Denise Portmann - Pacific Financial CEO

PFLC Stock  USD 13.00  0.55  4.42%   

CEO

Ms. Denise Portmann is President, Chief Executive Officer, Director of the Company and the Bank. She was Chief Financial Officer, Director of Pacific Financial Corporation and of Bank of the Pacific, a subsidiary of the company. Ms. Portmann was also named Executive Vice President of the Bank in January 2006. She has served as Chief Financial Officer of the Company since January 2005 and of the Bank since November 2004. Ms. Portmann joined the Bank in 2001, serving as Treasurer of the Company and Senior Vice President and Cashier of the Bank. From 1995 to 1999, she was employed in the public accounting and auditing sector, specializing in the financial institutions industry since 2015.
Age 50
Tenure 9 years
Professional MarksCPA
Phone360 533 8870
Webhttps://www.bankofthepacific.com
Portmann is a CPA and holds a B.S. degree in Accounting from Central Washington University.

Pacific Financial Management Efficiency

Pacific Financial's management efficiency ratios could be used to measure how well Pacific Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Pacific Financial Corp currently holds 13.81 M in liabilities with Debt to Equity (D/E) ratio of 9.28, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Pacific Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Pacific Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Pacific Financial Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Pacific to invest in growth at high rates of return. When we think about Pacific Financial's use of debt, we should always consider it together with cash and equity.

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Pacific Financial Corporation operates as the bank holding company for Bank of the Pacific that provides various banking products and services in Washington and Oregon. The company was founded in 1971 and is headquartered in Aberdeen, Washington. PACIFIC FINANCIAL is traded on OTC Exchange in the United States. Pacific Financial Corp [PFLC] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

Pacific Financial Corp Leadership Team

Elected by the shareholders, the Pacific Financial's board of directors comprises two types of representatives: Pacific Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Pacific. The board's role is to monitor Pacific Financial's management team and ensure that shareholders' interests are well served. Pacific Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Pacific Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Daniel Kuenzi, VP
Denise Portmann, CEO and President Corporate Secretary, Director, CEO of Bank of The Pacific and President of Bank of The Pacific
Walker Evans, VP
Carla Tucker, Ex CFO
Lisa Dutton, Investor Sec
Thomas Baker, VP

Pacific Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Pacific Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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Other Information on Investing in Pacific OTC Stock

Pacific Financial financial ratios help investors to determine whether Pacific OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Pacific with respect to the benefits of owning Pacific Financial security.