Southern Michigan Bancorp Stock Performance
| SOMC Stock | USD 19.25 0.25 1.28% |
Southern Michigan has a performance score of 17 on a scale of 0 to 100. The entity has a beta of -0.0027, which indicates not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Southern Michigan are expected to decrease at a much lower rate. During the bear market, Southern Michigan is likely to outperform the market. Southern Michigan Bancorp right now has a risk of 0.82%. Please validate Southern Michigan potential upside, as well as the relationship between the skewness and day median price , to decide if Southern Michigan will be following its existing price patterns.
Risk-Adjusted Performance
17 of 100
Weak | Strong |
Solid
Compared to the overall equity markets, risk-adjusted returns on investments in Southern Michigan Bancorp are ranked lower than 17 (%) of all global equities and portfolios over the last 90 days. In spite of rather abnormal primary indicators, Southern Michigan may actually be approaching a critical reversion point that can send shares even higher in January 2025. ...more
| Other Cashflows From Financing Activities | 136.1 M | |
| Price Earnings Ratio | 8.0266 | |
| Total Cashflows From Investing Activities | -151.6 M |
Southern |
Southern Michigan Relative Risk vs. Return Landscape
If you would invest 1,715 in Southern Michigan Bancorp on September 26, 2024 and sell it today you would earn a total of 210.00 from holding Southern Michigan Bancorp or generate 12.24% return on investment over 90 days. Southern Michigan Bancorp is currently generating 0.1868% in daily expected returns and assumes 0.8177% risk (volatility on return distribution) over the 90 days horizon. In different words, 7% of pink sheets are less volatile than Southern, and 97% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Southern Michigan Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Southern Michigan's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as Southern Michigan Bancorp, and traders can use it to determine the average amount a Southern Michigan's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2285
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | SOMC | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 0.82 actual daily | 7 93% of assets are more volatile |
Expected Return
| 0.19 actual daily | 3 97% of assets have higher returns |
Risk-Adjusted Return
| 0.23 actual daily | 17 83% of assets perform better |
Based on monthly moving average Southern Michigan is performing at about 17% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Southern Michigan by adding it to a well-diversified portfolio.
Southern Michigan Fundamentals Growth
Southern Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of Southern Michigan, and Southern Michigan fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Southern Pink Sheet performance.
| Return On Equity | 0.14 | |||
| Return On Asset | 0.0104 | |||
| Profit Margin | 0.29 % | |||
| Operating Margin | 0.34 % | |||
| Current Valuation | 53.47 M | |||
| Shares Outstanding | 4.54 M | |||
| Price To Earning | 6.23 X | |||
| Price To Book | 1.09 X | |||
| Price To Sales | 2.07 X | |||
| Revenue | 43.52 M | |||
| Cash And Equivalents | 89.56 M | |||
| Cash Per Share | 19.70 X | |||
| Total Debt | 57.03 M | |||
| Book Value Per Share | 17.97 X | |||
| Cash Flow From Operations | 16.51 M | |||
| Earnings Per Share | 2.55 X | |||
| Total Asset | 528.86 M | |||
| Retained Earnings | 31.05 M | |||
About Southern Michigan Performance
By analyzing Southern Michigan's fundamental ratios, stakeholders can gain valuable insights into Southern Michigan's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Southern Michigan has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Southern Michigan has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest Michigan communities. The company was founded in 1871 and is based in Coldwater, Michigan. Southern Michigan operates under BanksRegional classification in the United States and is traded on OTC Exchange.Things to note about Southern Michigan Bancorp performance evaluation
Checking the ongoing alerts about Southern Michigan for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for Southern Michigan Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.Evaluating Southern Michigan's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Southern Michigan's pink sheet performance include:- Analyzing Southern Michigan's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Southern Michigan's stock is overvalued or undervalued compared to its peers.
- Examining Southern Michigan's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Southern Michigan's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Southern Michigan's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Southern Michigan's pink sheet. These opinions can provide insight into Southern Michigan's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Southern Pink Sheet analysis
When running Southern Michigan's price analysis, check to measure Southern Michigan's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern Michigan is operating at the current time. Most of Southern Michigan's value examination focuses on studying past and present price action to predict the probability of Southern Michigan's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern Michigan's price. Additionally, you may evaluate how the addition of Southern Michigan to your portfolios can decrease your overall portfolio volatility.
| Price Exposure Probability Analyze equity upside and downside potential for a given time horizon across multiple markets | |
| Stock Tickers Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites | |
| Bond Analysis Evaluate and analyze corporate bonds as a potential investment for your portfolios. | |
| Economic Indicators Top statistical indicators that provide insights into how an economy is performing | |
| Global Markets Map Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes | |
| Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
| Transaction History View history of all your transactions and understand their impact on performance | |
| Headlines Timeline Stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity | |
| Bonds Directory Find actively traded corporate debentures issued by US companies |