Pathfinder Bancorp Net Worth
Pathfinder Bancorp Net Worth Breakdown | PBHC |
Pathfinder Bancorp Net Worth Analysis
Pathfinder Bancorp's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Pathfinder Bancorp's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Pathfinder Bancorp's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Pathfinder Bancorp's net worth analysis. One common approach is to calculate Pathfinder Bancorp's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Pathfinder Bancorp's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Pathfinder Bancorp's net worth. This approach calculates the present value of Pathfinder Bancorp's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Pathfinder Bancorp's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Pathfinder Bancorp's net worth. This involves comparing Pathfinder Bancorp's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Pathfinder Bancorp's net worth relative to its peers.
Enterprise Value |
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To determine if Pathfinder Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Pathfinder Bancorp's net worth research are outlined below:
| About 27.0% of the company outstanding shares are owned by corporate insiders | |
| On 8th of November 2024 Pathfinder Bancorp paid $ 0.1 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Disposition of 2525 shares by Barclay William A of Pathfinder Bancorp at 11.35 subject to Rule 16b-3 |
Pathfinder Bancorp Quarterly Good Will |
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Pathfinder Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Pathfinder Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Pathfinder Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 30th of January 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
Know Pathfinder Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Pathfinder Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Pathfinder Bancorp backward and forwards among themselves. Pathfinder Bancorp's institutional investor refers to the entity that pools money to purchase Pathfinder Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Caldwell Sutter Capital Inc | 2024-09-30 | 14.8 K | Susquehanna International Group, Llp | 2024-09-30 | 11.2 K | Bridgeway Capital Management, Llc | 2024-09-30 | 10.2 K | Blackrock Inc | 2024-06-30 | 8.3 K | Royal Bank Of Canada | 2024-09-30 | 5.9 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 494 | Tower Research Capital Llc | 2024-09-30 | 257 | Bank Of America Corp | 2024-06-30 | 19.0 | Wells Fargo & Co | 2024-09-30 | 1.0 | Alliancebernstein L.p. | 2024-09-30 | 285.8 K | Minerva Advisors Llc | 2024-09-30 | 262.2 K |
Follow Pathfinder Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 109.8 M.Market Cap |
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Project Pathfinder Bancorp's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.05 |
When accessing Pathfinder Bancorp's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Pathfinder Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Pathfinder Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of Pathfinder Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Pathfinder Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Pathfinder Bancorp's management manipulating its earnings.
Evaluate Pathfinder Bancorp's management efficiency
As of December 2, 2024, Return On Tangible Assets is expected to decline to 0. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, Pathfinder Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 989.3 M, whereas Other Assets are forecasted to decline to about 4.8 M. Pathfinder Bancorp's management efficiency ratios could be used to measure how well Pathfinder Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 15.06 | 18.76 | |
| Tangible Book Value Per Share | 14.48 | 17.74 | |
| Enterprise Value Over EBITDA | 12.68 | 10.26 | |
| Price Book Value Ratio | 0.94 | 1.24 | |
| Enterprise Value Multiple | 12.68 | 10.26 | |
| Price Fair Value | 0.94 | 1.24 | |
| Enterprise Value | 247.3 M | 259.6 M |
Examining the leadership quality of Pathfinder Bancorp offers valuable insights into its operational efficiency and financial health. This analysis assists investors in making informed decisions regarding the stock.
Enterprise Value Revenue 5.6528 | Revenue 35.5 M | Quarterly Revenue Growth (0.57) | Revenue Per Share 5.834 | Return On Equity 0.0182 |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Pathfinder Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Pathfinder Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Pathfinder Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Pathfinder Bancorp Corporate Filings
F4 | 25th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 14th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 30th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 1st of July 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
Pathfinder Bancorp Earnings per Share Projection vs Actual
Pathfinder Bancorp Corporate Executives
Elected by the shareholders, the Pathfinder Bancorp's board of directors comprises two types of representatives: Pathfinder Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Pathfinder. The board's role is to monitor Pathfinder Bancorp's management team and ensure that shareholders' interests are well served. Pathfinder Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Pathfinder Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Justin CPA | Senior CFO | Profile | |
| Justin Bigham | Senior CFO | Profile | |
| Robert Butkowski | Senior COO | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pathfinder Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate. For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pathfinder Bancorp. If investors know Pathfinder will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pathfinder Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0) | Dividend Share 0.39 | Earnings Share 0.32 | Revenue Per Share 5.834 | Quarterly Revenue Growth (0.57) |
The market value of Pathfinder Bancorp is measured differently than its book value, which is the value of Pathfinder that is recorded on the company's balance sheet. Investors also form their own opinion of Pathfinder Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pathfinder Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pathfinder Bancorp's market value can be influenced by many factors that don't directly affect Pathfinder Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pathfinder Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pathfinder Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pathfinder Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.