United Security Bancshares Stock Buy Hold or Sell Recommendation
| UBFO Stock | USD 10.30 0.13 1.28% |
Given the investment horizon of 90 days and your highly speculative risk level, our recommendation regarding United Security Bancshares is 'Strong Hold'. The recommendation algorithm takes into account all of United Security's available fundamental, technical, and predictive indicators you will find on this site.
Check out United Security Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as United and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards United Security Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
United |
Execute United Security Buy or Sell Advice
The United recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on United Security Bancshares. Macroaxis does not own or have any residual interests in United Security Bancshares or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute United Security's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Solid | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
United Security Trading Alerts and Improvement Suggestions
| United Security Banc has a poor financial position based on the latest SEC disclosures | |
| About 21.0% of the company outstanding shares are owned by insiders | |
| On 23rd of October 2024 United Security paid $ 0.12 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Acquisition by Porsche Saunders of tradable shares of United Security at 7.44 subject to Rule 16b-3 |
United Security Returns Distribution Density
The distribution of United Security's historical returns is an attempt to chart the uncertainty of United Security's future price movements. The chart of the probability distribution of United Security daily returns describes the distribution of returns around its average expected value. We use United Security Bancshares price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of United Security returns is essential to provide solid investment advice for United Security.
| Mean Return | 0.38 | Value At Risk | -1.6 | Potential Upside | 2.14 | Standard Deviation | 1.45 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of United Security historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
United Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as United Security, soars without any apparent reason. This usually happens because many institutional investors are aggressively trading United Security Bancshares back and forth among themselves. Companies that invest excess capital in these types of assets may also be included in this term and can influence corporate governance by exercising voting rights in their investments.
| Shares | American Century Companies Inc | 2024-09-30 | 84.8 K | Private Wealth Advisors, Llc | 2024-09-30 | 83 K | Kennedy Capital Management Inc | 2024-09-30 | 77.9 K | Empowered Funds, Llc | 2024-09-30 | 49.2 K | Susquehanna International Group, Llp | 2024-09-30 | 45.4 K | Planning Center, Inc. | 2024-09-30 | 36 K | Kestra Private Wealth Services, Llc | 2024-09-30 | 35.8 K | Qube Research & Technologies | 2024-09-30 | 34.3 K | State Street Corp | 2024-09-30 | 31.8 K | Bridgewealth Advisory Group Llc | 2024-09-30 | 1.2 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 869.9 K |
United Security Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (1.3M) | 75.1M | (74.9M) | (180.6M) | 2.2M | 2.3M | |
| Free Cash Flow | 13.3M | 12.7M | 15.3M | 21.6M | 20.6M | 12.5M | |
| Depreciation | 1.4M | 1.4M | 1.1M | 709K | 2.1M | 1.3M | |
| Other Non Cash Items | (1.7M) | 2.2M | 3.3M | 4.8M | 667K | 633.7K | |
| Dividends Paid | 5.6M | 7.5M | 7.5M | 7.5M | 7.9M | 4.1M | |
| Capital Expenditures | 956K | 1.1M | 1.3M | 2.1M | 787K | 1.0M | |
| Net Income | 15.2M | 9.0M | 10.1M | 15.7M | 19.8M | 20.8M | |
| End Period Cash Flow | 219.0M | 294.1M | 219.2M | 38.6M | 40.8M | 38.7M | |
| Change To Netincome | (677K) | 2.6M | 1.9M | 2.7M | 2.5M | 1.5M | |
| Investments | (21.6M) | (66.3M) | (317.2M) | (174.2M) | 4.8M | 5.1M | |
| Change Receivables | (1.8M) | 133K | 44K | 634K | 570.6K | 599.1K |
United Security Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to United Security or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that United Security's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a United stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.38 | |
β | Beta against Dow Jones | -0.13 | |
σ | Overall volatility | 1.46 | |
Ir | Information ratio | 0.19 |
United Security Volatility Alert
United Security Bancshares has relatively low volatility with skewness of 0.3 and kurtosis of 4.93. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure United Security's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact United Security's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.United Security Fundamentals Vs Peers
Comparing United Security's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze United Security's direct or indirect competition across all of the common fundamentals between United Security and the related equities. This way, we can detect undervalued stocks with similar characteristics as United Security or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of United Security's fundamental indicators could also be used in its relative valuation, which is a method of valuing United Security by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare United Security to competition |
| Fundamentals | United Security | Peer Average |
| Return On Equity | 0.14 | -0.31 |
| Return On Asset | 0.014 | -0.14 |
| Profit Margin | 0.34 % | (1.27) % |
| Operating Margin | 0.43 % | (5.51) % |
| Current Valuation | 164.96 M | 16.62 B |
| Shares Outstanding | 17.32 M | 571.82 M |
| Shares Owned By Insiders | 21.19 % | 10.09 % |
| Shares Owned By Institutions | 29.30 % | 39.21 % |
| Number Of Shares Shorted | 16.92 K | 4.71 M |
| Price To Earning | 15.74 X | 28.72 X |
| Price To Book | 1.34 X | 9.51 X |
| Price To Sales | 3.44 X | 11.42 X |
| Revenue | 65.43 M | 9.43 B |
| Gross Profit | 46.1 M | 27.38 B |
| EBITDA | 2.1 M | 3.9 B |
| Net Income | 19.8 M | 570.98 M |
| Cash And Equivalents | 126.03 M | 2.7 B |
| Cash Per Share | 7.39 X | 5.01 X |
| Total Debt | 74.65 M | 5.32 B |
| Debt To Equity | 11.80 % | 48.70 % |
| Book Value Per Share | 7.67 X | 1.93 K |
| Cash Flow From Operations | 21.38 M | 971.22 M |
| Short Ratio | 0.79 X | 4.00 X |
| Earnings Per Share | 1.04 X | 3.12 X |
| Number Of Employees | 114 | 18.84 K |
| Beta | 0.56 | -0.15 |
| Market Capitalization | 164.22 M | 19.03 B |
| Total Asset | 1.21 B | 29.47 B |
| Retained Earnings | 77 M | 9.33 B |
| Annual Yield | 0.05 % | |
| Five Year Return | 4.70 % | |
| Net Asset | 1.21 B | |
| Last Dividend Paid | 0.48 |
Note: Acquisition by Porsche Saunders of tradable shares of United Security at 7.44 subject to Rule 16b-3 [view details]
United Security Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as United . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About United Security Buy or Sell Advice
When is the right time to buy or sell United Security Bancshares? Buying financial instruments such as United Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having United Security in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Heavy Metals Thematic Idea Now
Heavy Metals
Companies involved in mining, production, and distribution of various industrial metals and minerals. The Heavy Metals theme has 37 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Heavy Metals Theme or any other thematic opportunities.
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Check out United Security Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.48 | Earnings Share 1.04 | Revenue Per Share 3.026 | Quarterly Revenue Growth 0.02 | Return On Assets 0.014 |
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.