MF Bancorp Valuation
| MFBP Stock | USD 18.11 0.11 0.61% |
At this time, the firm appears to be fairly valued. MF Bancorp owns a latest Real Value of $18.17 per share. The recent price of the firm is $18.11. Our model forecasts the value of MF Bancorp from analyzing the firm fundamentals such as Profit Margin of 0.20 %, price to sales of 2.28 X, and Return On Asset of 0.0086 as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that MF Bancorp's price fluctuation is very steady at this time. Calculation of the real value of MF Bancorp is based on 3 months time horizon. Increasing MF Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
MF Bancorp's intrinsic value may or may not be the same as its current market price of 18.11, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.11 | Real 18.17 | Hype 18.11 | Naive 18.24 |
The intrinsic value of MF Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence MF Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of MF Bancorp helps investors to forecast how MFBP pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of MF Bancorp more accurately as focusing exclusively on MF Bancorp's fundamentals will not take into account other important factors: MF Bancorp Total Value Analysis
MF Bancorp is now forecasted to have valuation of (3.06 M) with market capitalization of 50.78 M, debt of 990 K, and cash on hands of 134.96 M. The negative valuation of MF Bancorp may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the MF Bancorp fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(3.06 M) | 50.78 M | 990 K | 134.96 M |
MF Bancorp Investor Information
The company has price-to-book ratio of 0.27. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MF Bancorp recorded a loss per share of 0.9. The entity last dividend was issued on the 23rd of November 2022. The firm had 2:1 split on the 11th of January 2005. Based on the analysis of MF Bancorp's profitability, liquidity, and operating efficiency, MF Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.MF Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of MFBP connotes not a very effective usage of assets in December.MF Bancorp Profitability Analysis
The company reported the previous year's revenue of 17.48 M. Net Income was 2.78 M with profit before overhead, payroll, taxes, and interest of 15.84 M.MF Bancorp Past Distributions to stockholders
About MF Bancorp Valuation
The pink sheet valuation mechanism determines MF Bancorp's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of MF Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of MF Bancorp. We calculate exposure to MF Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of MF Bancorp's related companies.MF Bancorp, Inc. operates as a bank holding company for the Mechanics and Farmers Bank that provides consumer and commercial banking products and services in North Carolina. The company was founded in 1907 and is headquartered in Durham, North Carolina. MF Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct MF Bancorp's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates MF Bancorp's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct MF Bancorp's valuation analysis, follow these 8 steps:- Gather financial information: Obtain MF Bancorp's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine MF Bancorp's revenue streams: Identify MF Bancorp's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research MF Bancorp's industry and market trends, including the size of the market, growth rate, and competition.
- Establish MF Bancorp's growth potential: Evaluate MF Bancorp's management, business model, and growth potential.
- Determine MF Bancorp's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate MF Bancorp's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of MF Bancorp represents a small ownership stake in the entity. As a stockholder of MFBP, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
MF Bancorp Dividends Analysis For Valuation
Please note that MF Bancorp has scaled down on payment of dividends at this time.
There are various types of dividends MF Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of MFBP shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from MF Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When MFBP pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of MF Bancorp by the value of the dividends paid out.
MF Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as MF Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Quarterly Earnings Growth Y O Y | 0.621 | |
| Retained Earnings | 18.9 M |
Additional Tools for MFBP Pink Sheet Analysis
When running MF Bancorp's price analysis, check to measure MF Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy MF Bancorp is operating at the current time. Most of MF Bancorp's value examination focuses on studying past and present price action to predict the probability of MF Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move MF Bancorp's price. Additionally, you may evaluate how the addition of MF Bancorp to your portfolios can decrease your overall portfolio volatility.