| 2020 | 2021 | 2022 | 2023 (projected) | Revenues USD | 1.78 B | 1.78 B | 1.42 B | 1.43 B | Revenues | 11.65 B | 11.38 B | 9.87 B | 9.79 B |
Ownership Breakdown
| Retail Investors70.4% | Institutions26.83% |
| Retail Investors | 70.4 | |
| Insiders | 2.77 | |
| Institutions | 26.83 |
What are the odds of Lexinfintech Holdings sliding in September?
 | By Raphi Shpitalnik | Macroaxis Story |
Lexinfintech Holdings Ltd (NASDAQ: LX), a leading player in the Consumer Finance sector, has been a subject of intense scrutiny by investors. As we approach September, the question on everyone's mind is whether investing in Lexinfintech Holdings is a risk or a reward. With a market capitalization of $1.7 billion, Lexinfintech has been able to carve out a niche for itself in the Financial Services sector. The company, which has a full-time workforce of 3,900 employees, has been able to generate a gross profit of $3.5 billion. However, it has not been all rosy for Lexinfintech. The company reported an operating loss of $347.8 million, and a net interest loss of $55.6 million. Despite these losses, Lexinfintech has a solid book value of $55.04 and a revenue per share of $66.01. The company's return on assets stands at 2.02%, while its profit margin is 9.6%. These figures indicate that Lexinfintech has a solid financial foundation, which could potentially translate into improved performance in the future. However, the company's valuation real value stands at $2.55, slightly above its day typical price of $2 and day median price of $2. This suggests that the company's stock is currently undervalued, presenting a potential opportunity for investors. Analysts have a mixed outlook on Lexinfintech. While the company has received two strong buy recommendations, the lowest estimated target price stands at $3.45, indicating a potential upside. In conclusion, while Lexinfintech has had its fair share of financial challenges, its solid financial foundation and the potential for improved performance make it a company worth considering for investment. However, investors should be mindful of the risks involved, given the company's recent financial performance and the uncertainty in the Consumer Finance sector. The company's performance in September will be a critical determinant of whether investing in Lexinfintech is a risk or a reward. The company's income before tax of $1 billion is a positive sign, but investors should tread carefully. The Enterprise Value (EV) over EBIT for LexinFintech Holdings is currently fairly stable, showing little variation compared to the previous year. In 2022, LexinFintech Holdings reported an EV over EBIT of 8.00. The EV over EBITDA is projected to increase to 9.33 in 2023, while Average Assets are expected to decrease slightly, remaining just above 20.9 billion in 2023.
As the consumer finance sector gains traction among conservative investors, LexinFintech Holdings may be a company worth adding to your watchlist. But what exactly can LexinFintech Holdings' shareholders expect in September? In the following analysis, I will break down some basic indicators that investors in LexinFintech Holdings should consider for September.
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Reviewed by Michael Smolkin
Lexinfintech Holdings Ltd. is currently undervalued at $2.54 per share, given the modest future projections. The company has a performance score of 1 on a scale of 0 to 100. With a Beta (Market Risk) of 2.6886, Lexinfintech Holdings exhibits a somewhat significant risk relative to the market. This suggests that as the market rises, the company is likely to outperform it. However, in the event of negative market returns, Lexinfintech Holdings is expected to underperform.
While it's crucial to consider Lexinfintech Holdings' price patterns, it's equally important to have a realistic perspective on the equity's historical price patterns. Our primary approach to forecasting the future performance of any stock involves a comprehensive evaluation of the business as a whole, along with its past performance. This includes reviewing all available fundamental and technical indicators.
By examining Lexinfintech Holdings' technical indicators, we can currently assess whether the expected return of 0.0634% will be sustainable in the future. At present, Lexinfintech Holdings carries a risk of 3.82%. We encourage you to verify Lexinfintech Holdings' information ratio, as well as the relationship between the kurtosis and price action indicator, to determine if Lexinfintech Holdings will continue to follow its current price movements.
Widened examination
Lexinfintech Holdings, a credit services company traded on the NASDAQ, has shown a mixed bag of financial performance, presenting potential risks and rewards for investors. The company's EBITDA stands at a robust 836.2M, suggesting a strong earning potential. However, it has an operating income loss of 347.8M, indicating a significant drain on its financial resources. The company's total risk alpha of -0.54 further signals a high level of investment risk. Despite these risks, Lexinfintech has shown a mean deviation of 3.05 and a slight price change of 0.04, indicating some level of stability in its stock price. Given these data points, investing in Lexinfintech could present both risks and rewards, and potential investors should carefully consider their risk tolerance and investment goals before making a decision. The performance of Lexinfintech Holdings in the marketplace will significantly impact your decision to invest in its stock. Revenue growth, profitability, competitive positioning, management quality, and industry trends can influence Lexinfintech Holdings' stock prices. When investing in Lexinfintech Holdings, there are several factors to consider and potential outcomes to expect. As a company performs well, its stock price may increase, allowing investors to benefit from price appreciation. However, Lexinfintech Stock can experience significant price fluctuations due to market conditions, economic factors, industry trends, or company-specific news. This is why investing in stocks such as Lexinfintech Holdings carries risks, including the potential for capital loss. Stock prices can decline, and investors may incur losses if they sell shares at a lower price than their initial investment.And What about dividends?
