Community Trust Valuation
| CTBI Stock | USD 58.98 0.05 0.08% |
At this time, the firm appears to be overvalued. Community Trust Bancorp shows a prevailing Real Value of $47.44 per share. The current price of the firm is $58.98. Our model approximates the value of Community Trust Bancorp from analyzing the firm fundamentals such as Current Valuation of 1.28 B, return on equity of 0.11, and Profit Margin of 0.35 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Community Trust's valuation include:
Price Book 1.4 | Enterprise Value 1.3 B | Price Sales 4.6969 | Forward PE 12.8205 | Trailing PE 13.4045 |
Overvalued
Today
Please note that Community Trust's price fluctuation is very steady at this time. Calculation of the real value of Community Trust Bancorp is based on 3 months time horizon. Increasing Community Trust's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Community Trust is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Community Stock. However, Community Trust's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 58.98 | Real 47.44 | Target 40.0 | Hype 58.98 | Naive 57.96 |
The intrinsic value of Community Trust's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Community Trust's stock price.
Estimating the potential upside or downside of Community Trust Bancorp helps investors to forecast how Community stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Community Trust more accurately as focusing exclusively on Community Trust's fundamentals will not take into account other important factors: When choosing an evaluation method for Community Trust Bancorp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Community Trust Cash |
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Community Valuation Trend
Community Trust's real value analysis enables investors to forecast the earnings more efficiently. Using both Community Trust's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
Community Trust Total Value Analysis
Community Trust Bancorp is currently forecasted to have valuation of 1.28 B with market capitalization of 1.07 B, debt of 80.97 M, and cash on hands of 60.53 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Community Trust fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.28 B | 1.07 B | 80.97 M | 60.53 M |
Community Trust Investor Information
About 64.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.4. Some equities with similar Price to Book (P/B) outperform the market in the long run. Community Trust Bancorp last dividend was issued on the 13th of December 2024. The entity had 11:10 split on the 13th of May 2014. Based on the key indicators related to Community Trust's liquidity, profitability, solvency, and operating efficiencyBased on the analysis of, Community Trust Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.31 | 0.5398 |
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| Total Cash From Operating Activities | 78.4 M | 85.7 M |
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| Operating Income | 61.4 M | 119.5 M |
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Community Trust Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Community Trust has an asset utilization ratio of 3.84 percent. This signifies that the Company is making $0.0384 for each dollar of assets. An increasing asset utilization means that Community Trust Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Community Trust Ownership Allocation
Community Trust holds a total of 18.06 Million outstanding shares. Over half of Community Trust's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Community Trust Profitability Analysis
The company reported the previous year's revenue of 221.32 M. Net Income was 78 M with profit before overhead, payroll, taxes, and interest of 219.26 M.Community Trust Past Distributions to stockholders
About Community Trust Valuation
An absolute valuation paradigm, as applied to Community Stock, attempts to find the value of Community Trust Bancorp based on its fundamental and basic technical indicators. By analyzing Community Trust's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Community Trust's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Community Trust. We calculate exposure to Community Trust's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Community Trust's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 327.3 M | 343.7 M | |
| Pretax Profit Margin | 0.45 | 0.26 | |
| Operating Profit Margin | 0.54 | 0.31 | |
| Net Profit Margin | 0.35 | 0.19 | |
| Gross Profit Margin | 1.33 | 1.18 |
Community Trust Quarterly Retained Earnings |
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A single share of Community Trust represents a small ownership stake in the entity. As a stockholder of Community, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Community Trust Dividends Analysis For Valuation
Please note that Community Trust has scaled down on payment of dividends at this time. As of now, Community Trust's Retained Earnings are increasing as compared to previous years. The Community Trust's current Price Earnings Ratio is estimated to increase to 14.84, while Retained Earnings Total Equity is projected to decrease to under 245 M.
There are various types of dividends Community Trust can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Community shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Community Trust Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Community pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Community Trust by the value of the dividends paid out.
Community Trust Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 17.9 M | |
| Quarterly Earnings Growth Y O Y | 0.07 | |
| Forward Price Earnings | 12.8205 |
Community Trust Current Valuation Indicators
Valuation refers to the process of determining the present value of Community Trust Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Community we look at many different elements of the entity such as Community's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Community Trust, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Community Trust's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Community Trust's worth.Complementary Tools for Community Stock analysis
When running Community Trust's price analysis, check to measure Community Trust's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Trust is operating at the current time. Most of Community Trust's value examination focuses on studying past and present price action to predict the probability of Community Trust's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Trust's price. Additionally, you may evaluate how the addition of Community Trust to your portfolios can decrease your overall portfolio volatility.
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