United Security Bancshares Stock Analysis

United Stock Analysis Notes

About 21.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.33. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. United Security Banc last dividend was issued on the 7th of October 2024. The entity had 101:100 split on the 5th of April 2017. United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company was founded in 1987 and is headquartered in Fresno, California. United Security operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 119 people. For more information please call the company at 559 490 6261 or visit https://www.unitedsecuritybank.com.

United Security Banc Investment Alerts

United Security Banc Upcoming and Recent Events

United Largest EPS Surprises

View All Earnings Estimates

United Security Environmental, Social, and Governance (ESG) Scores

United Stock Institutional Investors

Note, although United Security's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

United Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 164.22 M.

United Profitablity

The company has Profit Margin (PM) of 0.34 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.

Management Efficiency

United Security Banc has return on total asset (ROA) of 0.014 % which means that it generated a profit of $0.014 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1427 %, meaning that it created $0.1427 on every $100 dollars invested by stockholders. United Security's management efficiency ratios could be used to measure how well United Security manages its routine affairs as well as how well it operates its assets and liabilities. As of the 13th of December 2024, Return On Capital Employed is likely to grow to 0.05, while Return On Tangible Assets are likely to drop 0.01. At this time, United Security's Non Current Assets Total are very stable compared to the past year. As of the 13th of December 2024, Non Currrent Assets Other is likely to grow to about 1.2 B, while Total Assets are likely to drop about 802.4 M.

Technical Drivers

As of the 13th of December 2024, United Security has the Semi Deviation of 0.995, risk adjusted performance of 0.1951, and Coefficient Of Variation of 382.04. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of United Security Banc, as well as the relationship between them.

United Security Banc Price Movement Analysis

United Security Banc Insider Trading Activities

United Security Outstanding Bonds

United Security Predictive Daily Indicators

United Security Corporate Filings

United Security Forecast Models

United Security's time-series forecasting models are one of many United Security's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary United Security's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Stock analysis is the technique used by a trader or investor to examine and evaluate how United Security prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling United shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as United Security. By using and applying United Stock analysis, traders can create a robust methodology for identifying United entry and exit points for their positions.

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.