A dividend is the distribution of a portion of Lexinfintech Holdings earnings, decided and managed by the company's board of directors and paid to a class of its shareholders. Note, announcements of dividend payouts are generally accompanied by a proportional increase or decrease in a company's stock price. Lexinfintech Holdings dividend payments follow a chronological order of events, and the associated dates are important to determine the shareholders who qualify for receiving the dividend payment. Lexinfintech one year expected dividend income is about USD0.08 per share.
Dividend Paid And Capex Coverage Ratio is likely to rise to 8.01 in 2024, whereas Dividends Paid is likely to drop slightly above 128.8 M in 2024. | Last Reported | Projected for Next Year | ||
| Dividends Paid | 135.6 M | 128.8 M | |
| Dividend Yield | 0.06 | 0.05 | |
| Dividend Payout Ratio | 0.11 | 0.10 | |
| Dividend Paid And Capex Coverage Ratio | 7.63 | 8.01 |
Investing in stocks that pay dividends, such as stock of Lexinfintech Holdings, is one of many strategies that are good for long-term investments. Ex-dividend dates are significant because investors in Lexinfintech Holdings must own a stock before its ex-dividend date to receive its next dividend.
This type of analysis is very useful when you want to generate a past dividend schedule and payout information for Lexinfintech Holdings. Then that information in the form of graph and calendar can be used to fully explain how Du Pont dividends can provide a real clue to its valuation.How important is Lexinfintech Holdings's Liquidity
Lexinfintech Holdings financial leverage refers to using borrowed capital as a funding source to finance Lexinfintech Holdings ongoing operations. It is usually used to expand the firm's asset base and generate returns on borrowed capital. Lexinfintech Holdings financial leverage is typically calculated by taking the company's all interest-bearing debt and dividing it by total capital. So the higher the debt-to-capital ratio (i.e., financial leverage), the riskier the company. Financial leverage can amplify the potential profits to Lexinfintech Holdings' owners, but it also increases the potential losses and risk of financial distress, including bankruptcy, if the firm cannot cover its debt costs. The degree of Lexinfintech Holdings' financial leverage can be measured in several ways, including by ratios such as the debt-to-equity ratio (total debt / total equity), equity multiplier (total assets / total equity), or the debt ratio (total debt / total assets). Please check the breakdown between Lexinfintech Holdings's total debt and its cash.
Lexinfintech Holdings Gross Profit
Lexinfintech Holdings Gross Profit growth is one of the most critical measures in evaluating the company. The Gross Profit growth rate is calculated simply by comparing Lexinfintech Holdings previous period's values with its current period's values. Each time period you're measuring should be of equal lengths the increase or decrease, in a company's Gross Profit between two periods. Here we show Lexinfintech Holdings Gross Profit growth over the last 10 years. Please check Lexinfintech Holdings' gross profit and other fundamental indicators for more details.
Details
Lexinfintech Holdings holds a total of 163.03 Million outstanding shares. Roughly 70.0 % of Lexinfintech Holdings outstanding shares are held by regular investors with 2.772 pct. owned by insiders and only 26.833 % by institutional investors. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Lexinfintech Holdings, a prominent player in the Credit Services industry, has been under the radar of investors for its potential performance in September. With a market capitalization of 319.53M and a net asset of 22.77B, the company exhibits a robust financial position. However, the company's negative net interest income of 55.6M, marked as losses, and a probability of bankruptcy at 43.24% pose significant risks.The company's current ratio stands at 1.80X, indicating a healthy short-term liquidity position. Moreover, the PE ratio of 2.6486 and price to book ratio of 0.31X suggest that the stock is undervalued. The company's return on equity is 0.12, while the return on assets is 0.0202, reflecting moderate profitability. However, the company's beta of 0.77 indicates lower volatility compared to the market, which could be appealing to risk-averse investors. The total debt of the company is 9.1B, which is relatively high and could impact its financial stability. Despite the risks, the target price of 3.52 and potential upside of 5.97 indicate promising returns for investors. Therefore, investing in Lexinfintech Holdings could be a reward, albeit with considerable risk. .
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