Universal Financial Statements From 2010 to 2024

UVE Stock  USD 22.63  0.16  0.70%   
Universal Insurance financial statements provide useful quarterly and yearly information to potential Universal Insurance Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Universal Insurance financial statements helps investors assess Universal Insurance's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Universal Insurance's valuation are summarized below:
Gross Profit
284.3 M
Profit Margin
0.0482
Market Capitalization
644.6 M
Enterprise Value Revenue
0.2699
Revenue
1.5 B
There are over one hundred nineteen available fundamental trend indicators for Universal Insurance Holdings, which can be analyzed over time and compared to other ratios. Investors should ensure to double-check all of Universal Insurance's current performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 208.7 M. The current year's Enterprise Value is expected to grow to about 87.9 M

Universal Insurance Total Revenue

1.46 Billion

Check Universal Insurance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Universal Insurance's main balance sheet or income statement drivers, such as Depreciation And Amortization of 7.7 M, Interest Expense of 6.9 M or Total Revenue of 1.5 B, as well as many indicators such as Price To Sales Ratio of 0.33, Dividend Yield of 0.0571 or PTB Ratio of 1.47. Universal financial statements analysis is a perfect complement when working with Universal Insurance Valuation or Volatility modules.
  
Check out the analysis of Universal Insurance Correlation against competitors.

Universal Insurance Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.4 B2.3 B1.5 B
Slightly volatile
Total Current Liabilities645.7 M614.9 M178.8 M
Slightly volatile
Property Plant And Equipment Net50 M47.6 M31.2 M
Slightly volatile
Accounts Payable223.5 M212.8 M124.3 M
Slightly volatile
Cash417.2 M397.3 M219.7 M
Slightly volatile
Non Current Assets TotalB1.9 B1.1 B
Slightly volatile
Cash And Short Term Investments516.1 M491.6 M242.9 M
Slightly volatile
Common Stock Shares Outstanding32.3 M30.1 M34 M
Pretty Stable
Liabilities And Stockholders Equity2.4 B2.3 B1.5 B
Slightly volatile
Non Current Liabilities Total471.2 M936.6 M722.5 M
Pretty Stable
Total Liabilities2.1 BB1.2 B
Slightly volatile
Property Plant And Equipment Gross64.7 M61.6 M33.2 M
Slightly volatile
Total Current Assets331.7 M491.6 M500 M
Slightly volatile
Short and Long Term Debt Total122.4 M116.6 M68.3 M
Slightly volatile
Net Receivables152 M296.2 M175.5 M
Slightly volatile
Common Stock Total Equity513.5 K540.5 K1.7 M
Pretty Stable
Common Stock515.7 K542.8 K1.7 M
Pretty Stable
Other Liabilities605.4 M576.6 M162.9 M
Slightly volatile
Property Plant Equipment69 M65.7 M34 M
Slightly volatile
Long Term Debt107.1 M102 M40.4 M
Slightly volatile
Short Term Investments86.7 M91.2 M425.5 M
Pretty Stable
Net Tangible Assets364.1 M331.1 M321.2 M
Slightly volatile
Retained Earnings Total Equity404.6 M648.3 M385.3 M
Slightly volatile
Long Term Debt Total122.3 M116.5 M43.7 M
Slightly volatile
Capital Surpluse82.9 M129.4 M76.9 M
Slightly volatile
Non Current Liabilities OtherB1.7 B989.3 M
Slightly volatile
Long Term Investments792.1 M1.2 B629.4 M
Slightly volatile
Warrants15.2 M17.1 M18.6 M
Slightly volatile
Cash And Equivalents231.6 M447 M185.8 M
Slightly volatile
Net Invested Capital378.2 M457.9 M457.2 M
Pretty Stable
Capital Stock515.9 K542.8 K474.7 K
Slightly volatile
Current Deferred Revenue5.6 M5.9 M50.4 M
Slightly volatile

Universal Insurance Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue1.5 B1.4 B745.6 M
Slightly volatile
Gross Profit1.5 B1.4 B727 M
Slightly volatile
Other Operating Expenses274.8 M304.1 M523 M
Slightly volatile
Selling General Administrative91.3 M96.1 M101.1 M
Pretty Stable
Cost Of Revenue130.9 M101.3 M168.5 M
Pretty Stable
Selling And Marketing Expenses2.5 M2.6 M2.4 B
Slightly volatile
Reconciled Depreciation6.4 M7.3 MM
Slightly volatile

