Preferred Bank Valuation
| PFBC Stock | USD 94.33 1.37 1.43% |
At this time, the company appears to be overvalued. Preferred Bank holds a recent Real Value of $76.12 per share. The prevailing price of the company is $94.33. Our model determines the value of Preferred Bank from analyzing the company fundamentals such as Shares Outstanding of 13.19 M, operating margin of 0.71 %, and Return On Equity of 0.19 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Preferred Bank's valuation include:
Price Book 1.6585 | Enterprise Value 621.7 M | Price Sales 4.8472 | Forward PE 9.5147 | Trailing PE 9.4424 |
Overvalued
Today
Please note that Preferred Bank's price fluctuation is very steady at this time. Calculation of the real value of Preferred Bank is based on 3 months time horizon. Increasing Preferred Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Preferred Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Preferred Stock. However, Preferred Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 94.33 | Real 76.12 | Target 71.5 | Hype 94.33 | Naive 93.44 |
The real value of Preferred Stock, also known as its intrinsic value, is the underlying worth of Preferred Bank Company, which is reflected in its stock price. It is based on Preferred Bank's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Preferred Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Preferred Bank helps investors to forecast how Preferred stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Preferred Bank more accurately as focusing exclusively on Preferred Bank's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Preferred Bank's intrinsic value based on its ongoing forecasts of Preferred Bank's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Preferred Bank's closest peers. If more than one evaluation category is relevant for Preferred Bank we suggest using both methods to arrive at a better estimate.
Preferred Bank Cash |
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Preferred Valuation Trend
Comparing Preferred Bank's enterprise value against its market capitalization is a good way to estimate the value of Preferred Bank uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Preferred Bank Total Value Analysis
Preferred Bank is at this time forecasted to have valuation of 621.7 M with market capitalization of 1.26 B, debt of 168 M, and cash on hands of 749.48 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Preferred Bank fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
621.7 M | 1.26 B | 168 M | 749.48 M |
Preferred Bank Investor Information
About 88.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.66. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Preferred Bank has Price/Earnings To Growth (PEG) ratio of 1.83. The entity recorded earning per share (EPS) of 9.99. The firm last dividend was issued on the 7th of October 2024. Preferred Bank had 1:5 split on the 20th of June 2011. Preferred Bank is performing exceptionally good at this time. It has a great probability to report excellent financial results in January.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 184.2 M | 175.4 M |
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Preferred Bank Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Preferred Bank has an asset utilization ratio of 4.13 percent. This indicates that the Company is making $0.0413 for each dollar of assets. An increasing asset utilization means that Preferred Bank is more efficient with each dollar of assets it utilizes for everyday operations.Preferred Bank Ownership Allocation
The market capitalization of Preferred Bank is $1.26 Billion. The majority of Preferred Bank outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Preferred Bank to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Preferred Bank. Please pay attention to any change in the institutional holdings of Preferred Bank as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.Preferred Bank Profitability Analysis
The company reported the previous year's revenue of 275.59 M. Net Income was 150.04 M with profit before overhead, payroll, taxes, and interest of 242.03 M.Preferred Bank Past Distributions to stockholders
| 21st of October 2024 | ||
| 19th of July 2024 | ||
| 19th of April 2024 | ||
| 22nd of January 2024 | ||
| 20th of October 2023 | ||
| 21st of July 2023 | ||
| 21st of April 2023 | ||
| 20th of January 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Preferred Bank's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Preferred Bank and how it compares across the competition.
About Preferred Bank Valuation
The stock valuation mechanism determines Preferred Bank's current worth on a weekly basis. Our valuation model uses a comparative analysis of Preferred Bank. We calculate exposure to Preferred Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Preferred Bank's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 481.8 M | 505.8 M | |
| Pretax Profit Margin | 0.76 | 0.80 | |
| Operating Profit Margin | 0.76 | 0.42 | |
| Net Profit Margin | 0.54 | 0.57 | |
| Gross Profit Margin | 1.57 | 1.40 |
A single share of Preferred Bank represents a small ownership stake in the entity. As a stockholder of Preferred, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Preferred Bank Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about 32.7 M, whereas Dividend Yield is forecasted to decline to 0.03. . At present, Preferred Bank's Earnings Yield is projected to increase slightly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 12.53, whereas Earning Assets are forecasted to decline to about 352.8 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 31.1 M | 32.7 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.21 | 0.11 | |
| Dividend Paid And Capex Coverage Ratio | 5.23 | 4.97 |
There are various types of dividends Preferred Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Preferred shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Preferred Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Preferred pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Preferred Bank by the value of the dividends paid out.
Preferred Bank Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 14.3 M | |
| Quarterly Earnings Growth Y O Y | -0.092 | |
| Forward Price Earnings | 9.5147 |
Preferred Bank Current Valuation Indicators
Valuation refers to the process of determining the present value of Preferred Bank and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Preferred we look at many different elements of the entity such as Preferred's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Preferred Bank, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Preferred Bank's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Preferred Bank's worth.Complementary Tools for Preferred Stock analysis
When running Preferred Bank's price analysis, check to measure Preferred Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Preferred Bank is operating at the current time. Most of Preferred Bank's value examination focuses on studying past and present price action to predict the probability of Preferred Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Preferred Bank's price. Additionally, you may evaluate how the addition of Preferred Bank to your portfolios can decrease your overall portfolio volatility.
| Odds Of Bankruptcy Get analysis of equity chance of financial distress in the next 2 years | |
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