Preferred Financial Statements From 2010 to 2024

PFBC Stock  USD 94.33  1.37  1.43%   
Preferred Bank financial statements provide useful quarterly and yearly information to potential Preferred Bank investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Preferred Bank financial statements helps investors assess Preferred Bank's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Preferred Bank's valuation are summarized below:
Gross Profit
242 M
Profit Margin
0.5234
Market Capitalization
1.3 B
Enterprise Value Revenue
5.0409
Revenue
260.4 M
We have found one hundred twenty available trending fundamental ratios for Preferred Bank, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of Preferred Bank's recent performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 1.1 B, whereas Enterprise Value is forecasted to decline to about 190.8 M.

Preferred Bank Total Revenue

289.37 Million

Check Preferred Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Preferred Bank's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.7 M, Interest Expense of 198 M or Total Revenue of 289.4 M, as well as many indicators such as Price To Sales Ratio of 3.37, Dividend Yield of 0.0255 or PTB Ratio of 1.22. Preferred financial statements analysis is a perfect complement when working with Preferred Bank Valuation or Volatility modules.
  
Check out the analysis of Preferred Bank Correlation against competitors.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.

Preferred Bank Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB6.7 B3.8 B
Slightly volatile
Total Stockholder Equity729.9 M695.1 M387.9 M
Slightly volatile
Cash956.4 M910.9 M481.3 M
Slightly volatile
Cash And Short Term Investments477.7 M910.9 M623.1 M
Slightly volatile
Common Stock Shares Outstanding10.4 M14.3 M13.1 M
Slightly volatile
Liabilities And Stockholders EquityB6.7 B3.8 B
Slightly volatile
Total Liabilities6.3 BB3.4 B
Slightly volatile
Total Current AssetsB1.9 B796.8 M
Slightly volatile
Other Liabilities25.1 M44.4 M27.2 M
Slightly volatile
Accounts Payable15.3 M16.1 M48.2 M
Slightly volatile
Long Term Debt74.5 M148.2 M78 M
Slightly volatile
Common Stock160.2 M242.5 M179 M
Slightly volatile
Property Plant Equipment37.1 M35.3 M15.7 M
Slightly volatile
Short and Long Term Debt Total85 M168 M85.9 M
Slightly volatile
Total Current Liabilities5.9 B5.7 B774.9 M
Slightly volatile
Property Plant And Equipment Net33.3 M31.7 M15.2 M
Slightly volatile
Non Current Assets TotalB5.7 BB
Slightly volatile
Net Receivables38.1 M36.3 M15.6 M
Slightly volatile
Common Stock Total Equity168.4 M242.5 M179.7 M
Slightly volatile
Non Current Liabilities Total344.2 M327.8 M100.8 M
Slightly volatile
Property Plant And Equipment Gross53.1 M50.6 M20 M
Slightly volatile
Short Term Debt7.5 M4.9 M11.4 M
Slightly volatile
Net Tangible Assets461.5 M725 M393.5 M
Slightly volatile
Other Current Assets642.9 M964.2 M434.3 M
Slightly volatile
Long Term Investments344.1 M400.3 M280.1 M
Slightly volatile
Short and Long Term Debt1.1 M1.2 M17.7 M
Slightly volatile
Capital Surpluse47 M60.2 M43.4 M
Slightly volatile
Earning Assets352.8 M412.4 M300.5 M
Slightly volatile
Long Term Debt Total108.9 M114.1 M100.7 M
Slightly volatile
Net Invested Capital711.5 M843.3 M564.1 M
Slightly volatile
Capital Stock168.7 M189.8 M206.7 M
Slightly volatile
Capital Lease Obligations22.6 M19.8 M20.7 M
Pretty Stable