Universal Insurance Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow410.9 M391.3 M203.4 M
Slightly volatile
Capital Expenditures3.4 MM6.4 M
Slightly volatile
End Period Cash Flow419.9 M399.9 M221.6 M
Slightly volatile
Dividends Paid15.4 M23.3 M20.1 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.330.34254.944
Slightly volatile
Dividend Yield0.05710.04890.0445
Very volatile
PTB Ratio1.471.39663.2396
Slightly volatile
Days Sales Outstanding22.6923.8933.9623
Slightly volatile
Book Value Per Share12.0111.44189.3826
Slightly volatile
Average Payables73.5 M70 M71.9 M
Slightly volatile
Stock Based Compensation To Revenue0.0020.00211.1519
Slightly volatile
PB Ratio1.471.39663.2396
Slightly volatile
Payables Turnover0.510.541.9214
Pretty Stable
Sales General And Administrative To Revenue0.06560.0690.2064
Slightly volatile
Capex To Revenue0.00270.00290.0262
Slightly volatile
Cash Per Share15.5616.378516.797
Slightly volatile
Days Payables Outstanding739704419
Slightly volatile
Current Ratio0.760.799467.1293
Slightly volatile
Tangible Book Value Per Share7.377.75468.9613
Slightly volatile
Receivables Turnover15.2215.8226.4428
Pretty Stable
Graham Number25.2224.01518.0114
Slightly volatile
Shareholders Equity Per Share12.0111.44189.3826
Slightly volatile
Debt To Equity0.320.34160.216
Slightly volatile
Capex Per Share0.0880.13470.1892
Slightly volatile
Average Receivables174.4 M156.7 M143.1 M
Very volatile
Revenue Per Share48.9846.65223.0154
Slightly volatile
Interest Debt Per Share3.924.1282.1109
Slightly volatile
Debt To Assets0.04780.05030.0435
Pretty Stable
Short Term Coverage Ratios6.695.596.1704
Pretty Stable
Price Book Value Ratio1.471.39663.2396
Slightly volatile
Days Of Payables Outstanding739704419
Slightly volatile
Ebt Per Ebit0.07720.08121.0321
Pretty Stable
Company Equity Multiplier5.156.78754.7082
Slightly volatile
Long Term Debt To Capitalization0.210.23010.1162
Slightly volatile
Total Debt To Capitalization0.170.25460.1662
Slightly volatile
Debt Equity Ratio0.320.34160.216
Slightly volatile
Quick Ratio0.760.799423.8759
Slightly volatile
Net Income Per E B T0.540.75640.6914
Very volatile
Cash Ratio0.610.646118.296
Slightly volatile
Days Of Sales Outstanding22.6923.8933.9623
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.080.94340.9475
Slightly volatile
Cash Flow Coverage Ratios0.580.60873.1802
Slightly volatile
Price To Book Ratio1.471.39663.2396
Slightly volatile
Fixed Asset Turnover26.2929.217723.1902
Pretty Stable
Debt Ratio0.04780.05030.0435
Pretty Stable
Cash Flow To Debt Ratio0.580.60873.1802
Slightly volatile
Price Sales Ratio0.330.34254.944
Slightly volatile
Asset Turnover0.630.60070.4637
Slightly volatile
Gross Profit Margin0.730.830.8767
Pretty Stable
Price Fair Value1.471.39663.2396
Slightly volatile

Universal Insurance Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap208.7 M198.7 M205.4 M
Slightly volatile
Enterprise Value87.9 M83.7 M71.3 M
Slightly volatile

Universal Fundamental Market Drivers

Cash And Short Term Investments491.6 M

Universal Upcoming Events

22nd of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Universal Insurance Financial Statements

Universal Insurance stakeholders use historical fundamental indicators, such as Universal Insurance's revenue or net income, to determine how well the company is positioned to perform in the future. Although Universal Insurance investors may analyze each financial statement separately, they are all interrelated. For example, changes in Universal Insurance's assets and liabilities are reflected in the revenues and expenses on Universal Insurance's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Universal Insurance Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue5.9 M5.6 M
Total Revenue1.4 B1.5 B
Cost Of Revenue101.3 M130.9 M
Sales General And Administrative To Revenue 0.07  0.07 
Revenue Per Share 46.65  48.98 
Ebit Per Revenue 0.78  0.82 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Universal Insurance is a strong investment it is important to analyze Universal Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Universal Insurance's future performance. For an informed investment choice regarding Universal Stock, refer to the following important reports:
Check out the analysis of Universal Insurance Correlation against competitors.
You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Universal Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.301
Dividend Share
0.64
Earnings Share
2.48
Revenue Per Share
52.62
Quarterly Revenue Growth
0.076
The market value of Universal Insurance is measured differently than its book value, which is the value of Universal that is recorded on the company's balance sheet. Investors also form their own opinion of Universal Insurance's value that differs from its market value or its book value, called intrinsic value, which is Universal Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Universal Insurance's market value can be influenced by many factors that don't directly affect Universal Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.