Universal Insurance Holdings Stock Performance
| UVE Stock | USD 22.45 0.18 0.80% |
Universal Insurance has a performance score of 3 on a scale of 0 to 100. The entity has a beta of 1.5, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Universal Insurance will likely underperform. Universal Insurance right now has a risk of 3.52%. Please validate Universal Insurance semi variance, and the relationship between the treynor ratio and daily balance of power , to decide if Universal Insurance will be following its existing price patterns.
Risk-Adjusted Performance
3 of 100
Weak | Strong |
Insignificant
Compared to the overall equity markets, risk-adjusted returns on investments in Universal Insurance Holdings are ranked lower than 3 (%) of all global equities and portfolios over the last 90 days. In spite of rather inconsistent basic indicators, Universal Insurance may actually be approaching a critical reversion point that can send shares even higher in January 2025. ...more
Actual Historical Performance (%)
One Day Return (0.80) | Five Day Return (1.88) | Year To Date Return 38.32 | Ten Year Return 14.78 | All Time Return 18.16 |
Forward Dividend Yield 0.0283 | Payout Ratio 0.3282 | Last Split Factor 1:4 | Forward Dividend Rate 0.64 | Dividend Date 2024-12-13 |
1 | NGX rebounds as investors gain 178bn | 09/13/2024 |
2 | Ratings firm says Milton losses will further weaken precarious position of Florida insurance market | 10/11/2024 |
3 | Universal Insurance Q3 2024 Earnings Preview | 10/23/2024 |
4 | Universal Reports Third Quarter 2024 Results | 10/24/2024 |
5 | Disposition of 20000 shares by Sean Downes of Universal Insurance at 20.2104 subject to Rule 16b-3 | 10/31/2024 |
6 | AM Best Places Credit Ratings of Universal Insurance Company Limited Under Review With Negative Implications | 11/01/2024 |
7 | Universal Insurance declares 0.16 dividend Special Cash Dividends 0.13share | 11/07/2024 |
8 | Disposition of 15064 shares by Sean Downes of Universal Insurance at 22.4623 subject to Rule 16b-3 | 11/15/2024 |
9 | Short Interest in Universal Insurance Holdings, Inc. Declines By 23.5 | 12/02/2024 |
| Begin Period Cash Flow | 391.3 M | |
| Free Cash Flow | 67 M |
Universal |
Universal Insurance Relative Risk vs. Return Landscape
If you would invest 2,110 in Universal Insurance Holdings on September 4, 2024 and sell it today you would earn a total of 135.00 from holding Universal Insurance Holdings or generate 6.4% return on investment over 90 days. Universal Insurance Holdings is generating 0.1617% of daily returns assuming volatility of 3.5194% on return distribution over 90 days investment horizon. In other words, 31% of stocks are less volatile than Universal, and above 97% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Universal Insurance Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Universal Insurance's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Universal Insurance Holdings, and traders can use it to determine the average amount a Universal Insurance's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0459
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 3.52 actual daily | 31 69% of assets are more volatile |
Expected Return
| 0.16 actual daily | 3 97% of assets have higher returns |
Risk-Adjusted Return
| 0.05 actual daily | 3 97% of assets perform better |
Based on monthly moving average Universal Insurance is performing at about 3% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Universal Insurance by adding it to a well-diversified portfolio.
Universal Insurance Fundamentals Growth
Universal Stock prices reflect investors' perceptions of the future prospects and financial health of Universal Insurance, and Universal Insurance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Universal Stock performance.
| Return On Equity | 0.21 | ||||
| Return On Asset | 0.0263 | ||||
| Profit Margin | 0.05 % | ||||
| Operating Margin | (0.04) % | ||||
| Current Valuation | 407.87 M | ||||
| Shares Outstanding | 28.29 M | ||||
| Price To Earning | 13.42 X | ||||
| Price To Book | 1.60 X | ||||
| Price To Sales | 0.42 X | ||||
| Revenue | 1.39 B | ||||
| Gross Profit | 284.26 M | ||||
| EBITDA | 102.19 M | ||||
| Net Income | 66.82 M | ||||
| Cash And Equivalents | 388.71 M | ||||
| Cash Per Share | 10.08 X | ||||
| Total Debt | 116.6 M | ||||
| Debt To Equity | 0.40 % | ||||
| Current Ratio | 0.66 X | ||||
| Book Value Per Share | 14.15 X | ||||
| Cash Flow From Operations | 70.97 M | ||||
| Earnings Per Share | 2.48 X | ||||
| Market Capitalization | 639.52 M | ||||
| Total Asset | 2.32 B | ||||
| Retained Earnings | 560.69 M | ||||
About Universal Insurance Performance
By analyzing Universal Insurance's fundamental ratios, stakeholders can gain valuable insights into Universal Insurance's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Universal Insurance has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Universal Insurance has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | -1.8 K | -1.7 K | |
| Return On Tangible Assets | 0.03 | 0.03 | |
| Return On Capital Employed | 0.64 | 0.67 | |
| Return On Assets | 0.03 | 0.03 | |
| Return On Equity | 0.20 | 0.21 |
Things to note about Universal Insurance performance evaluation
Checking the ongoing alerts about Universal Insurance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Universal Insurance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Universal Insurance had very high historical volatility over the last 90 days | |
| Universal Insurance is unlikely to experience financial distress in the next 2 years | |
| Universal Insurance Holdings has 116.6 M in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Universal Insurance has a current ratio of 0.65, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Universal to invest in growth at high rates of return. | |
| About 70.0% of Universal Insurance outstanding shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Short Interest in Universal Insurance Holdings, Inc. Declines By 23.5 |
- Analyzing Universal Insurance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Universal Insurance's stock is overvalued or undervalued compared to its peers.
- Examining Universal Insurance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Universal Insurance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Universal Insurance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Universal Insurance's stock. These opinions can provide insight into Universal Insurance's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Universal Stock analysis
When running Universal Insurance's price analysis, check to measure Universal Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Universal Insurance is operating at the current time. Most of Universal Insurance's value examination focuses on studying past and present price action to predict the probability of Universal Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Universal Insurance's price. Additionally, you may evaluate how the addition of Universal Insurance to your portfolios can decrease your overall portfolio volatility.
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