| 2020 | 2021 | 2022 | 2023 (projected) | Net Income | 31.96 M | 54.02 M | 52.91 M | 43.95 M | Gross Profit | 141.45 M | 173.6 M | 182.34 M | 161.7 M |
Ownership Breakdown
| Retail Investors43.18% | Institutions52.82% |
| Retail Investors | 43.18 | |
| Insiders | 4.0 | |
| Institutions | 52.82 |
What are the odds of Cambridge Bancorp depinning in November?
 | By Raphi Shpitalnik | Macroaxis Story |
Cambridge Bancorp (NASDAQ: CATC), a leading player in the Banking Services industry, has been garnering attention from investors due to its promising financial indicators and strategic position. The company, with an enterprise value of $580.8M, has demonstrated a robust profit margin of 28.33% and a return on assets of 0.99%. Despite a slight dip in quarterly earnings growth by 16%, the net income applicable to common shares stands at a solid $52.9M. The firm's earnings per share (EPS) estimate for the current quarter is 1.18, indicating potential profitability. With an accumulation distribution of 683.31 and a valuation hype value of 59.18, the stock's prospects seem promising. Analysts have a 'Hold' consensus on the stock, with estimated target prices ranging from $63 to a high of $79.3. The question remains: could this be a strategic investment opportunity in November? Currently, Cambridge Bancorp's Property, Plant, and Equipment (PP&E) Turnover is projected to experience a slight increase, based on the trends observed in the past few years of reporting. The Cash and Equivalents Turnover for the current year is anticipated to grow to 2.29, while the Net Income Per Employee is expected to decrease to approximately $100.4K.
While many traders may be overwhelmed by the extensive analysis of the banking sector, it is practical to focus on Cambridge Bancorp. We will explore the potential of transforming Cambridge Bancorp into a consistent growth stock in November. Additionally, I will discuss some fundamental indicators that Cambridge Bancorp investors should consider in November.
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Reviewed by Michael Smolkin
Cambridge Bancorp is currently valued at $59.15 per share, with moderate future projections. The company has a performance score of 3 out of 100. It exhibits a Beta (market volatility) of -1.2922, indicating a relatively significant risk in relation to the market. As market returns increase, returns on owning Cambridge Bancorp are expected to decrease by larger amounts. Conversely, during market instability, Cambridge Bancorp is projected to outperform the market.
While it's important to consider Cambridge Bancorp's historical returns, it's equally crucial to realistically assess the equity's current trend patterns. Our primary approach to predicting the future performance of any stock involves a comprehensive evaluation of the business, its past performance, and all available fundamental and technical indicators.
By examining Cambridge Bancorp's technical indicators, we can currently assess whether the expected return of 0.18% will be sustainable in the future. At present, Cambridge Bancorp shows a risk of 3.87%.
Please verify Cambridge Bancorp's potential upside, accumulation distribution, and the relationship between the Treynor Ratio and expected shortfall to determine if Cambridge Bancorp will continue to follow its price patterns.
Continued study
Cambridge Bancorp, a prominent player in the banking services industry, has shown promising prospects for its stock performance in November. The company's revenue per share stands at an impressive 24.899, backed by a robust operating income of $88.7M. This financial strength is further reflected in the accumulation distribution value of 683.31, indicating a strong trend of buying over selling among investors. However, potential investors should also consider the downside variance of 4.82 and downside deviation of 2.19, which suggest a degree of investment risk. The company's Jensen Alpha of 0.0538 and Information Ratio of 0.0331 also highlight its potential for risk-adjusted returns. Despite a Treynor Ratio of -0.07, indicating a negative systematic risk-adjusted performance, the overall outlook for Cambridge Bancorp's stock remains positive. The performance of Cambridge Bancorp in the marketplace will significantly impact your decision to invest in its stock. Revenue growth, profitability, competitive positioning, management quality, and industry trends can influence Cambridge Bancorp's stock prices. When investing in Cambridge Bancorp, there are several factors to consider and potential outcomes to expect. As a company performs well, its stock price may increase, allowing investors to benefit from price appreciation. However, Cambridge Stock can experience significant price fluctuations due to market conditions, economic factors, industry trends, or company-specific news. This is why investing in stocks such as Cambridge Bancorp carries risks, including the potential for capital loss. Stock prices can decline, and investors may incur losses if they sell shares at a lower price than their initial investment.And What about dividends?
A dividend is the distribution of a portion of Cambridge Bancorp earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Cambridge Bancorp dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Cambridge one year expected dividend income is about USD1.34 per share.
Investing in dividend-paying stocks, such as Cambridge Bancorp is one of the few strategies that are good for long-term investment. Ex-dividend dates are significant because investors in Cambridge Bancorp must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Cambridge Bancorp. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.How important is Cambridge Bancorp's Liquidity
Cambridge Bancorp financial leverage refers to using borrowed capital as a funding source to finance Cambridge Bancorp ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Cambridge Bancorp financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Cambridge Bancorp's owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Cambridge Bancorp's financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the breakdown between Cambridge Bancorp's total debt and its cash.
Detailed Perspective On Cambridge Bancorp
The market capitalization of Cambridge Bancorp is $465.5 Million. Over half of Cambridge Bancorp outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulation than regular investors in Cambridge Bancorp. Please watch out for any change in the institutional holdings of Cambridge Bancorp as this could mean something significant has changed or about to change at the company. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Cambridge Bancorp (NASDAQ: CATC), a key player in the financial sector, holds promising prospects for investors seeking strategic investment opportunities this November. The company's stock performance has been bolstered by a strong operating margin of 0.41% and a robust risk-adjusted performance of 0.0242.With a beta of 0.49, the stock presents a lower volatility compared to the market, making it a less risky investment. The company's Price to Book ratio stands at 1.46X, indicating that the market fairly values its net assets. Cambridge Bancorp's strong financial health is reflected in its EPS estimate for the current year at 4.92 and net income from continuing operations of $52.9 million. The company's cash flow from operations is impressive at $51.95 million, providing the liquidity necessary for investing and expansion activities. Despite a probability of bankruptcy at 36.01%, the firm's Z score of 2.25 suggests that it is not in immediate danger of financial distress. Cambridge Bancorp's stock is currently trading at a day typical price of $59.45, with a Wall Street target price of $69.77, suggesting a potential upside. However, investors should note that the company has a downside deviation of 2.19, indicating possible negative returns. It's crucial for potential investors to balance these aspects when considering this stock as a strategic investment opportunity. .
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