.560.47
-0.77-0.84-0.08-0.89-0.450.08-0.59-0.71-0.75-0.32-0.77-0.690.27-0.460.0-0.8-0.86-0.58-0.77-0.74-0.07-0.61-0.65
0.80.810.270.780.66-0.250.740.650.850.140.840.73-0.050.810.340.840.70.930.840.040.56-0.610.96
0.90.890.120.820.63-0.170.690.650.940.220.940.85-0.070.80.370.870.740.940.870.080.47-0.650.96
Click cells to compare fundamentals

About Old Second Financial Statements

Old Second stakeholders use historical fundamental indicators, such as Old Second's Retained Earnings, to determine how well the company is positioned to perform in the future. Although Old Second investors may analyze each financial statement separately, they are all interrelated. For example, changes in Old Second's assets and liabilities are reflected in the revenues and expenses on Old Second's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Old Second Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Retained Earnings393.3 M413 M
Retained Earnings Total Equity357.1 M374.9 M

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Old Second Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Old Second's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Old Second Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Old Second Bancorp Stock:
Check out the analysis of Old Second Correlation against competitors.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Old Second. If investors know Old will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Old Second listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.07)
Dividend Share
0.2
Earnings Share
1.85
Revenue Per Share
5.896
Quarterly Revenue Growth
(0.01)
The market value of Old Second Bancorp is measured differently than its book value, which is the value of Old that is recorded on the company's balance sheet. Investors also form their own opinion of Old Second's value that differs from its market value or its book value, called intrinsic value, which is Old Second's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Old Second's market value can be influenced by many factors that don't directly affect Old Second's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Old Second's value and its price as these two are different measures arrived at by different means. Investors typically determine if Old Second is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Old Second's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.