Is Employers Holdings Stock a Good Investment?
Employers Holdings Investment Advice | EIG |
- Examine Employers Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Employers Holdings' leadership team and their track record. Good management can help Employers Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Employers Holdings' business and its evolving consumer preferences.
- Compare Employers Holdings' performance and market position to its competitors. Analyze how Employers Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if Employers Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Employers Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Employers Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Employers Holdings is a good investment.
Sell | Buy |
Buy
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Employers Holdings Stock
Researching Employers Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 83.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.2. Some equities with similar Price to Book (P/B) outperform the market in the long run. Employers Holdings has Price/Earnings To Growth (PEG) ratio of 2.05. The entity recorded earning per share (EPS) of 5.34. The firm last dividend was issued on the 13th of November 2024.
To determine if Employers Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Employers Holdings' research are outlined below:
| Employers Holdings has a frail financial position based on the latest SEC disclosures | |
| Over 83.0% of the company shares are held by institutions such as insurance companies | |
| On 27th of November 2024 Employers Holdings paid $ 0.3 per share dividend to its current shareholders | |
| Latest headline from investing.com: Earnings call Employers Holdings reports strong Q3 2024 results |
Employers Holdings Quarterly Long Term Debt |
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Employers Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Employers Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Employers Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 15th of February 2024 Upcoming Quarterly Report | View | |
| 25th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 15th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Employers Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Employers Holdings' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-04-30 | 2014-03-31 | 0.12 | 0.14 | 0.02 | 16 | ||
2013-05-08 | 2013-03-31 | 0.09 | 0.11 | 0.02 | 22 | ||
2012-08-07 | 2012-06-30 | 0.05 | 0.02 | -0.03 | 60 | ||
2013-02-27 | 2012-12-31 | 0.08 | 0.04 | -0.04 | 50 | ||
2012-05-08 | 2012-03-31 | 0.07 | 0.03 | -0.04 | 57 | ||
2012-02-27 | 2011-12-31 | 0.14 | 0.1 | -0.04 | 28 | ||
2010-05-05 | 2010-03-31 | 0.23 | 0.27 | 0.04 | 17 | ||
2012-11-07 | 2012-09-30 | 0.06 | 0.11 | 0.05 | 83 |
Know Employers Holdings' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Employers Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Employers Holdings backward and forwards among themselves. Employers Holdings' institutional investor refers to the entity that pools money to purchase Employers Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Amvescap Plc. | 2024-06-30 | 376.3 K | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 276.6 K | Bank Of New York Mellon Corp | 2024-06-30 | 272.3 K | Boston Partners Global Investors, Inc | 2024-09-30 | 270.3 K | Loomis, Sayles & Company Lp | 2024-06-30 | 268.2 K | Aqr Capital Management Llc | 2024-06-30 | 266.5 K | Jacobs Levy Equity Management, Inc. | 2024-09-30 | 261.1 K | Renaissance Technologies Corp | 2024-09-30 | 254.3 K | Arrowstreet Capital Limited Partnership | 2024-06-30 | 217.8 K | Blackrock Inc | 2024-06-30 | 3.7 M | Vanguard Group Inc | 2024-09-30 | 3 M |
Employers Holdings' market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.32 B.Market Cap |
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Employers Holdings' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.03 | 0.03 | |
| Return On Capital Employed | 0.02 | 0.04 | |
| Return On Assets | 0.03 | 0.03 | |
| Return On Equity | 0.12 | 0.11 |
Determining Employers Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if Employers Holdings is a good buy. For example, gross profit margin measures Employers Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Employers Holdings' profitability and make more informed investment decisions.