Preferred Bank Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.7 M1.7 M2.7 M
Slightly volatile
Interest Expense198 M188.6 M47 M
Slightly volatile
Total Revenue289.4 M275.6 M140.6 M
Slightly volatile
Gross Profit505.8 M481.8 M168.8 M
Slightly volatile
Other Operating Expenses37.9 M65 M38.6 M
Slightly volatile
EBITDA222.2 M211.6 M99.4 M
Slightly volatile
Income Before Tax220.3 M209.9 M88.7 M
Slightly volatile
Net Income157.5 M150 M63 M
Slightly volatile
Selling General Administrative26 M51.3 M29.9 M
Slightly volatile
Net Income Applicable To Common Shares155.6 M148.2 M62.8 M
Slightly volatile
Selling And Marketing Expenses577.3 K737 K593.3 K
Slightly volatile
Net Income From Continuing Ops80.4 M153.8 M60.6 M
Slightly volatile
Tax Provision39 M60.9 M30.7 M
Slightly volatile
Net Interest Income188 M294.1 M143 M
Slightly volatile
Interest Income240.6 M451.4 M178.8 M
Slightly volatile
Reconciled Depreciation1.7 M1.7 M1.3 M
Slightly volatile

Preferred Bank Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Income157.5 M150 M63.3 M
Slightly volatile
End Period Cash Flow956.4 M910.9 M514.3 M
Slightly volatile
Free Cash Flow181.6 M173 M77.6 M
Slightly volatile
Begin Period Cash Flow805.9 M767.5 M450.8 M
Slightly volatile
Other Cashflows From Financing Activities304.3 M152.3 M357.9 M
Slightly volatile
Depreciation1.2 M1.7 M1.2 M
Slightly volatile
Other Non Cash Items13 M23.4 M10.9 M
Pretty Stable
Dividends Paid32.7 M31.1 M13.1 M
Slightly volatile
Total Cash From Operating Activities184.2 M175.4 M79.1 M
Slightly volatile
Total Cash From Financing Activities62.7 M66 M312.9 M
Pretty Stable
Change To Netincome15.6 M18.2 M12.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.373.73634.5764
Very volatile
Dividend Yield0.02550.03020.0165
Slightly volatile
PTB Ratio1.221.48141.5629
Slightly volatile
Days Sales Outstanding54.8455.2648.0645
Very volatile
Book Value Per Share39.9449.313128.5868
Slightly volatile
Free Cash Flow Yield0.180.1680.1259
Very volatile
Operating Cash Flow Per Share7.1412.44285.5655
Slightly volatile
Stock Based Compensation To Revenue0.02780.02110.0334
Pretty Stable
Capex To Depreciation1.471.40411.3136
Pretty Stable
PB Ratio1.221.48141.5629
Slightly volatile
Free Cash Flow Per Share12.8912.27155.8304
Slightly volatile
Net Income Per Share11.1810.64434.5526
Slightly volatile
Sales General And Administrative To Revenue0.250.18620.2452
Slightly volatile
Capex To Revenue0.01650.00880.0115
Very volatile
Cash Per Share67.8564.618946.6168
Slightly volatile
POCF Ratio10.335.87089.3155
Very volatile
Payout Ratio0.110.20760.1776
Slightly volatile
Capex To Operating Cash Flow0.01310.01380.024
Pretty Stable
PFCF Ratio10.95.95289.6218
Very volatile
Income Quality1.231.1691.3413
Slightly volatile
ROE0.230.21590.1409
Slightly volatile
PE Ratio12.536.862812.5013
Slightly volatile
Return On Tangible Assets0.02360.02250.015
Slightly volatile
Earnings Yield0.150.14570.094
Slightly volatile
Intangibles To Total Assets0.05260.06860.0648
Very volatile
Current Ratio0.320.3318361
Pretty Stable
Tangible Book Value Per Share31.9149.313117.8245
Pretty Stable
Receivables Turnover6.326.847.9499
Pretty Stable
Graham Number72.9110951.3781
Slightly volatile
Shareholders Equity Per Share39.9449.313128.5868
Slightly volatile
Debt To Equity0.180.21330.2003
Slightly volatile
Capex Per Share0.330.17130.1404
Very volatile
Revenue Per Share15.4119.551210.0264
Slightly volatile
Interest Debt Per Share14.4923.8978.7063
Slightly volatile
Debt To Assets0.01720.02220.02
Slightly volatile
Enterprise Value Over EBITDA1.291.35583.0952
Pretty Stable
Short Term Coverage Ratios19.429.4927.3756
Pretty Stable
Price Earnings Ratio12.536.862812.5013
Slightly volatile
Operating Cycle38.4443.2547.0932
Slightly volatile
Price Book Value Ratio1.221.48141.5629
Slightly volatile
Dividend Payout Ratio0.110.20760.1776
Slightly volatile
Price To Operating Cash Flows Ratio10.335.87089.3155
Very volatile
Price To Free Cash Flows Ratio10.95.95289.6218
Very volatile
Pretax Profit Margin0.80.76150.5476
Slightly volatile
Company Equity Multiplier11.119.59459.8574
Slightly volatile
Long Term Debt To Capitalization0.140.17580.1539
Slightly volatile
Total Debt To Capitalization0.140.17580.1619
Slightly volatile
Debt Equity Ratio0.180.21330.2003
Slightly volatile
Quick Ratio0.320.3318560
Slightly volatile
Dividend Paid And Capex Coverage Ratio4.975.226532.0243
Slightly volatile
Net Income Per E B T1.130.7151.1955
Slightly volatile
Cash Ratio0.150.1612238
Pretty Stable
Cash Conversion Cycle61.2868.9475.0684
Slightly volatile
Operating Cash Flow Sales Ratio0.40.63640.5081
Slightly volatile
Days Of Sales Outstanding54.8455.2648.0645
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.770.98620.9616
Slightly volatile
Cash Flow Coverage Ratios0.81.18321.0521
Slightly volatile
Price To Book Ratio1.221.48141.5629
Slightly volatile
Fixed Asset Turnover16.318.681614.2384
Slightly volatile
Capital Expenditure Coverage Ratio65.5472.6257101
Pretty Stable
Price Cash Flow Ratio10.335.87089.3155
Very volatile
Enterprise Value Multiple1.291.35583.0952
Pretty Stable
Debt Ratio0.01720.02220.02
Slightly volatile
Cash Flow To Debt Ratio0.81.18321.0521
Slightly volatile
Price Sales Ratio3.373.73634.5764
Very volatile
Return On Assets0.02360.02250.0145
Slightly volatile
Asset Turnover0.02910.04130.0345
Slightly volatile
Net Profit Margin0.570.54440.4042
Slightly volatile
Gross Profit Margin1.41.571.713
Slightly volatile
Price Fair Value1.221.48141.5629
Slightly volatile
Return On Equity0.230.21590.1409
Slightly volatile