Evaluate Employers Holdings' management efficiency
Employers Holdings has Return on Asset of 0.0302 % which means that on every $100 spent on assets, it made $0.0302 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1351 %, implying that it generated $0.1351 on every 100 dollars invested. Employers Holdings' management efficiency ratios could be used to measure how well Employers Holdings manages its routine affairs as well as how well it operates its assets and liabilities. The Employers Holdings' current Return On Capital Employed is estimated to increase to 0.04, while Return On Tangible Assets are projected to decrease to 0.03. At this time, Employers Holdings' Intangibles To Total Assets are most likely to increase slightly in the upcoming years. The Employers Holdings' current Debt To Assets is estimated to increase to 0.06, while Total Current Assets are projected to decrease to roughly 867.5 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 38.45 | 40.37 | |
| Tangible Book Value Per Share | 36.56 | 38.39 | |
| Enterprise Value Over EBITDA | 1.84 | 1.74 | |
| Price Book Value Ratio | 1.02 | 0.97 | |
| Enterprise Value Multiple | 1.84 | 1.74 | |
| Price Fair Value | 1.02 | 0.97 | |
| Enterprise Value | 818.2 M | 734.4 M |
The operational strategies employed by Employers Holdings management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Dividend Yield 0.0225 | Forward Dividend Yield 0.0225 | Forward Dividend Rate 1.2 | Beta 0.244 |
Basic technical analysis of Employers Stock
As of the 28th of November, Employers Holdings shows the Downside Deviation of 1.2, mean deviation of 1.02, and Coefficient Of Variation of 759.24. Employers Holdings technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Employers Holdings value at risk, and the relationship between the jensen alpha and semi variance to decide if Employers Holdings is priced favorably, providing market reflects its regular price of 53.58 per share. Given that Employers Holdings has jensen alpha of 0.0656, we urge you to verify Employers Holdings's prevailing market performance to make sure the company can sustain itself at a future point.Employers Holdings' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Employers Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Employers Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Employers Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Employers Holdings' Outstanding Corporate Bonds
Employers Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Employers Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Employers bonds can be classified according to their maturity, which is the date when Employers Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Understand Employers Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Employers Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1062 | |||
| Market Risk Adjusted Performance | 0.1808 | |||
| Mean Deviation | 1.02 | |||
| Semi Deviation | 0.9974 | |||
| Downside Deviation | 1.2 | |||
| Coefficient Of Variation | 759.24 | |||
| Standard Deviation | 1.61 | |||
| Variance | 2.59 | |||
| Information Ratio | 0.0539 | |||
| Jensen Alpha | 0.0656 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | 0.0725 | |||
| Treynor Ratio | 0.1708 | |||
| Maximum Drawdown | 11.24 | |||
| Value At Risk | (1.95) | |||
| Potential Upside | 2.46 | |||
| Downside Variance | 1.43 | |||
| Semi Variance | 0.9948 | |||
| Expected Short fall | (1.16) | |||
| Skewness | 2.77 | |||
| Kurtosis | 15.67 |
| Risk Adjusted Performance | 0.1062 | |||
| Market Risk Adjusted Performance | 0.1808 | |||
| Mean Deviation | 1.02 | |||
| Semi Deviation | 0.9974 | |||
| Downside Deviation | 1.2 | |||
| Coefficient Of Variation | 759.24 | |||
| Standard Deviation | 1.61 | |||
| Variance | 2.59 | |||
| Information Ratio | 0.0539 | |||
| Jensen Alpha | 0.0656 | |||
| Total Risk Alpha | (0.04) | |||
| Sortino Ratio | 0.0725 | |||
| Treynor Ratio | 0.1708 | |||
| Maximum Drawdown | 11.24 | |||
| Value At Risk | (1.95) | |||
| Potential Upside | 2.46 | |||
| Downside Variance | 1.43 | |||
| Semi Variance | 0.9948 | |||
| Expected Short fall | (1.16) | |||
| Skewness | 2.77 | |||
| Kurtosis | 15.67 |
Consider Employers Holdings' intraday indicators
Employers Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Employers Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Employers Holdings Corporate Filings
F4 | 14th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 1st of November 2024 Other Reports | ViewVerify | |
8K | 30th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 26th of April 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Employers Stock media impact
Far too much social signal, news, headlines, and media speculation about Employers Holdings that are available to investors today. That information is available publicly through Employers media outlets and privately through word of mouth or via Employers internal channels. However, regardless of the origin, that massive amount of Employers data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Employers Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Employers Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Employers Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Employers Holdings alpha.
Employers Holdings Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Employers Holdings can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Employers Holdings Corporate Directors
| Valerie Glenn | Independent Director | Profile | |
| Joao Figueiredo | Independent Director | Profile | |
| Richard Blakey | Independent Director | Profile | |
| Barbara Higgins | Independent Director | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Employers Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. For more detail on how to invest in Employers Stock please use our How to Invest in Employers Holdings guide.You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Employers Holdings. If investors know Employers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Employers Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.246 | Dividend Share 1.16 | Earnings Share 5.34 | Revenue Per Share 35.199 | Quarterly Revenue Growth 0.101 |
The market value of Employers Holdings is measured differently than its book value, which is the value of Employers that is recorded on the company's balance sheet. Investors also form their own opinion of Employers Holdings' value that differs from its market value or its book value, called intrinsic value, which is Employers Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Employers Holdings' market value can be influenced by many factors that don't directly affect Employers Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Employers Holdings' value and its price, as these two are different measures arrived at by various means. Investors typically determine if Employers Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Employers Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.