Preferred Bank Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.1 BB639 M
Slightly volatile

Preferred Fundamental Market Drivers

Forward Price Earnings9.5147
Cash And Short Term Investments910.9 M

Preferred Upcoming Events

16th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Preferred Bank Financial Statements

Preferred Bank stakeholders use historical fundamental indicators, such as Preferred Bank's revenue or net income, to determine how well the company is positioned to perform in the future. Although Preferred Bank investors may analyze each financial statement separately, they are all interrelated. For example, changes in Preferred Bank's assets and liabilities are reflected in the revenues and expenses on Preferred Bank's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Preferred Bank. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-16.1 M-15.3 M
Total Revenue275.6 M289.4 M
Cost Of Revenue-185.6 M-176.3 M
Stock Based Compensation To Revenue 0.02  0.03 
Sales General And Administrative To Revenue 0.19  0.25 
Capex To Revenue 0.01  0.02 
Revenue Per Share 19.55  15.41 
Ebit Per Revenue 0.76  0.42 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:
Check out the analysis of Preferred Bank Correlation against competitors.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.
You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Preferred Bank. If investors know Preferred will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Preferred Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.09)
Dividend Share
2.8
Earnings Share
9.99
Revenue Per Share
19.356
Quarterly Revenue Growth
(0.05)
The market value of Preferred Bank is measured differently than its book value, which is the value of Preferred that is recorded on the company's balance sheet. Investors also form their own opinion of Preferred Bank's value that differs from its market value or its book value, called intrinsic value, which is Preferred Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Preferred Bank's market value can be influenced by many factors that don't directly affect Preferred Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Preferred Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Preferred Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.